The Ramsey Show
Business & Finance
About
The Ramsey Show believes you can build wealth and take control of your life—no matter what stupid mistakes you've made with money. Join as Dave Ramsey and his team of experts answer your questions on the top problems holding you back. Listen now or ask your question live by calling 888.825.5225 weekdays from 2–5 p.m. ET. Learn more at www.ramseysolutions.com
Episodes
- Financial Momentum Starts With a Shift in Perspective
Dave Ramsey and George Kamel address listener financial questions. Topics include a mother reneging on a student loan promise, managing $86,000 in debt, advice on graduate school and parental debt, and assisting a father with retirement sa…
- When Life Hits Hard, Stay Focused on What You Can Control
Dave Ramsey and Jade Warshaw address listener financial questions, including dealing with unpaid work, business and savings loss from cancer, managing overwhelming debt, aligning financial goals with a spouse, and disclosing substantial pe…
- Steady Habits Build Lasting Wealth
In this episode of The Ramsey Show, Dave Ramsey and Rachel Cruze address listener questions. Topics discussed include quitting a job to pursue YouTube full-time, concerns about a mortgage being 50% of take-home pay, structuring a prenup, a…
- Debt Robs Your Life of Margin
George Kamel and Jade Warshaw answer listener questions about personal finance. Topics include managing income, using retirement funds for a home purchase, advising on bankruptcy, and strategies for paying down debt and mortgages.
- Don't Let People's Opinions Influence Your Financial Decisions
Rachel Cruze and Dr. John Delony address various financial questions from listeners, including debt management, budgeting strategies, and financial decision-making. Topics include handling large debts, prioritizing payments, and making inf…
- Rock Bottom Doesn’t Have to Define Your Financial Future
George Kamel and Dr. John Delony address listener questions on topics such as managing a 12-year-old's YouTube earnings, dealing with a spouse who hides money, navigating shared home ownership with an ex-stepfather, changing a disliked job…
- Intentional Choices Create Peace in the Chaos
George Kamel and Jade Warshaw address various financial questions from listeners, covering topics such as cryptocurrency debt, unexpected home expenses, financial planning for home upgrades, the necessity of credit cards, and navigating fa…
- Live from Charlotte: The Ramsey Show on Tour
The Ramsey Show is live from Charlotte with hosts Rachel Cruze, George Kamel, and Ken Coleman. This episode includes audience Q&A, money confessions, couple debates, and a group debt-free scream, covering topics such as debt payoff, big li…
- Shortcuts Won’t Help You Get Ahead With Money
George Kamel and Jade Warshaw answer listener questions about various financial topics, including inheritance, life insurance policies, managing a problematic home, using flipping items for profit to pay off debt, and concerns about a moth…
- You’re Not Stuck You Just Need a Plan
Jade Warshaw and Dr. John Delony address various financial dilemmas, including college debt, employee financial assistance, supporting retired parents, managing multiple mortgages, and dealing with significant debt alongside unexpected mov…
- Stop Letting Emotions Drive Your Money Decisions
Jade Warshaw and Rachel Cruze answer questions about managing money decisions. Topics include family financial conflicts, recovering from bankruptcy, handling contractor overcharges, inheritance disputes, and overcoming emotional spending…
- A Life Built on Debt Is a Life Built on Risk
Rachel Cruze and George Kamel discuss the risks of debt and answer listener questions. Topics include issues with credit cards, saving for college, and managing family assets and income. They also discuss how to steward a large influx of c…
- Get in the Driver’s Seat of Your Own Life
Rachel Cruze and Dr. John Delony discuss various financial questions including family financial struggles, credit card disagreements, using emergency funds, and certifications for income increase. They also cover building an addition on in…
- Discipline With Money Leads To More Control
This episode of The Ramsey Show discusses how discipline with money can lead to more control. It addresses listener questions about using an emergency fund for a house, investing with debt, retirement planning at 56, covering pregnancy exp…
- Own Your Choices, Starting Now
Jade Warshaw and Dr. John Delony discuss financial questions including car loans with high interest, managing finances in relationships, paying a father-in-law's mortgage, car insurance for teenagers, and deciding between a new house or re…
- Take The First Step Toward Financial Freedom Today
Jade Warshaw and Dr. John Delony answer listener questions on The Ramsey Show. They address topics such as managing debt with a baby on the way, being behind on a mortgage after a business shutdown, financial priorities after completing an…
- Stop Living Paycheck to Paycheck—Start Living With Options
Jade Warshaw and Dr. John Delony answer questions about financial planning. Topics include recovering from financial scams, supporting a fiancé's business, and planning for retirement savings and private school tuition.
