The Property Couch
Business & Finance
About
Australia’s top property podcast for everyday investors who want real results, not hype.Originally shaped by long-time hosts Ben Kingsley and Bryce Holdaway, The Property Couch has evolved into a new chapter led by Ben alongside the expanded Couch Crew. The foundations remain the same: practical frameworks, clear thinking, and real stories that help Australians make smarter decisions.Backed by data, banter, and proudly anti-spruiker since 2015!W: https://thepropertycouch.com.au/
Episodes
- Is It ACTUALLY Harder for First Home Buyers Today? | FUNdamental Fridays
On this episode of The Property Couch, Shane and Luke discuss if it's harder for young people to buy property today. They explore the gap between income and property prices, changing economic conditions, and the need to shift expectations…
- 596 | Should I Sell My Investment Property or Hold? Here's How to Decide - Q&A Day
This episode of The Property Couch discusses dilemmas faced by property investors, such as deciding whether to sell a surging regional property, selling an investment to pay off a home loan, or combining forces to buy property. It covers m…
- (LIVE) RBA May 2026 | Why This May Not Be the Last Rate Hike
Ben Kingsley and economist Evan Lucas discuss the RBA's recent decision to raise the cash rate and its potential signals for the Australian economy. They examine why the RBA's forecasts should be a concern.
- The HECS Trick That Could Boost Your Borrowing Power by $100K!!! | FUNdamental Fridays
This episode of The Property Couch discusses a HECS/HELP strategy to potentially boost borrowing power and monthly cash flow. It explains how paying down HECS debt early can avoid extra charges, unlock tax refunds, and increase borrowing c…
- 595 | Building Inspections, Hidden Defects & A Risky Govt. Proposal (Buying a Home | Part 2) - Chat with Paul Baker & Myles Clark
Paul Baker and Myles Clark join The Property Couch to discuss building and pest inspections, including how to interpret major defects, identify red flags, and choose the right inspector. They also examine a controversial proposal regarding…
- Investors Provide Rental Housing: Why Supply Matters More Than Ever | FUNdamental Fridays
In this episode, Ben and Nerida Conisbee discuss how investors provide rental housing and its impact on the property market. They explore rental supply, affordability pressures, and policy implications. The conversation highlights the impo…
- 594 | Landlord, Tenant & Tensions: Why Property Managers are 'Caught in the Middle' - Chat with Phil Tarrant & Corinne Bohan
The Property Couch discusses the evolving landscape of property management in episode 594, highlighting the challenges faced by property managers due to increasing regulations and tenant demands. Experts Phil Tarrant and Corinne Bohan cont…
- An Investor’s $80K Nightmare | The Interview
In this episode of The Property Couch, Ben interviews investor Dan Yeats about his 13-month ordeal involving unpaid rent and property damage. The discussion examines the impact of tribunal delays and legislation on property investors, whil…
- Australians Are Paying Too Much Tax | FUNdamental Fridays
Economist Evan Lucas joins Ben Kingsley on The Property Couch to examine Australia's personal income tax system. They discuss how bracket creep and tax thresholds impact productivity, aspiration, and financial planning.
- 593 | Borrowing, Deposits & Pre-Approval (Buying a Home | Part 1)
In this episode of The Property Couch, Ben discusses the essentials of purchasing a first home with mortgage broker Luke Oxenham and buyer's agent Shane Pope. The team covers borrowing power, deposit requirements, pre-approvals, and budget…
- TPC Gold | Bought a Lemon? How to Tell and What to Do About It
In this episode of The Property Couch, Bryce and Ben discuss how property investors can determine if they have purchased a "lemon" property and evaluate whether to sell or hold their investment.
- The $10,500 Tax Mistake Most Investors Make | FUNdamental Fridays
In this episode of The Property Couch, host Ben Kingsley and tax expert Danish discuss why property investors should avoid DIY tax returns, particularly regarding capital gains tax. The discussion covers common missed deductions and includ…
- 592 | Property Tax Traps: Deposits, Holiday Homes, Buyers Agents & AI Advice - Chat with Julia Hartman & Danish Ahmed
Ben discusses common property tax mistakes for investors with guests Julia Hartman and Danish Ahmed. The episode covers topics including tax implications for deposits, holiday home deductions, buyer's agent fees, and the use of AI for tax…
- TPC Gold | Why Your Budgeting Spreadsheet is Failing You
This episode explores common reasons why personal budgets often fail, focusing on the difficulty of maintaining perfect financial behavior. It references the 4 Pillars of Money Health concept originally discussed in episode 337.
