Retire Young-ish
Business & Finance
About
Retire Young-ish is the money podcast for Millennials and Gen Z who want freedom, not just finances. We break down investing, saving, side hustles, and the FIRE movement without the boring jargon. Whether you dream of retiring early, working less, or just living life on your own terms, this show gives you real strategies, honest conversations, and a few laughs along the way. Because who says planning for retirement has to wait until you’re old?
Episodes
- How I Make $10,000 a Month as a STUDENT (And How You Can Too)
This episode details a strategy for students to earn $10,000 monthly via digital entrepreneurship, emphasizing skill acquisition and building scalable assets. It suggests leveraging modern advantages for freelancing, content creation, and…
- Gen Z Gets a Head Start on Saving for Retirement—Here's Why
Generation Z is starting retirement savings earlier, driven by economic factors and the decline of pensions. They use workplace tools and social media for financial education, leading to higher participation and contribution rates, and are…
- These Are the Most Popular Side Hustles in Each State Right Now
This episode examines the booming US side hustle economy, highlighting how state-specific factors influence popular side hustles. It notes trends in AI freelancing, gig apps, and traditional services, driven by rising costs and a desire fo…
- 5 EASY Side Hustles for Beginners
This episode guides beginners through five accessible side hustles, including freelance writing, pet care, and online reselling, while discussing economic motivations for the gig economy and offering a 30-day plan to start earning.
- 12 Side Hustles for College Students Who Need Flexibility and Cash
This episode explores flexible side hustles for college students, emphasizing customizable schedules and resume-building opportunities. It advises students to choose ventures based on skills and financial goals while prioritizing academics…
- 10 Best Countries for Expats to Retire To
This episode identifies the ten best countries for expats to retire to in 2026, based on a global index evaluating costs, healthcare, climate, and quality of life. Featured nations include Greece, Panama, and Portugal, offering favorable c…
- 9 Best States to Retire With Low Taxes and Good Health Care
This episode reviews the nine best US states for retirement, focusing on financial benefits like low taxes and quality healthcare. States like Florida, Tennessee, and Texas are highlighted for their tax advantages and robust medical system…
- How the FIRE Method Has Evolved Among Millennials
This episode details the FIRE movement's evolution among millennials, moving from extreme frugality to a flexible framework for financial autonomy. Modern approaches emphasize career flexibility, burnout prevention, and mental health, util…
- How Many People Achieve Financial Freedom Before 50—and Where You Stand
Achieving financial freedom before 50 is statistically rare due to common obstacles like debt and rising costs. True financial freedom means investments cover expenses, requiring a high savings rate. Focusing on increasing income and reduc…
- What Can We Learn From Recessions Throughout History?
This episode explores lessons from historical recessions, identifying economic cycles, the role of debt, and the impact of human psychology and government policy. It emphasizes resilience through diversification and liquidity, noting that…
- Is retiring on dividends a good strategy?
This episode examines retiring on dividend income, a strategy offering psychological security and potential inflation protection. It requires significant capital and carries risks, emphasizing a hybrid approach for a resilient retirement.
- Why Gen Z is rejecting the 9-5 outright
Generation Z is increasingly choosing freelancing and entrepreneurship over the traditional 9-5 job, driven by economic factors and a desire for better work-life balance. This shift reflects a generational move away from burnout culture to…
- Why Gen Z Got Stuck With the Worst Economy in Decades
This episode of Retire Young-ish explores the significant economic hurdles facing Gen Z, such as low real wages, unaffordable housing, and high debt. The report argues this generation faces the toughest financial landscape in decades due t…
- 10 Creative Side Hustle Business Ideas for Gen-Z
This episode of Retire Young-ish explores 10 creative side hustle ideas for Gen-Z, emphasizing financial independence and personal passion. It details how digital fluency and low startup costs enable young entrepreneurs to utilize platform…
- 'Gen Z Will Be The Richest Generation,' Says Economist Justin Wolfers
Economist Justin Wolfers forecasts Gen Z may become the richest generation, citing the Great Wealth Transfer and savvy investments. However, concerns about economic inequality due to housing costs and AI are noted, with policy reforms sugg…
- 41% of Gen Z Trust AI With Their Finances - Why it's a Wake-Up Call for Brokers
A recent report shows 41% of Gen Z are willing to let AI manage their finances due to lower fees, data insights, and accessibility. Traditional financial firms must adapt by integrating technology with human advisors to cater to this shift…
- A Beginner’s Guide to Choosing Products to Sell on Etsy
This episode provides a guide to selecting products for an Etsy shop, covering handmade goods, vintage items, and craft supplies. It highlights the importance of quality photos, branding, niche marketing, strategic tags, and leveraging soc…
- Why Many Investors Choose Mutual Funds Over Individual Stocks
This episode explains the advantages of mutual funds over individual stocks, including diversification, professional management, and cost savings. It discusses various fund types and how to evaluate them for a balanced portfolio.
