The Property Podcast
Business & Finance
About
The Property Podcast from Property Hub (propertyhub.net) is the podcast for all property investors – new or experienced. Rob Bence and Rob Dix discuss a different property topic and property news item each week, passing on their knowledge and experience to the listeners. They both invest in UK Property so they practise what they preach. No hard sell, no bull just straight talking property investment advice!
Episodes
- Why 2026’s most hated property is really the most underrated
This episode of The Property Podcast discusses why flats, despite being a historically avoided property type, could become an underrated investment in 2026. Rob & Rob challenge the anti-flat mindset, considering how factors like the claddi…
- ASK522: Is now the time to sell? PLUS: Should I buy 2 HMOs?
This episode of The Property Podcast discusses whether now is the time to sell property given global uncertainty, and if it's wise to invest in two student HMOs without prior experience. It examines historical market trends during instabil…
- Mortgage Market Update - April 2026
This episode of The Property Podcast provides a mortgage market update for April 2026. Rob & Rob, joined by Nick from Framework Mortgages, discuss current mortgage rates, future trends, and strategies for investors. They cover the impact o…
- ASK521: Is bridging my only option? PLUS: How do I pass a portfolio on?
This episode of Ask Rob & Rob addresses whether a bridging loan is the only option for a property deemed unfit to live in, and how to effectively pass a property portfolio on to family. It includes advice on negotiation and legacy planning.
- Location is no longer optional
This episode of The Property Podcast discusses the importance of location in property investment. Rob & Rob use real-world examples and data from Land Registry, Zoopla, and Savills to demonstrate how choosing the right location can signifi…
- ASK520: How do I get tax advice? PLUS: Ltd Co lending in Northern Ireland?
In this episode of The Property Podcast, Rob and Rob address listener questions about finding a tax specialist for property portfolios and evaluating limited company strategies in Northern Ireland relative to tax rate thresholds.
- Our 3 best deals from the last 12 months
In this episode, Rob & Rob discuss three real property deals sourced by Property Hub Invest over the past year. They analyze the specific characteristics of these deals and explain how these examples demonstrate the opportunities available…
- ASK519: Is a company worth it for just one more? PLUS: Serviced accommodation... yes or no?
In this episode of Ask Rob & Rob, the hosts discuss whether to use a limited company for a single property purchase and analyze the viability of serviced accommodation as an investment strategy.
- Market Update - April 2026
Rob and Rob provide an update on the UK property market for April 2026, covering house price growth, rental yields, supply levels, mortgage trends, and the Renters' Rights Act. They also discuss current landlord demographics and the impact…
- ASK518: Help! Lenders are declining me PLUS: Why interest-only mortgages?
In this episode of Ask Rob & Rob, the hosts address listener questions regarding mortgage affordability rejections for experienced investors and the reasons for choosing interest-only mortgages in property investment.
- The world is at war - should you invest?
Rob and Rob analyze how global conflicts and economic shocks historically impact the UK property market. They examine past events like Brexit, Covid, and the Ukraine war to discuss the current effects of the conflict in Iran on mortgage ra…
- ASK517: Are house prices silently crashing? PLUS: How do I avoid a disaster?
Rob and Rob answer listener questions about the potential for a silent property crash due to inflation and strategies for managing maintenance and tenants when investing in high-yield properties.
- The books that changed our lives
Hosts Rob and Rob share six books that have influenced their lives and mindsets, covering topics from business to personal fulfillment. The episode also includes a news story of the week.
- ASK516: Help - My portfolio is costing me sleep! PLUS: Will this stop me selling my flat?
In this episode of The Property Podcast, Rob and Rob address listener questions regarding the Renters' Rights Bill and the Building Safety Act (2022). They discuss managing landlord concerns about property portfolios and navigating lease r…
- The Worst Places To Buy In 2026
Rob and Rob discuss property investment by identifying locations they consider high-risk for future buyers. They analyze reasons why certain areas are currently poor investments, including affordability issues, market trends, and economic…
- ASK515: Should I move into a company? PLUS: Rescue my poor credit rating!