- Stop Blaming Landlords for the Housing Crisis | FUNdamental Fridays
Tax expert Julia Hartman joins Ben Kingsley on The Property Couch to argue that blaming landlords for the housing crisis may inadvertently reduce rental supply. The discussion explores the impact of taxes and regulations on property invest…
- 591 | 4 Years Pre-Approved: The First-Home Buyer Journey No One Talks About - Chat with Kirsty
In this episode, Kirsty discusses her four-year journey as a first-home buyer, covering the challenges of staying pre-approved, navigating market noise, and overcoming analysis paralysis. The conversation examines the psychological and fin…
- TPC Gold | Buying as an Owner-Occupier in a Changing Suburb
In this throwback episode of The Property Couch, Bryce and Ben discuss the considerations for purchasing a freestanding home located in a street dominated by units and townhouses. They explain why this decision requires a nuanced evaluatio…
- The MOST Important Factor When Selling Property (It’s Not Price) | FUNdamental Fridays
In this episode of The Property Couch, buyer’s advocate Shane Pope and host Ben Kingsley discuss why choosing the right real estate agent is the most critical factor in a property transaction. They explore how an agent's quality impacts ou…
- 590 | Property Shock: War, Rates & Tax Reforms, Reshapes Everything! - Chat with Nerida Conisbee
In this episode of The Property Couch, Ben discusses the impact of global conflict, inflation, interest rates, and proposed tax reforms on the Australian property market. He is joined by economists Nerida Conisbee and Evan Lucas to analyze…
- TPC Gold | Why Chasing Hotspots Doesn’t Work (And What to Do Instead)
Bryce and Ben revisit their five-step framework for building sustainable property portfolios in this bonus episode. They also discuss the risks of investing in property hotspots and the potential for creating a 'Frankenstein Portfolio'.
- Cash Is King (And Why No One Talks About It)
In this episode, Polly Chu discusses the importance of maintaining a cash buffer as an investment strategy. She explains why having three to six months of liquid savings can protect investors from making forced financial decisions during m…
- 589 | Can Property Keep Outpacing Wages? - Q&A Day
In this Q&A episode of The Property Couch, the team discusses why property prices can rise faster than wages and addresses key investor concerns. Topics include growth versus yield, net versus gross yield, and the relationship between gold…
- (LIVE) RBA Mar 2026 | Inflation Fears Win in Close Call Vote
Ben Kingsley and economist Evan Lucas discuss the March 2026 RBA decision to raise the cash rate by 25 basis points to 4.10%. They analyze the data and factors influencing this decision and look ahead to future economic trends.
- The WORST Place To Get Investing Advice..? | FUNdamental Fridays
In this episode of The Property Couch, mortgage broker Luke Oxenham discusses the risks of taking financial advice from social media. He and host Ben examine how viral content often repackages common strategies and why context-based educat…
- 588 | Is THIS Australia’s ‘Best Value’ Property Market? - Chat with Greville Pabst
Ben, Greville Pabst, and Shane Pope analyze the Melbourne and Regional Victoria property markets. They discuss reasons for Melbourne's recent underperformance, the impact of government policy, the role of owner-occupiers, and future market…
- TPC Gold | Why Auctions Are So Emotional (And What To Do About It)
In this bonus episode of The Property Couch, Bryce discusses the psychology behind property auctions with behavioural economist Phil Slade. The conversation covers why auctions trigger intense emotions and offers strategies to maintain rat…
- Why Auctions Are the Most Transparent Way to Buy Property | FUNdamental Fridays
In this episode of The Property Couch, auctioneer and QPIA Ben Thompson argues that property auctions are the most transparent way to purchase real estate. He discusses the psychology and tactics behind bidding and advises buyers to attend…
- 587 | Higher Interest Rates: Fix, Float or Hold Your Nerve?
Ben joins mortgage experts Luke Oxenham and Kirsty Dunphey to discuss the impact of rising interest rates on borrowing power, mortgage strategy, and investor decision-making. The episode covers the considerations between fixed and variable…
- Breaking News | The Negative Gearing "Double Whammy"
In this episode of The Property Couch, Ben Kingsley discusses potential negative gearing reforms and their potential impact on property investors ahead of the federal budget. The discussion considers the risks of policy changes on rental s…
- Breaking News | Are New Capital Gain Tax Reforms Coming?
Ben Kingsley analyzes potential reforms to Capital Gains Tax and negative gearing in Australia. The episode examines current policy proposals from various political groups and organizations, evaluating their impact on housing supply and th…
- 586 | Property Market Outlook 2026
This episode of The Property Couch presents a 2026 property market outlook, analyzing the macro economic forces and state-by-state market conditions across Australia. Ben examines how factors like interest rates, supply, and population gro…
- TPC Gold | Our Bias Explained: Why We Don’t Recommend Off-the-Plan
In this bonus episode of The Property Couch, Bryce and Ben explain the reasoning behind their data-backed bias against off-the-plan property investments. They also discuss the rare circumstances in which such investments might be considere…
- 585 | The Car Park Effect: Why Most People Quit & How You Don’t – Chat with Brett Burton
The Property Couch begins its new chapter focusing on goal setting and consistency with guests Brett Burton and KD. The episode provides resources for managing cash flow, accessing property reports, and achieving financial success.
