Saving With Silverman
Business & Finance
About
Welcome to ’Saving With Silverman,’ the ultimate guide to building your wealth and securing your financial future. Hosted by Mark Silverman, a Certified Financial Planner™ in Tucson, AZ, this podcast demystifies the complex world of investing and financial planning. Whether you’re an investing novice or looking to refine your financial strategy, join us for insightful discussions, advice, and actionable tips to navigate the financial landscape with confidence. Tune in to ’Saving With Silverman’ to empower your financial journey and make smarter, more informed decisions with your money.
Episodes
- Are Your Financial Goals Actually Realistic?
Everyone talks about setting financial goals, but not everyone stops to ask if those goals actually make sense. Mark walks through how to define what really matters and build a plan around it. Because the goal isn’t just dreaming big, it’s…
- How Emotions Can Derail Your Retirement Plan
We like to think our financial decisions are logical, but money decisions are rarely purely logical. Fear, anxiety, overconfidence, and even headlines can influence choices in ways we don’t always recognize. And when emotions take over, ev…
- The 7 Deadly Sins of Retirement Planning
Want to get in touch with Mark? 👉 https://silverman-associates.com/home It’s easy to think retirement mistakes come from bad investments, but more often, they come from behavior. Overconfidence, comparison, emotional reactions, and chasin…
- Choosing the Right Financial Advisor: Trust, Fit, and Red Flags
Want to get in touch with Mark? 👉 https://silverman-associates.com/home Choosing a financial advisor isn’t just about credentials or performance, it’s about trust, communication, and fit. In this episode, Mark sheds light on what really m…
- Popular Advice… But Is It Good Advice?
Want to get in touch with Mark? 👉 https://silverman-associates.com/home Bold financial opinions are everywhere, and they’re often delivered with total confidence. Mark takes a more discerning look at popular money advice, and why it can s…
- Mailbag: Social Security Fears, 401(k) Changes, and Dream Retirement
Want to get in touch with Mark? 👉 https://silverman-associates.com/home In this mailbag episode, Mark responds to listener concerns that highlight the uncertainty many people feel as retirement gets closer. These are the kinds of moments…
- Unlocking The Power of Your Biggest Financial Assets
Want to get in touch with Mark? 👉 https://silverman-associates.com/home Most people focus on saving more but overlook how much power they already have. Mark walks through the major financial assets many people take for granted and explain…
- Let's Declutter: Tips To Take Out The Financial Trash
Want to get in touch with Mark? 👉 https://silverman-associates.com/home Clutter isn’t just a problem in your garage, it creeps into your finances, too. In this episode, Mark talks through the habits, products, and decisions that weigh dow…
- What The Wizard of Oz Teaches About Retirement
Want to get in touch with Mark? 👉 https://silverman-associates.com/home What does The Wizard of Oz have to teach us about smart financial planning? More than you might think! In this episode, Mark uses the timeless lessons of Dorothy and…
- Don’t Catch These: The Top Financial Diseases & Their Cures
Want to get in touch with Mark? 👉 https://silverman-associates.com/home The doctor is in! Most people worry about small financial details while ignoring the big issues that can quietly derail retirement. In this episode, Mark introduces a…
- From Fairytales to Finances: Lessons from the Seven Dwarfs
Want to get in touch with Mark? 👉 https://silverman-associates.com/home Step into a fairytale-inspired take on financial planning as Mark matches real-life money habits to the colorful personalities of the seven dwarfs. Gain fresh perspec…
- The Golf Course Guide to Retirement Planning
Want to get in touch with Mark? 👉 https://silverman-associates.com/home Planning for retirement has a lot in common with playing golf. In this episode, Mark uses the golf course as a metaphor for smart investing and retirement planning. R…
- Should You Downsize in Retirement? Factors to Consider
Want to get in touch with Mark? 👉 https://silverman-associates.com/home Is downsizing right for you in retirement? For many retirees, the decision to downsize isn’t just about saving money; it’s about simplifying life. Mark reveals why mo…