- How to Budget After Losing Your Job and Regain Financial Stability
This episode details budgeting strategies for job loss, focusing on controlling impulse spending, prioritizing essential expenses like housing and food, and using emergency funds for urgent needs. It also encourages seeking alternative inc…
- What Steve Jobs Taught the World About Leadership
This episode analyzes Steve Jobs' leadership, focusing on his minimalist business philosophies and how his return saved Apple. It discusses his visionary innovation, prioritization of design, and the complex impact of his perfectionism.
- Why Some People Choose to Retire Overseas Early
This episode discusses early retirement abroad, focusing on how Americans leverage the dollar's strength and lower taxes in countries like Mexico and Thailand. It covers building passive income through options like real estate crowdsourcin…
- Breaking the Paycheck-to-Paycheck Cycle: A Practical Guide
This episode provides a practical guide to breaking the paycheck-to-paycheck cycle through financial organization and discipline. It covers establishing emergency funds, maintaining budgets, tracking spending, and automating payments to pr…
- The Gen Z Guide to Building Wealth Without a High Income
This episode provides a financial roadmap for Gen Z to build wealth, even with lower incomes, by focusing on early investing, compound interest, budgeting, debt management, and side hustles. It encourages using digital platforms and automa…
- Starting a Side Hustle as a Creative: What to Consider First
This episode discusses flexible income opportunities for creatives, such as remote roles, specialized design work, and online teaching. It suggests leveraging digital platforms to supplement income or achieve financial independence.
- How to Invest in Stocks: A Practical Guide for Long-Term Investors
This episode offers a practical guide for novice investors on building long-term wealth through stock market participation. It covers establishing financial stability, comparing investment vehicles, explaining market concepts, and advocati…
- How to Build a Personal Budget That Actually Works
This episode details a six-step budgeting process for financial independence, covering income/expense tracking, distinguishing costs, and setting SMART financial goals.
- How I Learned to Invest Money Wisely as a Beginner
This episode provides a beginner's guide to investing, explaining how modern technology has made it accessible. It covers key concepts such as diversification, compound interest, and risk management, and outlines a ten-step strategy to bui…
- The Books That Quietly Changed How I Think About Money
This episode summarizes books on financial independence, emphasizing habit formation, mindset, distinguishing assets from liabilities, leadership, efficiency, and index fund investing as a path to financial security.
- How to Stop Living Paycheck to Paycheck and Take Control of Your Finances
This episode provides practical strategies to escape living paycheck to paycheck, focusing on financial discipline and building diverse revenue streams. It covers creating emergency funds, budgeting, and transitioning to passive income thr…
- How to Reinvent Yourself When Your Old Plan No Longer Works
This episode discusses reinventing your life by refreshing your mindset, setting SMART goals, and prioritizing holistic self-care. It emphasizes balancing challenges, connections, and potential to achieve genuine personal freedom.
- 5 Reasons Passive Income Is Often Discussed in Personal Finance
This episode defines passive income as revenue requiring minimal effort, contrasting it with traditional employment. It discusses strategies for building passive income, such as real estate, dividend stocks, and digital ventures, highlight…
- How to Budget Successfully in Your 20s and 30s
This episode provides a budgeting strategy for financial independence, focusing on goal setting and overcoming psychological barriers to spending. It includes advice on managing pet costs and identifying spending triggers, presenting budge…
- Warren Buffett’s Investing Principles Explained
This episode explains Warren Buffett's core value investing principles for beginners, focusing on understanding businesses, management quality, and patience. It covers his background and the mechanics of stock trading.
