The Pension Confident Podcast
Business & Finance
About
We get it, pensions can be overwhelming. But here at PensionBee, we're on a mission to build pension confidence. That's where The Pension Confident Podcast comes in. With the help of financial experts, we dig into topics that really matter - from the basics of how pensions, ISAs and mortgages work, to how you can start to use your money to save for a happy retirement. Subscribe today to hear from some of the best brains in personal finance every month and get expert insights from the PensionBee team.
Episodes
- BONUS EPISODE: How much can you pay into your pension this tax year?
This bonus episode of The Pension Confident Podcast discusses pension contribution rules and limits for the 2026/27 tax year. It covers topics such as the annual allowance, contribution limits based on income, government top-ups, and the i…
- E49: Can you still make money as a Buy-to-Let landlord? With Anna Pearce and Michael Annis
This episode of The Pension Confident Podcast examines the Buy-to-Let property market. It covers the challenges and profitability for landlords, new regulations, and tax implications, featuring Anna Pearce and Michael Annis.
- BONUS EPISODE: "A life-changing diagnosis refocused me on my beneficiaries"
In this bonus episode, a PensionBee customer discusses how a cancer diagnosis led him to re-evaluate his finances, consolidate pension pots, and focus on beneficiaries. A pensions expert provides additional insights into these decisions.
- BONUS EPISODE: What does the 2026/27 tax year mean for your finances?
This episode of The Pension Confident Podcast discusses the implications of the 2026/27 tax year changes on personal finances, covering topics such as National Minimum Wage, State Pension, and frozen earnings and savings limits. Hosted by…
- E48: Are you ready for the 'great wealth transfer'? With Niaz Azad, Annaliese Barber, and Dan Stean
In this episode of The Pension Confident Podcast, host Philippa Lamb and guests discuss the upcoming transfer of £5.5 trillion in assets from Baby Boomers to younger generations, covering the importance of estate planning, inheritance tax,…
- BONUS EPISODE: "I switched my pension so it complies with my faith"
In this bonus episode, PensionBee customer Sanna discusses balancing retirement savings with daily financial responsibilities, such as homebuying and childcare. Joined by expert Rachael Oku, they explore strategies for managing costs and t…
- E47: The 'Singles Tax' - how much is it costing you? With Bobby Seagull MBE, Emma Barnes, and Valentina Adaldo
Host Philippa Lamb and a panel of experts discuss the financial implications of the "Singles Tax" for those living alone in the UK. The episode covers budgeting tips, retirement savings strategies, and managing financial trade-offs as a si…
- BONUS EPISODE: "I work as a handyman to top up my pension income"
In this bonus episode of The Pension Confident Podcast, PensionBee customer Tony shares his experience of working part-time as a handyman to supplement his pension income. Joined by Rachael Oku, the discussion examines the concept of phase…
- E46: How to bounce back from redundancy with Jimmy McLoughlin OBE, Eleanor Mills and Emma Ferenc-Bachelor
Host Philippa Lamb and a panel of experts discuss how to navigate redundancy and career changes in a shifting economic landscape. They cover topics such as reskilling, understanding redundancy rights, networking, and managing finances afte…
- BONUS EPISODE: "I stopped paying into my pension for 20 years"
In this bonus episode, PensionBee customer Tara-Jane shares her retirement planning journey, from starting at age 17 to a 20-year gap in contributions. Together with Rachael Oku from PensionBee, she discusses the lessons learned throughout…
- S5 TRAILER: The Pension Confident Podcast
The Pension Confident Podcast returns for a fifth season. The upcoming episodes will feature expert guests discussing money and pension topics in simple language, with the first episode focusing on career recovery following redundancy.
- BONUS EPISODE: The best from our Series 4 guests with Philippa Lamb and Lucy Greenwell
Host Philippa Lamb and Producer Lucy Greenwell discuss their favourite moments and episode highlights from Series 4 of The Pension Confident Podcast. They recap key insights from a variety of expert guests who appeared throughout the serie…
- E45: The rise of micro-retirements with Ola Majekodunmi, Lauren Spearman, and Tom Carter
Host Philippa Lamb and guests Ola Majekodunmi, Lauren Spearman, and Tom Carter discuss the trend of micro-retirements and sabbaticals. They explore financial planning, career breaks, burnout, and how this lifestyle approach differs from tr…
- BONUS EPISODE: What does the Autumn Budget 2025 mean for your finances?
This bonus episode of The Pension Confident Podcast, hosted by Philippa Lamb, features Holly Mackay, CEO of Boring Money. They discuss the implications of the Autumn Budget 2025 for individuals, covering changes to take-home pay, cost of l…
- E44: Buy Now, Pay More? With Alice Tapper, Tim Hogg, and Dani Skerrett
This episode of The Pension Confident Podcast, featuring Alice Tapper, Tim Hogg, and Dani Skerrett, explores the hidden financial dangers of modern payment conveniences like "buy now, pay later" and subscriptions. The discussion covers how…
- E43: Who wants to be a pension millionaire? With Faith Archer, Damien Fahy and Maike Currie
Host Philippa Lamb, with experts Faith Archer, Damien Fahy, and Maike Currie, discusses achieving a £1 million pension. The episode covers necessary contributions based on age, the impact of compound interest and employer contributions, an…
- E42: Should you pay for your kids to go to university? With Tom Allingham, Kia Commodore, and Stewart Twynham
This episode discusses the rising costs of university in the UK and the financial support available to students. Experts Tom Allingham, Kia Commodore, and Stewart Twynham join the host to explore tuition and maintenance loans, how families…
- BONUS EPISODE: Why do we need a 'Pension Switch Guarantee'?
