The Money Gains Podcast
Business & Finance
About
Welcome to the Money Gains Podcast, where we talk all things money and how to grow your bank balance. Hosted by Sammie Ellard-King, Money Content Creator of the Year 2024, we chat with the sharpest minds in personal finance to give you real, actionable advice – no fluff, no jargon. Whether you're skint, smashing it, or somewhere in between, we’re here to help you make smarter money moves.
Episodes
- 10 Money Hacks That Saved Me £3,278 This Year (One Takes 30 Seconds)
This episode of The Money Gains Podcast shares 10 money hacks that helped save £3,278. Topics include setting savings targets, sinking funds, tracking spending, and current account switching. The episode emphasizes educational content and…
- What's ACTUALLY Making People Rich In The UK - (Holly Guscott - LCH Wealth)
This episode of The Money Gains Podcast features Financial Adviser Holly Guscott from LCH Wealth, who discusses what is making people rich in the UK, including pensions, growing money through ISAs, and becoming an ISA millionaire. The conv…
- Financial Adviser To Footballers Reveals: Why So Many Struggle With Money When They Retire
Financial advisor Emmelia Powell joins The Money Gains Podcast to discuss the financial challenges professional footballers face. The episode covers topics such as retirement financial struggles, lifestyle inflation, and strategies for bui…
- Married Couple REVEALS: How They Became Financially Free By 34!
Ken and Mary Okofoafor, founders of The Humble Penny, discuss their book 'The Wealth Habit' and strategies for achieving financial freedom. The conversation covers wealth-building habits, debt management, and the importance of multiple inc…
- Financial Adviser Reveals: The REAL Reason You're Not Rich Yet! (Andy Hart)
Financial adviser Andy Hart discusses the reasons why many people struggle to build wealth and introduces his new book, 'No Bullsh*t Money Advice'. The episode covers topics such as investment psychology, the role of financial advisers, an…
- I Built A £180,000 Investment Portfolio In 8 Years (And You Can Too!) - Ryan King
Ryan King discusses his experience building a £180,000 investment portfolio over eight years. The episode covers the basics of investing, including the use of global index funds and the importance of compound interest for beginners.
- 11 Habits To Become DISGUSTINGLY Financially Literate (And Rich!)
This episode outlines 11 habits to improve financial literacy, based on the statistic that only 29% of the UK population is considered financially literate. It also covers tips on budgeting, cashback, and investing.
- Why Saving £10,000 Changes EVERYTHING
This episode discusses the psychological and practical impact of saving £10,000. It covers a study on financial wellbeing, the risks of not having savings, and a step-by-step approach to reaching this savings goal.
- I Turned a £500 Overdraft Into £350 Million. Here's How. (Oliver Cookson - Founder of Myprotein)
Oliver Cookson, founder of Myprotein, discusses his journey from starting a business with a £500 overdraft to achieving a £350 million company. The episode covers his entrepreneurial strategy, business growth, current projects, and his per…
- The ONE Thing You Need To Invest In... (This Works!)
In this episode of The Money Gains Podcast, the host discusses the essential investment strategy for beginners, including how to calculate a "work optional" number and why certain investment approaches outperform professional fund managers…
- ACCOUNTANT EXPOSES: Why The UK Tax System STEALS 80% Of Your Wealth
Tom McNally of Pie Tax discusses the UK tax system, including hidden tax refunds, property investment strategies, and methods for building personal wealth. This episode covers practical tax and investment insights for UK taxpayers.
- You're Not Behind - Why Everyone Looks Richer Than You (But Isn't)
This episode of The Money Gains Podcast explores the psychology of financial comparison and why many people who appear wealthy are struggling financially. It includes personal experiences with debt and practical tips for building wealth.
- Why Your Student Loan Goes UP Even When You're Paying - Ollie Gardner Rethink Repayment
Ollie Gardner discusses his Rethink Repayment campaign and the issues surrounding UK student loans. The episode explores why loan balances can increase despite payments, the scale of the debt crisis, and broader concerns about the Higher E…
- Most of Us Rent Our Income. Here's Why This Matters.
This episode of The Money Gains Podcast explores the concept of "renting" your income, examining why people spend to prove themselves and the psychological traps that hinder wealth building. The host introduces the "tend your forest" frame…
- A Gangster Saved My Life: From Council Estate to 8-Figure Exit (Timothy Armoo)
Timothy Armoo joins The Money Gains Podcast to discuss his journey from a council estate to selling his company, FanBytes, for an eight-figure sum. The conversation covers mindset, entrepreneurship, and the importance of environment in wea…
- This Is Exactly How You’re Going To Take Control Of Your Finances In 2026 (90 Day Plan)
This episode of The Money Gains Podcast outlines a 12-week action plan for personal finance management in 2026. The host discusses strategies for financial reviews, automating money management, increasing income, and utilizing a provided C…
- Could You Run the UK Economy? Inside the Decisions No One Sees (Joe Mayes)
Journalist and author Joe Mayes joins The Money Gains Podcast to discuss the complexities of the UK economy and the pressures faced by the Chancellor. The episode explores economic decision-making and interactive scenarios from Mayes' book…
- Finance Experts Reveal: What The UK Budget Means For You (Andrew Craig & Brian Byrnes)
Andrew Craig and Brian Byrnes join The Money Gains Podcast to discuss the implications of the latest UK Budget. They cover topics including tax changes, fiscal drag, pension wealth, and the state of the UK economy.