In this episode, Rob and Rob address property investment questions, including how buy-to-let purchases affect credit scores and the financial implications of transferring personal properties into a limited company.
- Market Update - March 2026
Rob and Rob analyze the UK property market in March 2026, discussing record house prices, regional rental growth variations, and mortgage market updates. They also examine the impact of the Renters' Rights Bill and current market sentiment.
- ASK514: How do I find a good solicitor? PLUS: Should I renew this tenancy?
In this episode, Rob & Rob discuss whether a landlord should pay to renew a tenancy before the Renters' Rights Bill changes fixed-term agreements. They also offer advice on how to find a reliable solicitor for property deals when local opt…
- Stop worrying about the wrong things (and start worrying about this)
In this episode of The Property Podcast, Rob and Rob discuss common anxieties among property investors. They identify which concerns are unnecessary and highlight the key areas that investors should prioritize instead.
- ASK513: Should I move North? Plus: Is Scotland a no-go?
In this episode of The Property Podcast, Rob and Rob discuss the risks of investing in Scotland following recent rental reforms and advise a listener on relocating from London to the North of England to purchase a property.
- Are you prepared for this huge tax change?
Rob and Rob are joined by tax expert Nadeem from Provestor to discuss the upcoming Making Tax Digital for Income Tax changes affecting landlords. The episode covers income thresholds, the transition from manual records to digital systems,…
- ASK512: How can I manage from afar? PLUS: I'm not ready for this big tax change!
In this episode, Rob and Rob discuss strategies for managing remote property investments and provide guidance on preparing for the 'Making Tax Digital' changes for landlords.
- He called two property crashes: Is 2026 really next?
Rob and Rob examine economist Fred Harrison's prediction that UK property prices will crash in late 2026. The episode reviews the 18-year property cycle theory and assesses its current relevance to investors by evaluating today’s market co…
- ASK511: Am I wrong to be scared? PLUS: Can this trick cut my tax bill?
Rob and Rob answer listener questions about the necessity of independent legal advice when remortgaging and the potential risks of transferring an unencumbered property into a limited company to minimize tax.
- Market Update - February 2026
In this February 2026 update, Rob and Rob discuss the Bank of England's interest rate decision, recent trends in house prices and rents, and upcoming changes to ground rent legislation and EPC deadlines.
- ASK510: Should I flip this property? PLUS: Can I make my savings work harder?
In this episode, Rob & Rob discuss whether a listener should flip their first property or follow their original buy-to-let plan. They also advise a listener on strategies for growing savings for a second property investment.
- Why now is the best time ever to invest
Rob & Rob discuss why they believe current UK property market conditions, including inflation-adjusted prices and falling borrowing costs, present a strong investment opportunity. They analyze market fundamentals and trends in yields and r…
- ASK509: Should I rent to the council? PLUS: Does personal ownership make sense for me?
In this episode, Rob & Rob discuss whether to rent a property to a company working with the council and examine the tax implications of personal ownership versus limited company structures for UK buy-to-let investments.
- Why the economy is rigged (and how you can still win)
Rob and Rob discuss why traditional investment strategies are changing due to government debt and inflation. They explain the role of leveraged property investment in the current economic landscape.
- ASK508: Which types of property do best? PLUS: Is Assisted Living a good investment?
In this episode of Ask Rob & Rob, the hosts discuss whether it is better to invest in fewer prime properties or more average ones. They also examine the risks and potential returns associated with assisted living property investments.
- Mortgage Predictions for 2026
Rob and Rob discuss the 2026 mortgage market outlook with experts Kelly Rule and Nick Shepard. They cover interest rate trends, lender fees, stress tests, and common mortgage myths for property investors.
- ASK507: Is it worth paying this broker fee? PLUS: What types of BTL property should I invest in?