This bonus episode of The Pension Confident Podcast discusses the current pension transfer process and advocates for a 'Pension Switch Guarantee' to simplify switching for savers. It encourages listeners to sign a government petition to su…
- TRAILER: Catch up on Series 4 of The Pension Confident Podcast (so far)
This is a trailer for The Pension Confident Podcast, inviting listeners to review and provide feedback. It highlights that Series 4 has covered topics such as relationships, AI, the economy, and pensions, and encourages listeners to catch…
- E41: How can multi-generational living save you money? With Sam Bartley, Molly Broome, and Simmy Kaur
Host Philippa Lamb and a panel of guests discuss the rise of multi-generational households in the UK, exploring the financial benefits, cultural motives, and personal challenges associated with families living under one roof.
- BONUS EPISODE: Six tips for automating your personal finances
This bonus episode of The Pension Confident Podcast focuses on automating personal finances with six expert tips. It covers using tools like standing orders, calendar reminders, and apps to manage payments and savings effectively, drawing…
- E40: The ADHD tax - how much is it costing you? with Dr Tara Quinn, Krystle McGilvery and Emily Tribe
In E40 of The Pension Confident Podcast, host Philippa Lamb and experts Dr Tara Quinn, Krystle McGilvery, and Emily Tribe discuss the financial implications of ADHD, often referred to as the "ADHD tax." The episode covers how ADHD impacts…
- BONUS EPISODE: Personal finance tips for the self-employed
This bonus episode of The Pension Confident Podcast offers personal finance and pension management tips for self-employed individuals. It covers managing finances, making pension contributions with variable income, and balancing business n…
- BONUS EPISODE: Understanding market volatility
This bonus episode of The Pension Confident Podcast, hosted by Philippa Lamb, addresses market volatility. It features expert explainers answering audience questions about pension balances, investment strategies like diversification, and m…
- E39: Trump, tariffs and what it all means for your pension with Emma Maslin, Lucy Evans and Clare Reilly
This episode of The Pension Confident Podcast features an expert panel discussing the impact of President Trump's announcements on spending cuts and trade tariffs on global stock markets and pensions. They cover the history of market volat…
- E38: How to shift careers with Hannah Martin, Suzanne Noble, and Anindya Bhattacharyya
This episode of The Pension Confident Podcast discusses career shifts, covering topics like transferable skills, financial planning for a career change, and support available. Experts Hannah Martin, Suzanne Noble, and Anindya Bhattacharyya…
- BONUS EPISODE: What does the 2025/26 tax year mean for your finances?
This bonus episode of The Pension Confident Podcast covers key changes for the 2025/26 tax year, including adjustments to the National Living Wage, frozen income tax bands, and updates to Statutory Sick Pay and the State Pension.
- E37: The easiest way to retire with more money with Neil Bage, Bola Sol, and Laura Dunn-Sims
Host Philippa Lamb and experts Neil Bage, Bola Sol, and Laura Dunn-Sims discuss how staying engaged with finances, avoiding common pitfalls, and automating savings can help individuals retire more comfortably. They highlight that financial…
- BONUS EPISODE: Tips for the end of the tax year
This bonus episode of The Pension Confident Podcast offers tips for the end of the tax year, focusing on pensions, ISAs, and tax relief. It includes insights from previous episodes discussing pension balances, comparing pensions and cash s…
- E36: Is my pension funding climate change? With Rotimi Merriman-Johnson, Jesse Griffiths and Giorgia Antonacci
This episode of The Pension Confident Podcast discusses the link between pensions and climate change, addressing concerns about funding the fossil fuel industry. It explores whether sustainable investing yields lower returns and examines w…
- BONUS EPISODE: How to stick to your financial resolutions
This BONUS EPISODE of The Pension Confident Podcast revisits past episodes to offer financial wisdom for sticking to resolutions. Host Philippa Lamb and guests discuss tracking down pensions, starting to invest, and asking for a pay rise,…
- E35: The cost of divorce with Lynn Beattie, Harry Gates and Lydia Hunt
This episode of The Pension Confident Podcast, E35, discusses the financial aspects of divorce. Host Philippa Lamb and guests Lynn Beattie, Harry Gates, and Lydia Hunt cover topics such as financial decisions during divorce, prenuptial agr…
- S4 TRAILER: The Pension Confident Podcast
The Pension Confident Podcast announces Series 4, promising discussions on retirement savings, climate change, lifestyle creep, financial relationships, and post-divorce finances with expert guests. The first episode of 2025 will focus on…
- E34: Unpacking 10 years of the pension changes with Damien Fahy, Sam Brodbeck, and Romi Savova
Host Philippa Lamb is joined by Damien Fahy, Sam Brodbeck, and Romi Savova to discuss significant UK pension changes over the past 10 years, such as Auto-Enrolment and Pension Freedoms. They also explore how individuals can plan for retire…
- BONUS EPISODE: Financial mistakes part one
This bonus episode of The Pension Confident Podcast, part one of a financial mistakes series, features host Philippa Lamb and guests like Ola Majekunmi and Brooke Day. They discuss common financial errors including borrowing for education,…
- E33: How to spot the signs of financial abuse with Danny Tatlow and Jaypee Soule
This episode of The Pension Confident Podcast discusses financial abuse, a form of domestic abuse. Experts explain how to spot the signs, its effects, who is involved, and the support systems available for victims.