- Getting Out of Debt Takes More Effort Than It Took to Get You In
Dave Ramsey and Jade Warshaw address listener questions regarding debt, covering topics like business debt, car payments, family financial problems, and supporting parents financially without enabling poor behavior.
- You Get To Decide Your Next Financial Step
Jade Warshaw and Ken Coleman discuss various financial decisions, such as using a $100,000 inheritance, leaving a high-paying job, taking out a HELOC, and considering bankruptcy. They offer guidance on these personal finance topics.
- You Don't Get Ahead By Coincidence
Ken Coleman and Jade Warshaw discuss various personal finance questions, including managing debt after a damaged credit score, handling significant home damage costs, investing for children's futures, and managing family financial support.…
- When Life Gets Hard, Choose Financial Stability
Rachel Cruze and George Kamel address listener questions about financial challenges, including repaying family loans, managing 401(k) loan defaults, resolving vehicle debt, navigating marital debt disagreements, and homeownership during fi…
- Your Bank Account Shouldn’t Define You
George Kamel and Rachel Cruze answer listener questions about various financial topics, including debt concerns, business disputes, and the financial implications of becoming a stay-at-home parent. They also address questions regarding com…
- The Payment Mentality Is Keeping You Broke
Rachel Cruze and George Kamel answer listener questions about various financial challenges, including debt, fraud recovery, banking problems, and managing a large inheritance. They offer advice on budgeting and financial planning.
- When Money Feels Confusing, Clarity Matters Most
George Kamel and Ken Coleman answer listener questions on The Ramsey Show. Topics include selling silver, managing inherited money, paying off student debt, and making career changes. They also discuss debt relief programs and the Baby Ste…
- Start Telling Your Money Where To Go
Dave Ramsey and Jade Warshaw answer listener questions on topics including selling luxury items for a down payment, managing finances after disability, the pros and cons of early home payoff, and prioritizing an emergency fund.
- Income Isn’t the Problem—Your Money Plan Is
Dave Ramsey and Rachel Cruze discuss listener questions about financial planning, including topics such as managing a trust fund, college expenses, family financial responsibility, and marital financial disagreements. They also provide gui…
- Financial Irresponsibility Always Has a Cost
Dave Ramsey and Jade Warshaw answer questions about financial irresponsibility, including issues like unpaid taxes, managing a trust fund while living paycheck-to-paycheck, dealing with scams, and navigating family financial expectations.…
- Don't Let Fear Drive Your Financial Decisions
Dave Ramsey and Jade Warshaw discuss listener financial questions, covering topics such as managing new income, credit card debt, retirement savings for college, and contributing to a spouse's financial goals. They also address questions a…
- Don't Let Debt Steal Your Future
Dave Ramsey and Dr. John Delony answer listener questions about navigating difficult family financial situations, getting out of significant debt, and building financial security after a spouse has refused to pay bills.
- Bigger Financial Problems Leave Less Room for Bad Decisions
George Kamel and Rachel Cruze answer questions on various financial problems, such as filing for bankruptcy, recovering from scams, dealing with IRS debt, managing student loans, and concerns about deed fraud. This episode compiles some of…
- Your Financial Stupidity Has To Stop Today!
Dave Ramsey and Rachel Cruze discuss various financial questions, including college tuition, managing settlements, organizing finances after a spouse's death, using HELOCs or 401(k)s for college, and handling credit card debt.
- Stop Avoiding The Hard Truth About Your Finances
Dave Ramsey and Jade Warshaw answer listener questions about various financial situations. Topics include financial abuse, employer-claimed debt, inherited money, selling rental property to pay off debt, and vacationing while in debt.