In this episode of The Property Podcast, Rob and Rob discuss whether paying a broker fee provides extra value compared to fee-free services. They also explore considerations for buy-to-let investors when choosing between flats, houses, and…
- Our hotspots for 2026
Rob & Rob identify investment hotspots for 2026, categorizing locations into consistent performers and overlooked options. They also discuss the potential impact of US housing policies on the UK market and detail specific drivers for growt…
- ASK506: Does this cash buy make sense? PLUS: How much should I increase the rent?
In this episode of The Property Podcast, Rob & Rob address listener questions regarding buying a flat above commercial units and how to handle rent increases for long-term tenants. They discuss the risks of properties that are difficult to…
- Our 2026 predictions
Rob and Rob discuss their 2026 predictions for the UK property market, including house prices, rental trends, and interest rates, alongside forecasts for the FTSE, Bitcoin, and the World Cup.
- Your 2026 property success - Pt 4: The final pieces of the puzzle
In the final part of their 2026 property series, hosts Rob & Rob discuss the concluding steps for investment success. They cover selecting an investment location and assembling a professional team to support your property strategy.
- Your 2026 property success - Pt 3: Setting a winning strategy
In this third part of a series, Rob & Rob discuss how to set a property strategy for 2026. The episode covers various investment methods including property flips, HMOs, student lets, buy-to-lets, and short-term lets.
- Your 2026 property success - Pt 2: Setting your SMART goals
In this episode of The Property Podcast, Rob and Rob discuss the importance of goal setting for property success. They explain their SMART goal approach to help listeners create clear and practical objectives.
- Your 2026 property success - Pt 1: Where are you now?
In this first episode of a four-part series, hosts Rob and Rob help listeners evaluate their current property investment status and offer guidance on effective planning for long-term success. The discussion covers assessing skillsets, time…
- How to make 2026 your best property year EVER
This episode of The Property Podcast discusses how to move from planning to action to achieve property goals in 2026. It covers overcoming procrastination, refining investment strategy, and utilizing the formula of leverage, inflation, tim…
- Christmas Day Reflections – The Year That Was 2025
In this Christmas Day episode, Rob and Rob reflect on the 2025 property market and their own business progress. They also look ahead to 2026 and share a preview of upcoming tools and content for property investors.
- Our Best Episodes of 2025
In this episode, Rob and Rob review the most impactful episodes of The Property Podcast from 2025, based on their own choices, their team's, and listener engagement. The hosts discuss their top picks alongside the year's most downloaded ep…
- Reviewing our 2025 predictions - how did we do?
Rob and Rob revisit their property and financial predictions made at the beginning of the year to evaluate their accuracy. They discuss various topics including house prices, city performance, rental trends, interest rates, the FTSE 100, a…
- Market Update - December 2025
Rob and Rob provide a market update for December 2025, covering the recent drop in house prices, regional trends, and the impact of the Budget on property investors. They also discuss Renters' Rights and a notable, overlooked property stor…
- ASK505: A question from someone very special... what’s in store for 2026?
In the final Ask Rob & Rob of 2025, the hosts discuss what listeners can expect in 2026. They preview an upcoming January full of new content and the annual hotspots reveal.
- Budget Reaction: Everything you need to know
Rob and Rob review the recent Budget announcement and discuss its potential implications for property investors.
- ASK504: Should we furnish or not? PLUS: Is this deposit request legal?
In this episode of The Property Podcast, Rob & Rob answer listener questions regarding whether to provide furnished rental properties and the legality of a deposit request from an estate agent.
- Renters’ Rights: What you should be doing right now
Rob and Rob discuss the Renters’ Rights Act coming into force on 1 May 2026. They cover the impact on the rental market, changes to tenancies and rents, and how landlords should prepare for the reform.
- ASK503: Should this put me off Derby? PLUS: Should I buy despite planning uncertainty?
In this episode of The Property Podcast, Rob and Rob address listener questions regarding investing in Derby despite negative reports and managing investment risks when HMO planning permission is uncertain.
- Market Update - November 2025
In this November 2025 market update, the hosts discuss current house price trends, the impact of the Autumn Budget, interest rates, and the shift in landlord demographics. They examine why smaller landlords are selling properties and who i…