- BONUS EPISODE: What does the Autumn Budget 2024 mean for your pension?
This bonus episode of The Pension Confident Podcast, hosted by Philippa Lamb and featuring Annabelle Williams, discusses the UK Autumn Budget 2024. They cover the implications of changes to employer National Insurance contributions, Inheri…
- E32: How to understand your pension balance with Tim Hogg, Faith Archer and Alex Langley
This episode of The Pension Confident Podcast, featuring Tim Hogg, Faith Archer, and Alex Langley, focuses on understanding your pension balance. It covers checking your current savings, locating lost pensions, and strategies for planning…
- BONUS EPISODE: How to avoid financial scams
This bonus episode of The Pension Confident Podcast revisits financial scams, a topic where £1.17 billion was stolen in 2023. Host Philippa Lamb and guests Michelle Cracknell CBE, Lisa Markey, and Jonathan Lister Parsons share crucial tips…
- E31: How can I improve my credit score? With John Webb, Clare Seal and Luis Mejia
This episode of The Pension Confident Podcast features John Webb, Clare Seal, and Luis Mejia discussing credit scores. They cover what a credit score is, why it's important, how it's calculated, and provide tips on how to improve it, inclu…
- BONUS EPISODE: Personal finance tips for parents part two
This bonus episode of The Pension Confident Podcast, part two of a financial crash course for parents, features host Philippa Lamb and guests discussing pocket money economics, teaching children about debt, and differentiating between bein…
- BONUS EPISODE: How to prepare for a happy retirement - PensionBee Roadshow Manchester
This bonus episode features highlights from the PensionBee Roadshow in Manchester, where financial experts Faith Archer, Peter Komolafe, Kia Commodore, Timi Merriman-Johnson, and Jasper Martens shared tips for preparing for a happy retirem…
- TRAILER: What's coming up on The Pension Confident Podcast
This trailer for The Pension Confident Podcast previews upcoming bonus episodes during the August summer break, featuring a conversation on saving for a happier retirement and personal finance tips for parents. Listeners are encouraged to…
- E30: Can money buy happiness? With Ken Okoroafor, Kim Stephenson and Emily Tribe
This episode of The Pension Confident Podcast features host Philippa Lamb and guests Ken Okoroafor, Kim Stephenson, and Emily Tribe discussing whether money can buy happiness. They explore how financial security impacts stress and joy, and…
- BONUS EPISODE: Personal finance tips for parents part one
This bonus episode of The Pension Confident Podcast offers personal finance tips for new parents, covering benefits, the impact on pensions, shared parental leave, adoption rights, budgeting for a new baby, and childcare costs. It features…
- E29: Pensions vs. cash - which is best? With Holly Mackay and Martin Parzonka
This episode of The Pension Confident Podcast, hosted by Philippa Lamb, features Holly Mackay and Martin Parzonka discussing the advantages and disadvantages of pensions and cash savings in light of rising interest rates and inflation.
- BONUS EPISODE: Personal finance tips from the experts part four
This bonus episode of The Pension Confident Podcast features personal finance tips from experts on topics including switching current accounts, saving versus investing, parental leave and pensions, and discussing finances with loved ones.
- E28: The Bank of Mum and Dad - what's the impact on your pension? With Mark Bogard, Timi Merriman-Johnson and Becky O'Connor
This episode of The Pension Confident Podcast, hosted by Philippa Lamb, discusses the "Bank of Mum and Dad" phenomenon. Experts Mark Bogard, Timi Merriman-Johnson, and Becky O'Connor explore the financial and practical implications of fami…
- BONUS EPISODE: How to manage your money and mental health
This bonus episode of The Pension Confident Podcast revisits managing money and mental health, featuring insights from Philippa Lamb and an expert panel. Topics include personal experiences, financial support, the connection between money…
- E27: The cost of friendship with Dr. Tara Quinn-Cirillo, Niaz Azad and Brooke Day
This episode of The Pension Confident Podcast, featuring Dr. Tara Quinn-Cirillo, Niaz Azad, and Brooke Day, discusses the financial complexities within friendships. Topics include talking about money, managing financial differences, envy,…