Strong Money Podcast
Business & Finance
About
Welcome to the Strong Money Podcast.Hosted by Dave from Strong Money Australia, this show dives into the principles, mindset, and decisions that turn financial independence into a reality.Tune in to learn how you can build a freedom-focused lifestyle—where work is optional, and enjoyment is mandatory.Whether you’re already on your journey or just starting out, you’ll gain practical insights and inspiration to help you build financial strength, break free from the grind, and create a life with more meaning and freedom.Website: Strong Money AustraliaBook available on AmazonAudiobook on Spotify and Audible Hosted on Acast. See ac...
Episodes
- 41. The Pareto Principle for Money, Life and FI
This episode of the Strong Money Podcast discusses the Pareto Principle, also known as the 80/20 rule, and its application to personal finance and life. The host explains how focusing on a small number of factors can help listeners achieve…
- 40. How to Retire Mortgage Free (5 Strategies)
This episode of the Strong Money Podcast explores five strategies to achieve a mortgage-free retirement. It covers various approaches to paying off a home, including cashflow considerations and less common options.
- 39. How Will AI Affect Financial Independence?
In this episode of the Strong Money Podcast, the host explores the potential effects of artificial intelligence on financial independence. Topics include changes to the employment landscape, shifts in living costs, and the performance of i…
- 38. The Power of Momentum on Your FI Journey (Beyond the Math)
In this episode, the host discusses the role of momentum in the Financial Independence (FI) journey. The conversation covers identity, self-reinforcing loops, and behavioral changes that help individuals work toward financial freedom.
- 37. Saving or Investing - What Actually Makes You Rich?
In this episode of Strong Money Podcast, the host discusses the roles of saving and investing in building wealth. The discussion evaluates which strategy is more effective for reaching financial freedom and when each approach should be pri…
- 36. Achievement vs Enjoyment After FI (how to have both)
This episode explores the balance between achievement and enjoyment after reaching financial independence. Dave discusses the difficulty of moving out of a goal-oriented mindset to appreciate the freedom that has been created.
- 35. Semi-Retirement: Your Shortcut to Freedom
In this episode, the host explores semi-retirement as a strategy for financial freedom. Topics include the 50% rule, managing luxuries, and reaching full financial independence while semi-retired.
- 34. Business Principles For Your Personal Finances
In this episode, seven business principles are shared to help listeners manage their personal finances like a company, aiming for easier progress toward financial independence. It explores how applying these management strategies can lead…
- 33. How to level up your finances and life in 2026
Host Dave provides a guide for a reset to improve mindset, finances, and lifestyle for the year ahead. The episode offers strategies to help listeners maintain their goals and avoid burnout.
- 32. How to Actually Pull the Plug and Leave Work
In this episode, the host discusses common fears associated with leaving the workforce and provides practical guidelines for confidently transitioning into financial independence.
- 31. The Lost Art of Moderation
In this episode of the Strong Money Podcast, host Dave explores the concept of moderation and its potential role in achieving financial wealth and freedom.
- 30. Lessons from being 'retired' in my 30s (Part 2)
Part 2 of this episode shares further lessons and observations from experiencing financial freedom in one's 30s, providing insights for listeners on their own journeys.
- 29. How to Guarantee You Beat Inflation and End Up Rich
In episode 29 of the Strong Money Podcast, Dave explains how to guarantee beating inflation and outlines five strategies to ensure financial gain. The episode also references resources like his book and a trusted financial advisor.
- 28. Why You Won't Be 'Priced Out' of the Housing Market
This episode argues that individuals with sound financial habits can still access the housing market, contrary to media narratives. It suggests that strategies exist for homeownership despite potential challenges like rising property price…
- 27. The Inconvenient Truth About ‘Cost of Living’
This episode challenges the narrative around the cost of living, stating that Australians today have approximately double the purchasing power compared to 60 years ago. It questions why, despite this increase, many individuals report finan…
- 26. Making Big Money From Little Changes (Part 3)
This episode covers four more wealth-building strategies, potentially worth $1 million over 20 years. The methods are presented as simple to implement and some challenge conventional financial advice.
- 25. Earning More vs Spending Less
Episode 25 of the Strong Money Podcast debates whether to prioritize earning more or spending less. The host analyzes the benefits of each approach and shares their personal viewpoint on the matter.
- 24. What If Everyone Pursued Financial Independence?
This episode of the Strong Money Podcast tackles the objection that the FIRE movement would cause societal collapse if widely adopted. It argues that the concern is understandable but ultimately unfounded, explaining why widespread financi…
- 23. How I'd Reach Financial Independence Starting Today
The Strong Money Podcast episode discusses how the host would achieve financial independence if starting over with no savings today. It includes running the numbers and outlining the strategy for building wealth from the beginning.
- 22. Getting Your Spouse On Board with FIRE
This episode of the Strong Money Podcast discusses how to get your spouse on board with FIRE goals. It covers effective and ineffective approaches and strategies for finding common ground to maintain both relationships and financial health.