- Retirement Realities You Can’t Afford to Ignore
Want to get in touch with Mark? 👉 https://silverman-associates.com/home When it comes to retirement, there are certain realities you simply can’t ignore, no matter how much you might want to. In this episode, Mark takes a practical look a…
- Conventional Wisdom That Could Wreck Your Retirement
Want to get in touch with Mark? 👉 https://silverman-associates.com/home We’ve all heard sayings like “real estate never fails” or “a mortgage is good debt.” But is conventional wisdom always wise? In this episode, Mark takes a closer look…
- Mailbag: Paying for a Car, Saving Smarter, & the $1 Million Myth
Want to get in touch with Mark? 👉 https://silverman-associates.com/home In today’s mailbag, Mark answers three real listener questions. First, when it’s time to replace a car, is it smarter to use your emergency fund, pull from an IRA, or…
- How to Disaster-Proof Your Retirement
Want to get in touch with Mark? 👉 https://silverman-associates.com/home What’s the risk if only one spouse handles the finances? What are the smartest ways to plan for long-term care costs? There are plenty of ways retirement plans can go…
- Mailbag: Disney Trips, $500K Decisions & Quitting Your Job at 50
Want to get in touch with Mark? 👉 https://silverman-associates.com/home Major life decisions (like taking a big trip or starting a business) can all have lasting effects on your financial future. The impact isn’t always obvious upfront, b…
- Before You Say “I Do”… Talk About This
Want to get in touch with Mark? 👉 https://silverman-associates.com/home Wedding bells are ringing, but are the money talks happening? In this episode, Mark offers essential financial advice for newlyweds and remarried couples alike. If it…
- Dangerous Mindsets That Could Derail Your Plan
You can have the perfect investment plan, but the wrong mindset can still derail your retirement. In this episode, Mark explores some of the most dangerous mental traps he’s seen people fall into during their financial journey, and how to…
- Five People You Meet In Retirement
In the book The Five People You Meet in Heaven , a man arrives in heaven and encounters five different people who impacted his journey and gave meaning to his life. Today, Mark talks about the five people you should be meeting right before…
- Credit Scores: How They Work & Why They Matter
It’s one of the most misunderstood numbers in personal finance, and yet it can shape everything from your mortgage rate to your insurance premiums. In this episode, Mark breaks down what your credit score actually measures, why it matters…
- Mailbag: Life Insurance, Dividends & Retirement Worries
What do you do when life throws retirement curveballs, especially the ones you didn’t see coming? In this mailbag episode, Mark tackles three unique retirement planning questions from listeners like you. You’ll hear whether life insurance…
- What a Real Financial Plan Looks Like (and What It Doesn’t)
Not all financial advisors do the same thing and not all “plans” are made with your best interest in mind. In this episode, Mark walks through what a genuine financial planning process looks like from start to finish, and how to spot the d…
- Inside the Advisor’s Office: What People Are Actually Concerned About
Ever wonder what other people talk about with their financial advisors? A new survey of nearly 400 experienced advisors reveals the biggest concerns, challenges, and financial goals their clients are facing today. From retirement planning…
- Retire Smarter: Control What You Can & Thrive in Any Market
How do you build confidence in your retirement plan when so much feels out of your control? In today’s episode, we’re cutting through the noise and focusing on what really matters- the things you can control. From managing risk to planning…
- From Chaos to Clarity: Building a Solid Income Plan for Retirement
What happens when the paycheck stops, but the bills don’t? In this episode, Mark cuts through the noise and gets real about why a true retirement income plan is your financial foundation. Spoiler: it’s not about picking the right annuity o…
- Financial Planning For Couples: Getting On The Same Page
A good financial plan considers the unique needs and views of both spouses. But let’s face it, couples often come to the table with different approaches to saving, spending, and planning for the future. So, how do you get on the same page…
- The Snowbird Retirement: Is a Seasonal Move Right for You?
