Risk Intelligence
Business & Finance
About
Insurance is the necessary evil. We all need it, in some way or another. With 20 years of experience, Karen Adamsbaum will be sharing her knowledge, shedding light on common questions, coverage explanations, as well has conversations with her brokers, clients and business colleagues. Karen‘s goal with this podcast is to keep the insurance topic simple and educative.
Episodes
- Keep your agent in the loop.
- Definitions Matter!!!
- Quotes take time... rushing is not good....
- about me... on my birthday!!!!
- What are loss runs?
This episode is a continuation of the previous episode. More in depth conversation about loss runs.
- Blocking the market and Loss Runs
- Wait, I thought I was covered!?!?
- Going Back to One of Our Most Insightful Conversations | Season 2 Episode 11
What if the way you say something matters more than what you say? In this replay of Season 2 Episode 11, we revisit our conversation with Eric Silverman and uncover a simple yet powerful shift that changed the trajectory of his success. Th…
- Throwback to My Very First Episode of Risk Intelligence.
Throwback to my very first episode of Risk Intelligence. In this episode, I share how everything started. What began as daily reflection during my 40-minute commute turned into a desire to make insurance easier to understand for those outs…
- Why Insurance Quotes Aren’t Instant: Understanding the Quoting Process
In this episode of Risk Intelligence, host Karen Adamsbaum explains what really happens behind the scenes when someone requests an insurance quote. While many expect quick results, quoting often requires gathering key business details and…
- Premium vs Exclusions
- Merged 02/13/26 08:56:38
Changes in your life may need changes in your insurance coverages as well.
- Discussions with Permit Expert - Tatiana Gust
- Why small businesses fail after one claim
- Insurance Gap - too late?
- Its not about the cost.....
- No such coverage called ”Full Coverage”
Best to understand the coverage you have versus “assuming”
- Protecting those Holiday presents!
This episodes explains how to protect those high value gifts you received for the holidays .
- Uninsured and Underinsured Explained
These are 2 coverages on your auto policy. This podcast explains both. Take a listen.
- Cyber - Dont be foolish ....
As a business owner, work with your risk manager on securing cyber coverage. Cyber criminals are getting smarter.
- Umbrella vs Excelss Liability
This episode I explain the difference between these 2 coverages
- Preparation is key for Insurance….
most feel that insurance is just for protection.. preparation is just as important.
- dont sign the contract until....
- The importance of claims service
- What is an “Additional Insured” on a certificate of insurance
- I had no claims - why is my premium increasing
- How the tides have turned
Big difference as to what insureds do now versus a few years ago….
- How much longer for insurance hard market?
When is this hard market going to end? Why are we in a hard market? Take a listen with your cup of coffee.
- Insight of Contractors Frustrations
One on One conversation with Builder, Warren King regarding the frustrations that contractors have with regarding to insurance.
- Full Circle
- Net-work is Net-worth
- Final - Keep sticking it out
- Final - Stick it out
We are in an insurance hard market. We are all feeling it. Best advice, talk to your broker to see if worthwhile to shop out or raise deductibles to help keep costs down.
- how good is your insurance company?
What you pay.. is what you get…
- But it’s my neighbors tree!?
My neighbor has a tree.. does not look good. What if it falls.. what do I do?
- “One word” can cost you thousands of $$$$$$
- Season 5 - Why Insurance Rates are Increasing
A very simple explanation as to why insurance companies are increasing their premiums.
- Season5 -Episode 4 - No Excuses while on Vacation
I recently headed to Myrtle Beach for 20 days. Yes, I worked, but differently. Take a listen. You can always stay on track - no excuses.
- Season 5 - Episode 3
Every employer should be aware of all disabilities of others whether it is an employee, customer or any other third party.
- Season 5 - E2 - Why can’t I feel anything when I consume Cannabis?
Cannabis is Medicine - everyone's body is different - take a listen as I explain.
- Season 5 - Ep 1 - Cannabis Insurance Coverage Specialist
time to take it to the next level....
- Season 4 - Episode 10 - Cyber Awareness for Business Owners
Business owners are not taking cyber awareness seriously enough.
- Season 4 - Episode 10 - Learning a different way
Most think learning is about reading and absorbing new information -- you can learn other ways as well - listen to my recent experience.
- Season 4 - Episode 9 -If you have possession of your clients goods - you need this coverage.
- Season 4 - Episode 8 - Just do your job
This episode I speak about a recent experience I had with another agent... it is mind boggling as to how many out there that just do not do their job..and then you wonder why the insurance industry has a bad rap.
- Season 4 - Episode 7 - Never too Late to Learn
We always say - I wish I had learned that.. well it is not too late - listen to my journey.
- Season 4 - Episode 6 - How Insurance is impacted by events in Ukraine
Just as 9/11 impacting the insurance market - so are the events of Ukraine.
- Season 4 - Episode 5 - I challenge you - what is your filler word?
Everyone has a filler word - such as Like, Um, Ahh - I challenge you to work on removing it from your everyday speaking.
- Season 4 -Episode 4 - Explanation of Why Insurance Premiums Are Increasing.
Just a simple explanation of why insurance premiums are increasing for real property.
- Season 4 - Episode 3 -What is your productivity Sweet Spot?
Everyone has a time of day that is most productive. What is yours? Listen to hear how I have managed mine.