- Chapter 14: Bringing the $3,000-a-Week Goal to Life (The Audiobook)
This episode features real-life case studies from the audiobook "How to Retire on $3,000 a Week," illustrating how diverse individuals apply a common framework to achieve financial goals. It emphasizes designing a personal plan that fits o…
- Chapter 13: Landing the Plane (The Audiobook)
Chapter 13, 'Landing the Plane,' from 'How to Retire on $3,000 a Week' by Bryce and Ben, focuses on the crucial aspect of wealth preservation in retirement. It details strategies for protecting assets, creating sustainable income, and achi…
- Chapter 12: Tax and Property (The Audiobook)
Chapter 12 of The Property Couch audiobook, "Tax and Property," explains the role of tax in property investing. Hosts Bryce and Ben discuss ownership structures, negative gearing, stamp duty, land tax, and capital gains tax, emphasizing in…
- Chapter 11: Lifting the Veil on Property Investing (The Audiobook)
Chapter 11 of 'How to Retire on $3,000 a Week' discusses the property investment industry, revealing who profits and how investors can be misled. It covers conflicts of interest and sales tactics, emphasizing informed decision-making for f…
- Chapter 10: Active versus Passive Investing (The Audiobook)
In Chapter 10, Bryce and Ben explain the difference between active and passive investing. They highlight why passive strategies are often suitable for Australians aiming to build wealth while maintaining their lifestyle.
- Chapter 9: Defence (The Audiobook)
Chapter 9 of 'How to Retire on $3,000 a Week' audiobook focuses on defence in investing, emphasizing the protection of income, lifestyle, and assets. Bryce and Ben discuss resilience and responsibility to prevent financial setbacks.
- Chapter 8: Cashflow Management (The Audiobook)
Chapter 8 of The Property Couch's audiobook, 'How to Retire on $3,000 a Week,' focuses on cash flow management. Hosts Bryce and Ben explain its difficulty and importance, detailing how to move beyond budgets and utilize surplus funds effec…
- Chapter 7: Borrowing Power (The Audiobook)
Chapter 7 of the audiobook 'How to Retire on $3,000 a Week' discusses borrowing power and loan structures in property investing. It explains how productive debt can accelerate investments, while poor structure can hinder progress.
- Chapter 6: Asset Selection (The Audiobook)
Chapter 6 of the audiobook 'How to Retire on $3,000 a Week' discusses asset selection in property investing, differentiating between properties that drive momentum and those that cause frustration. It emphasizes the importance of choosing…
- Chapter 5: The Magic of Compounding (The Audiobook)
In Chapter 5 of "How to Retire on $3,000 a Week," Bryce and Ben explain that compounding wealth requires patience, not speed. They emphasize that time is the key factor in long-term wealth creation, encouraging listeners to stay focused de…
- Chapter 4: Why Property? (The Audiobook)
In Chapter 4, Bryce and Ben explain the recurring role of property in Australian wealth narratives. They explore factors such as human behavior, owner-occupier demand, tax advantages, stability, and leverage.
- Chapter 3: What is Wealth? (The Audiobook)
Chapter 3 of the audiobook 'How to Retire on $3,000 a Week' explores the true meaning of wealth, emphasizing that time, health, and relationships are as important as money. This chapter aims to redefine your understanding of lasting wealth.
- Chapter 2: Lifestyle By Design (The Audiobook)
Chapter 2 of The Property Couch's audiobook, 'Lifestyle By Design,' introduces the Seven Grades of Financial Wellbeing to help listeners assess their financial status and plan for financial peace. The episode highlights the connection betw…
- Chapter 1: The Goal (The Audiobook)
Chapter 1 of The Property Couch audiobook, "The Goal," challenges the obsession with accumulating wealth and instead encourages listeners to define what "enough" means for their ideal lifestyle, using property investing as a tool for finan…
- 584 | Bryce Steps Back After 11 Years: Not a Goodbye, Just Bye For Now
This special episode of The Property Couch celebrates Bryce's 11 years on the show before he begins a sabbatical. Co-hosts Ben and Ivise reflect on the journey, highlighting education, memorable moments, and the show's deeper purpose. Bryc…
- (LIVE) RBA Feb 2026 | RBA Reverses Course After Inflation Surges
The RBA has increased the cash rate by 0.25% as inflation rises. Host Ben Kingsley and economist Evan Lucas analyze the board's rapid decision, interpret current data, and discuss key factors to monitor throughout 2026.
- 583 | The Boring Way to $10 Million: How She Built Freedom from Bankruptcy – Chat with Kirsty
Kirsty transformed from teenage bankruptcy to building a multimillion-dollar property portfolio by focusing on a conservative, "boring" investing strategy. This episode of The Property Couch explores her journey, shaped by early financial…