- Multi-Millionaire Reveals: Why Financial Freedom Isn’t About Money (Jason Graystone)
Jason Graystone joins The Money Gains Podcast to discuss his journey to financial freedom by age 30 and his perspectives on what truly defines freedom. The conversation covers the differences between making money and building freedom, as w…
- Warning: Cash ISA Changes Will NOT Boost UK Investment (Rajan Lakhani - Plum)
Rajan Lakhani from Plum discusses potential flaws in proposed UK cash ISA reforms, investigates the psychological barriers to investing, and examines the impact of the Lifetime ISA cap on London property buyers.
- The Truth About Why Young People Feel So Lost (Bianca Errigo)
Bianca Errigo from Human OS joins The Money Gains Podcast to discuss the impact of workplace stress, the resilience crisis among young people, and the connection between stress and financial health. The episode explores how workplace habit…
- Why The UK Housing Market Will Explode In 2026 - (James Gerrard)
James Gerrard joins The Money Gains Podcast to discuss the economic climate, the challenges facing the middle class, and his outlook on the UK housing market for 2026. The conversation also explores property investing strategies, the role…
- How To Make £500+ Before Christmas Day
This episode of The Money Gains Podcast explores various methods to earn extra income to help cover Christmas expenses. The host also shares information regarding their new app, affiliate links, and promotional offers from partner services.
- Dating App CEO Reveals: Why Finding Love Has Never Been So Expensive (Jamie Johnston)
Jamie Johnston from the lifestyle app Mattr joins The Money Gains Podcast to discuss the financial challenges faced by single people and the impact of dating culture. Topics include the cost of dating, the financial realities of being sing…
- Money Moments 25 - The Hidden Tax Increase No One Is Talking About (Charlotte Baroukh)
In this episode of The Money Gains Podcast, Charlotte Baroukh discusses common misconceptions regarding payslips and explores hidden tax increases affecting personal finances.
- The Stock Market Will Crash: Former Credit Suisse Head Reveals Why (Rich McDonald)
Former Credit Suisse head Rich McDonald joins The Money Gains Podcast to discuss current market risks, S&P 500 concentration, and portfolio protection strategies during a period of record-high asset prices.
- Money Moments 24 - Why Talking About Money Can Make Or Break A Relationship (Bekah Donovan)
In this episode of The Money Gains Podcast, Bekah Donovan joins the show to discuss the importance of financial compatibility and communication in relationships and dating. She highlights why money conversations are a critical factor in lo…
- UK Economy Explained: This Could Change Everything For You
This episode of The Money Gains Podcast features discussions on the UK economy, covering topics such as government policy, taxation, and economic growth with expert guests. The panel explores the impact of historical economic trends and po…
- Money Moments 23 - This ONE Simple Technique Saved Me From Burn Out (Anyone Can Do It) - Dan Hughes
In this episode of The Money Gains Podcast, host Dan Hughes, a Wim Hof Instructor from Vitae VI, shares a technique for reducing stress and improving decision-making to help avoid burnout while building wealth.
- Financial Expert Reveals: 31 Money Lessons To Grow Your 1st 100k - Brian Mitchell (Frugal Spender)
Brian Mitchell of Frugal Spender joins The Money Gains Podcast to discuss building wealth, overcoming budgeting challenges, and the impact of lifestyle choices on long-term finances. Key topics include debt management, the effects of taxat…
- Money Moments 22 - Financial Experts: £31 BILLION in Lost UK Pensions - Is Some Yours?
Financial experts Rotimi Merriman-Johnson and Laura Ann-Moore join The Money Gains Podcast to discuss the issue of lost UK pensions and how individuals can locate missing retirement funds.
- Bank of England Senior Advisor Reveals: How The UK Economy REALLY Works (Jack Leslie)
Bank of England economic advisor Jack Leslie joins The Money Gains Podcast to discuss the factors influencing the UK economy, including interest rates, inflation, and the operations of the Bank of England. The episode covers topics such as…
- Money Moments 21 - Former Hedge Fund Manager: How To Pick Stocks (And Should You Listen To The Hype) | Rich McDonald
Former hedge fund manager Rich McDonald joins The Money Gains Podcast to discuss stock selection, the differences between American and British markets, and how to evaluate market hype.
