Key Decisions to Get Right in Your 60s for a Confident Retirement (Ep. 190)
Planning for retirement in your sixties involves a series of decisions that shape the rest of your life. Many retirees and pre-retirees are unsure how Social Security, healthcare, taxes, investments, and estate planning all work together, and this uncertainty can lead to costly missteps. In this episode, Larry Heller, CFP®, CDFA®, breaks down the most common mistakes he sees people make during this decade and explains how thoughtful planning can help you approach retirement with clarity and confidence. He highlights real-world scenarios where timing, income needs, and coordination across financial decisions can make a meaningful difference for retirees and their families. What to expect: The Social Security mistakes many people make at ages 62 to 67 How income needs, longevity, and spousal benefits affect the right claiming strategy Why knowing your spending is one of the most powerful pieces of retirement planning Healthcare planning essentials, including Medicare, IRMAA, and long-term care Managing investments in your sixties without becoming too conservative too quickly Missed tax opportunities such as Roth conversions and withdrawal sequencing Emotional preparation and lifestyle planning for a fulfilling retirement Why updated estate documents and beneficiary designations matter And more! Resources: Download the checklist: Key Retirement Decisions in Your 60s Connect with Larry Heller: (631) 248-3600 Schedule a 20-Minute Call Heller Wealth Management LinkedIn: Larry Heller, CFP®, CDFA®, CPA YouTube: Retirement Unlocked with Larry Heller, CFP®