- 7 Practical Ways to Pay Off Student Loan Debt Faster
This episode outlines seven practical strategies to accelerate student loan repayment and achieve financial freedom. It covers refinancing, income-driven repayment plans, budgeting techniques like the 50/30/20 rule, and increasing income t…
- Personal Finance 101: How to Teach Yourself to Succeed with Money
This episode details foundational personal finance principles for wealth building, emphasizing a mindset shift and goal setting. It introduces the PIE effect (Prioritize money, Invest often, Earn more) and offers practical advice like dela…
- The Rich Don’t Work for Money
This episode discusses achieving true wealth through financial independence, focusing on assets and income systems over salary. It covers strategies such as living below means, managing debt, prioritizing savings, financial literacy, and s…
- 3 Costly Mistakes Beginning Investors Make
This episode of Retire Young-ish discusses three costly mistakes beginning investors make, such as acting on unverified stock tips or selling during market volatility. It emphasizes self-investment in learning, health, and well-being as cr…
- How to Get Out of the 9-to-5 Grind
This episode discusses strategies for leaving the 9-to-5 grind, focusing on burnout and flexibility. It covers pathways like side hustles, freelancing, and FIRE principles, highlighting digital nomadism and entrepreneurship as options. The…
- Millennials Are Sharing Recession-Survival Tips For Gen Z
Millennials are offering Gen Z recession survival advice, drawing from the 2008 financial crisis. Key strategies include building emergency funds, managing debt, securing employment, and adopting frugal practices.
- The Top 10 U.S. Cities for Gen Z Workers, According to New Report
A 2025 Checkr report ranks U.S. cities for Gen Z workers, with Midwest cities like Madison and Minneapolis leading due to employment, affordability, and social life factors. The findings suggest Gen Z prioritizes financial stability and wo…
- 10 Money Moves Gen Z Should Make Before Turning 30
This episode details ten financial strategies for Gen Z to build wealth before age 30. Key advice includes eliminating high-interest debt, establishing an emergency fund, maximizing tax-advantaged investments, negotiating salary, prioritiz…
- How Much Money a 25-Year-Old Needs to Invest Every Month to Reach $1,000,000
This episode details a financial plan for a 25-year-old to reach $1 million by retirement, emphasizing early and consistent investment in low-cost index funds. It covers asset allocation, tax-advantaged accounts, and the importance of comp…
- Gen Z and Millennials Are Missing Out on Huge Retirement Savings Potential
This episode discusses how Gen Z and Millennials are missing out on significant retirement savings due to common errors in their 401(k)s. It suggests fixes like capturing employer matches, prioritizing Roth accounts, and implementing autom…
- If I Started Investing In 2025, This Is What I Would Do
This episode details a financial playbook for building long-term wealth starting in 2025, advocating a disciplined, evidence-based strategy. It covers establishing an investment mindset, utilizing tax-advantaged accounts, asset allocation…
- Why Are Most Americans Broke, and Will They Forever Stay Broke?
This episode examines the systemic economic design features responsible for the financial struggles of most Americans, identifying twelve interlocking mechanisms that perpetuate wealth disparity. It argues these factors, including wage sta…
- What Is the 4% Rule for FIRE?
This episode explains the 4% Rule, a foundational FIRE movement principle developed by William Bengen. It covers the rule's mechanics, criticisms regarding its 30-year horizon and modern economic factors, and explores adaptations like vari…
- What Is the Difference Between Coast FI and Barista FI?
This episode compares Coast FI and Barista FI, financial independence strategies. Coast FI involves investing enough to fund retirement solely through compound interest, while Barista FI allows semi-retirement with part-time work covering…
- What Does It Take To Retire Before 40?
This episode details the FIRE movement, defining it as financial independence where passive income covers expenses. It covers the 4% rule, the importance of savings rate, income acceleration, expense reduction, investment strategies, and t…
- Will Generation Z Be Able to Retire?
This episode analyzes the economic and structural challenges preventing Generation Z from retiring traditionally, including wage stagnation, student debt, and housing costs. It also discusses potential solutions and shifts in the concept o…
- Want to Retire in Your 50s? Here’s How to Plan for It
This episode provides an 8-step guide to retiring in your 50s through Financial Independence and Retiring Early (FIRE). It covers calculating a 'Freedom Number,' maximizing income and savings, investing in index funds, managing retirement…