- Why 91% of Brits Are Losing £1,091+ Every Year (And How to Get It Back) (Adam Williams)
In this episode, the host discusses his journey from debt to building a financial education platform and introduces the Gains App, which aims to help people save money through cashback strategies. He discusses his approach to managing pers…
- Money Moments 20 - Is British Culture Killing Your Business Dreams? (Charlotte Mair)
In this episode of The Money Gains Podcast, Charlotte Mair joins to discuss the differences between American and British business cultures and how these cultural factors may impact entrepreneurial success.
- Investing Experts Reveal: Exactly How To Start Investing (And Where?!)
In the 150th episode of The Money Gains Podcast, experts including Ryan King, Ayesha Ofori, and Andrew Craig discuss foundational investing concepts. Topics covered include compound interest, index funds, portfolio allocation, and strategi…
- Money Moments 19 - This Is The Best Way To Invest (If You Can Stomach It) - Michael Taylor
In this episode of The Money Gains Podcast, Michael Taylor discusses investing, specifically comparing US and UK markets. The episode also explores the differences between lump sum investing and dollar cost averaging.
- Money Expert Reveals: The Truth About the Top 1% (Less Than You Think) - Mr MoneyJar
Rotimi Merriman-Johnson (Mr MoneyJar) discusses the UK economic crisis and why earning in the global top 1% may not cover living costs. The episode covers strategies for building monetary and non-monetary wealth, along with potential econo…
- How I Made £1,000+ In 1 Year From Money I Was Already Spending
This episode of The Money Gains Podcast explores methods for earning cashback on everyday spending, referencing various apps for listeners to consider. The host also shares resources for personal finance, including a portfolio growth check…
- Ex-Goldman Sachs Banker Exposes: The Real Reason We Feel Broke (Joe Bryan)
Ex-Goldman Sachs banker and economist Joe Bryan discusses the impact of government monetary policy on societal issues, including inflation and wealth inequality, on The Money Gains Podcast. The episode also explores the role of Bitcoin and…
- BIG ANNOUNCEMENT - Introducing GAINS App - We'll Make Your Life Less Expensive!
This episode of The Money Gains Podcast announces the upcoming launch of the Gains App, scheduled for Autumn 2025. It also provides resources for listeners, including a money personality quiz and an investing checklist.
- I Started Investing At 19 And Built A 6-Figure Investment Pot (You Can Too!) - Tom Wickstead
In this episode of The Money Gains Podcast, personal finance content creator Tom Wickstead discusses his experience building a six-figure investment portfolio. He shares perspectives on the importance of investing, financial psychology, an…
- Money Moments 18 - Why Labour Broke Their Promises & Now WE Don't Trust Them (Grace Blakeley)
This episode of The Money Gains Podcast explores the reasons behind declining trust in politics. Guest Grace Blakeley discusses the perceived broken promises by Labour and potential ways to respond.
- Financial Planner Reveals: Why You’ll Never Retire (Unless You Do This) - George Agan
Chartered Financial Planner George Agan joins The Money Gains Podcast to discuss the UK retirement crisis and strategies for building a larger pension pot. Topics include the impact of increasing pension contributions and reframing retirem…
- Financial Advisor Reveals: How To Outperform 92% of Professional Investors (Alan Smith)
In this episode, wealth manager Alan Smith discusses the limitations of traditional financial advice, the impact of government debt, and a three-pillar system for building long-term family wealth. He also covers strategies for investing in…
- I Have Some Exciting NEWS & Sometimes Life Happens Real Quick...
In this episode of The Money Gains Podcast, the host shares brand updates, discusses the future of the podcast, and announces a new launch.
- Money Moments 17 - What Makes Women Better Investors Than Men? (Ayesha Ofori)
In this episode of The Money Gains Podcast, Ayesha Ofori discusses why studies show women often outperform men as investors. The conversation also covers strategies to encourage more women to begin their investing journeys.
- Money Moments 16 - There's More To You Pay Package Than Just Salary (Adelle Thompson)
Adelle Thompson joins the podcast to discuss negotiating job offers and the hidden value in compensation packages beyond salary, such as annual leave. The episode includes practical advice on evaluating total benefits during the interview…
- Money Moments 15 - Enjoying Your Money Is Just As Important As Saving (Laura Ann-Moore)
In this episode of The Money Gains Podcast, Laura Ann-Moore discusses the importance of conscious spending and setting financial goals to manage money effectively and increase personal happiness.
- Why Getting Rich Is EASIER Than Learning To Drive (Andrew Craig)
Economist and author Andrew Craig discusses strategies for building personal wealth and investing in the UK economy. The episode covers topics such as risk management, the importance of automating investments, and the potential of UK small…