Arizona is a unique state in that parts of the state have harsh winters while other areas deal with extreme heat in the summers. Either way, it definitely drives retirees to consider taking up residence somewhere else in those months when…
- Answering the 401k Frequently Asked Questions
For many Americans, the 401k will be their biggest asset in retirement and will be a critical piece of the income they need to create. It’s no surprise that we get a lot of questions about the 401k and today we’re going to address some of…
- Two Truths and a Lie
Today we’re going to tackle retirement planning through a fun game called ‘Two Truths and a Lie.’ Ron will present Mark with three statements, and he’ll have to tell us which two are true and which one is the lie. This episode is designed…
- The Different Definitions Of Diversification
If you’ve done any research on retirement and financial planning, you’ve probably seen the term diversification used quite a bit. But does what it mean to truly be diversified? The truth is that it can mean a lot of different things when i…
- Unlikely Wisdom: Financial Wisdom From Celebrities
You wouldn’t necessarily expect Lindsay Lohan, Rosie O’Donnell or Mike Tyson to dispense valuable insights about financial planning matters. In fact, you’d probably expect the opposite. But with a little bit of creativity, we can get some…
- It’s Not Your Parents Retirement: Retirement Planning Today
With pensions being a thing of the past, and Social Security looking like it might have some changes coming, retirement planning today is nothing like it was for your parents or grandparents. In the past, people often retired and only live…
- Financial Planning With Arnold Schwarzenegger
From fitness icon to actor to governor, Arnold Schwarzenegger has worn lots of different hats over the course of his incredible life. Is financial advisor the next one he’s ready to put on? Probably not, but in today’s episode, we’ll dive…
- The Parallels Between Weight Loss and Financial Planning
In our fast-paced lives, we often find ourselves juggling multiple priorities, from maintaining a healthy lifestyle to ensuring financial stability. But have you ever considered how these two seemingly distinct aspects of life might share…
- Questions You Might Not Know to Ask About Retirement
Lots of people have questions about their retirement, but most people should be asking about things they don’t know about. In this episode, Mark will give you the questions that can significantly impact your financial future, w…
- Opportunities and Challenges in Real Estate Investing
When it comes to retirement planning, real estate often emerges as a popular topic of discussion. If this is something you’ve been curious about, this episode should be very helpful. We’re going to dive into the complexities of real estate…
- Financial Lessons From Ernest Hemingway
In this episode, we look at finance through a bit of an unconventional, yet enlightening lens. Mark takes the timeless wisdom of Ernest Hemingway to draw parallels and impart valuable lessons for making smarter financial decisions. The gre…
- Financial Guidance Through the Lens of Calvin and Hobbes
Calvin and Hobbes is one of the most timeless comic strips in American history, but is there anything we can learn from Bill Watterson’s masterpiece in the financial realm? Turns out there is, and Mark will draw on wisdom from the comic to…
- Taking Care of Financial Chores
Have you ever considered how the mundane tasks we do around the house can offer valuable lessons for managing our finances? In this episode, we’re going to expand on this intriguing analogy. From taking out the trash to cleaning out the fr…
- Putting Together a Retirement Checklist
Every individual will have a unique plan for retirement, but there are questions that every person should be able to answer before they make the transition. Am I prepared for increased tax rates in the future? What about if I live longer t…
- Financial Advice From Mark Twain
Mark Twain is one of the most revered authors in American history, but what can we learn about finance from this legendary wordsmith? Join Mark Silverman as he takes a look at some of Twain’s most famous quotes and applies the lessons to f…
- The Detriments of Moving the Goalposts and the Importance of Planning
Can you imagine how difficult it would be for a placekicker if the goalposts suddenly shifted just as they were about to kick? In the same sense, how can we expect to achieve our financial goals if we're constantly shifting the targets? Re…
- All About Bonds
While you’ve probably heard of bonds before, do you really have a full understanding of how they work, especially when compared to stocks? Today we’ll dive deep into the world of bonds, breaking down their complexities and offering valuabl…
- Reading Your Statements
Have you ever glanced at your financial statements and felt overwhelmed by the numbers and jargon? You're not alone. Many people receive statements from their investment accounts every month or quarter but don't fully understand what they'…
- Reading the Fine Print
It’s been said that “the sales brochure giveth and the fine print taketh away.” In the financial world, glossy brochures and enticing sales pitches often conceal ugly hidden truths. Let’s talk about some of the things we hear from people w…
- Mark’s Unpopular Opinions
In the realm of personal finance, there's no shortage of advice- some of it good, some of it not so much. Being a good advisor isn’t about winning a popularity contest or just saying the same things that everyone else in the industry says.…
- Why Are Americans Working Longer?
A recent study revealed that 19% of Americans over the age of 65 are still working, which is twice as high as it was 30 years ago. Today, we’ll explore some of the reasons behind this statistic. Here’s what we discuss in today’s show: Some…
- Mastering Risk: Your Path to a Smarter Financial Future
In this episode of Saving With Silverman, we delve into the nuanced world of financial risk. Join Mark Silverman, CFP® and founder of Silverman & Associates, as he unpacks the complexities of risk tolerance in investing. Whether you're a t…