- Learn When To Move From Intensity To Intentionality
Dave Ramsey and Ken Coleman answer listener questions about various financial and personal problems, such as dealing with significant debt, tax difficulties, and relationship conflicts related to money. They provide guidance on navigating…
- Break The Cycle And Build Wealth
Jade Warshaw and George Kamel answer listener questions on topics including financial transparency in relationships, managing money for taxes, bankruptcy considerations, family living arrangements in retirement, and gift expectations in re…
- Small Financial Wins Lead To Big Financial Impact
Rachel Cruze and Dr. John Delony discuss various financial questions, including concerns about financial abuse, funding nursing education, combining finances with a spouse, addressing salary errors, and decisions regarding college scholars…
- If Nothing Changes Your Money Won't Change
Dave Ramsey and Rachel Cruze discuss various financial questions from listeners, covering topics such as combining finances in marriage, managing high-interest debt, planning for retirement, issues with prenups, and budgeting new income.
- Your Financial Progress Starts Now!
This episode of The Ramsey Show features Dave Ramsey and George Kamel answering listener questions. Topics include student loan debt, building wealth, dealing with hidden debt, and financial anxieties.
- You Can’t Win With Money Until You Decide What Matters Most
Dave Ramsey and Ken Coleman answer listener questions on various financial topics. They discuss IRS debt, RV debt, selling a home due to day trading, moral obligations regarding employer lump sums, and taking a lower-paying job for family…
- You’re Not Stuck—You Just Need a Better Plan
George Kamel and Rachel Cruze answer questions about financial planning, debt, and marital finance issues. They cover topics such as dealing with problems in a recently purchased home, managing debt, and considering housing changes to acce…
- Quit Sabotaging Your Finances And Build Wealth
Dave Ramsey and Jade Warshaw address listener questions on financial management. They cover topics such as inheriting a large sum, debt repayment, and dealing with financial disagreements in relationships, including medical debt and reluct…
- Financial Peace Starts With Personal Honesty
Dave Ramsey and Rachel Cruze answer questions about personal finance, including managing debt, discussing financial disagreements within relationships, and making decisions about inheritance and investments. The episode focuses on the impo…
- Stop Letting Dumb Decisions Control Your Financial Future
Dave Ramsey and Dr. John Delony discuss financial questions including investing a settlement, a father acting as a bank for a home purchase, and workplace ethical conflicts. Other topics include financial contributions in a relationship an…
- Don’t Let a Lack of Boundaries Turn Into a Money Crisis
Dave Ramsey and Ken Coleman answer listener questions about various financial issues, such as lacking retirement savings, managing debt, and making decisions about refinancing and investment properties. They also provide guidance on naviga…
- Focus On What You Can Control And Start Crushing Debt
George Kamel and Ken Coleman address listener questions regarding personal finance. They discuss topics such as debt management, retirement planning, and financial disagreements within relationships.
- You Can’t Drift Into Financial Peace
Dave Ramsey and Ken Coleman address listener questions covering topics such as financial recovery after incarceration, legal representation in divorce, contract for deed home purchases, transitioning to self-employment, and charitable cont…
- Finance Hacks Won’t Save You, Habits Will
This episode of The Ramsey Show features Dave Ramsey and George Kamel answering listener questions about personal finance. Discussions include how to manage a large settlement, recover from significant financial loss, deal with hidden debt…
- Break The Debt Spiral And Regain Your Life
Dave Ramsey and George Kamel answer questions about personal finance, including selling a music catalog, dealing with a spouse's spending problem, being behind on rent, and managing hidden credit card debt. They also touch on the economic…
- Build Wealth Faster by Understanding Opportunity Cost
Dave Ramsey and Ken Coleman discuss how to build wealth faster by understanding opportunity cost. They answer listener questions on topics such as back pay, debt, budgeting, and managing finances while facing divorce or struggling to make…
- You Can’t Heal Your Finances Without Changing Your Habits
On The Ramsey Show, Ken Coleman and Jade Warshaw answer listener questions about combining finances with in-laws, discussing debt with soldiers, addressing financial dependence with a parent, managing and increasing income, and navigating…
- If You’re Waiting for “The Right Time”, You’ll Stay Broke
This episode of The Ramsey Show features Dr. John Delony and Ken Coleman answering listener questions on various financial topics, including divorce due to spending, debt normalization for soldiers, family members asking for money, working…