- 21. Rent vs Buy - Your Complete Guide to Making the Best Choice
This episode of Strong Money Podcast explores the decision between renting and buying a home through the lens of financial independence. The host analyzes the true costs and long-term results of both options, providing a framework to assis…
- 20. Making Big Money From Little Changes (Part 2)
This episode of Strong Money Podcast, titled 'Making Big Money From Little Changes (Part 2)', explores effective strategies for financial independence through minor adjustments in finances and lifestyle. The host encourages listeners to sh…
- 19. The FIRE Mindset: A Life-Changing Philosophy
This episode explores the FIRE mindset, contrasting it with conventional financial perspectives and introducing a concept to potentially alter one's financial outlook.
- 18. Turn Your Income into Effortless Wealth
This episode discusses strategies for making saving, investing, and mortgage payments effortless through automation. It also covers key concepts for those who prefer direct control over their finances.
- 17. Die With Zero: Key Takeaways for the FIRE Community
This episode of the Strong Money Podcast discusses the book Die With Zero, examining its core concepts and their applicability to individuals pursuing Financial Independence, Retire Early (FIRE).
- 16. How Consumerism Turned Us Into Money-Spending Slaves
This episode discusses the evolution of consumerism and how it traps individuals by encouraging them to seek happiness in purchases. It offers guidance on breaking free from this cycle to achieve wealth and freedom.
- 15. How to Become Rich and Happy (In One Podcast)
This episode discusses the connection between wealth and happiness, explaining how focusing on one can lead to achieving both for a more fulfilling life.
- 14. Lessons From Retiring At 28
In episode 14, Dave shares early lessons and realizations from quitting his job in 2017 to retire at 28. Some lessons were expected, while others were surprising, offering insights for listeners aiming for a freedom-based lifestyle.
- 13. How to Beat FOMO and Create Your Own Path to Wealth
This episode of the Strong Money Podcast focuses on overcoming the Fear of Missing Out (FOMO) to build wealth. It explores strategies for balancing immediate gratification with long-term financial goals and includes exercises to help liste…
- 12. Should You Pay Off Your Home, Invest, or Debt Recycle?
This episode of the Strong Money Podcast discusses whether to pay down your mortgage, invest, or debt recycle amidst rising interest rates. Dave explains the benefits of each strategy and offers guidance on making the best choice for your…
- 11. Making Big Money From Little Changes
Episode 11 discusses how to achieve financial independence through small financial and lifestyle changes. It provides links to resources and host connections.
- 10. The Wealth Illusion: Acting Rich vs Being Rich
This episode discusses the 'wealth illusion,' where individuals appear affluent but are not, contrasting it with past financial realities. It examines the roles of social media and debt in creating this mirage and offers strategies for ach…
- 9. The Biggest Mistakes and Traps to Avoid As You Build Wealth
This episode discusses common financial independence mistakes and traps. The host shares personal experiences with these pitfalls and offers guidance on how listeners can avoid them to prevent derailing their progress.
- 8. Questions, Complaints & Criticisms About Retiring Early
This episode of the Strong Money Podcast addresses common criticisms and misconceptions surrounding the concept of retiring early. The host aims to help listeners navigate the doubts and concerns often raised about early retirement.
- 7. Seven Steps to FI That Anyone Can Follow
This episode outlines seven actionable steps for achieving financial independence. It covers assessing your current financial state, envisioning your desired future, gaining control over your finances, and developing a strategy to reach yo…
- 6. The Great Divergence (Get Ahead or Get Left Behind)
This episode discusses the Great Divergence, a growing divide between people taking control of their financial future and those being left behind. It explains the phenomenon's origins, its continuation, and offers strategies to leverage it.
- 5. Do You Need to Own A Home to Retire Early?
This episode of the Strong Money Podcast discusses whether owning a paid-off home is essential for early retirement. It examines the advantages and disadvantages of both renting and owning, incorporating less obvious considerations and the…
- 4. How to Spend More While Still Getting Richer
This episode discusses strategies for increasing spending as wealth accumulates, ensuring continued progress toward financial independence. It also covers the importance of adapting your mindset to changing financial situations to reduce m…
- 3. If the FIRE Journey Makes You Miserable, You’re Doing it Wrong
This episode debunks the idea that the FIRE movement necessitates missing out on life's enjoyments. Dave analyzes media examples often criticized as extreme and explains why these perspectives are flawed.
- 2. The Art of Making Smart Money Decisions
This episode of Strong Money Podcast details the host's personal framework for making smart money decisions. It explains the thought process behind spending money, presented as an operating framework for financial success.
- 1. A Brief History of My Wealth-Building Journey and Life After FI
Dave recounts his path to financial independence, including his origins, the obstacles he faced, and his current lifestyle as someone who retired early in their 30s.
- Welcome to the Strong Money Podcast
Dave Gow launches the Strong Money Podcast, a solo series adapting Strong Money Australia articles into audio. Gow will share updated thoughts on building wealth and achieving financial freedom.