Retire Right
Business & Finance
About
Retire Right is an Australian Retirement podcast.You only retire once, so retire right.Brought to you by the podcast, 'money money money'. Hosted on Acast. See acast.com/privacy for more information.
Episodes
- 419 The latest retirement figures unpacked
This episode of Retire Right unpacks the latest ASFA retirement figures, discussing how much superannuation is needed and how it interacts with the age pension. Glen and financial adviser Nathan Fradley analyze the data and assumptions to…
- 418 Can AI replace your financial adviser, how much do you need to retire + more
This episode of Retire Right discusses the use of AI in financial planning, addressing its safety and reliability. It also covers various retirement planning questions, such as calculating retirement funds and superannuation strategies.
- 417 The three types of financial advice & why it costs what it does
Glen James and Vince Scully from Life Sherpa Invest discuss the cost of financial advice. They break down myths about adviser fees, different types of financial advice, and address listener questions about re-contribution strategies and TT…
- 416 What to ask to avoid bad financial products & why some funds collapsed
Glen and Vince Scully discuss critical questions in retirement planning, focusing on how to avoid bad financial products and understanding why some super funds have failed. They cover topics such as the structure of superannuation, layers…
- 415 Super strategies at 65, moving back to Australia for the pension & borrowing to invest
This episode of Retire Right covers superannuation strategies for those aged 65, insights into the Australian age pension for returning residents, and considerations for borrowing against home equity to invest. It addresses listener questi…
- 414 Investment bonds: the 125% rule, tax-free access & when to use them
This episode explores investment bonds, covering their definition, how tax works, and the relevant rules. It also discusses their advantages and use for children, grandchildren, and education, comparing them to personal investing and super…
- 413 TTR or not, timing contributions, JobSeeker rules & death benefit pensions
In this episode, Glen James and Nathan Fradley answer listener questions on various retirement topics. They discuss transition to retirement accounts, timing superannuation contributions, the impact of moving super to pension mode on JobSe…
- 412 Annuities explained: how they work, Centrelink boosts & retirement income
In this episode, Glen and financial adviser Nathan Fradley explain annuities, covering their function, Centrelink concessions, and practical examples. They discuss who benefits from annuities, potential downsides, and whether payments incr…
- 411 Smart or risky? Is this Uber driver's retirement plan genius or a disaster?
Glen and Nathan discuss an Uber driver's retirement plan, examining his current situation, projected financial future, and the use of an equity release or reverse mortgage. They also consider what advice Nathan would offer.
- 410b How to thrive in your 50's, 60's and beyond
In this episode of Retire Right, Glen and Robyn Greaves, author of "Your Third Chapter," discuss alternatives to traditional retirement. They explore concepts such as "unpacking before repacking" and the importance of living life on your o…
- 410 Transition to retirement (TTR) pensions and strategies
This episode of Retire Right features Glen and financial adviser Nathan Fradley as they delve into Transition to Retirement (TTR) pensions. They explain what TTRs are, how they work in practice, and various strategies for their use, includ…
- 409b War in the Middle East: what to do with your retirement savings
This episode of Retire Right discusses how global conflicts can impact retirement savings. It provides information on managing superannuation during times of market volatility, such as the war in the Middle East.
- 409 When to reduce life insurance, why price can't be the main driver, self-insuring, claims + more
Glen James and Phil Thompson from Skye Wealth answer life insurance questions from the Retire Right Facebook group. They discuss topics such as when to reduce or cancel life insurance, the role of a broker during claims, and how to compare…
- 408 Retiring before 65, super vs shares at 60, contribution decisions and buying a caravan
Glen James and Martin McGrath answer community questions on retiring before 65, superannuation versus shares at age 60, contribution strategies, and financing a caravan. They also cover financial modeling for early retirement.
- 407 Bucket strategies, market crashes, super risk levels & does property beat super in retirement?
This episode of Retire Right discusses bucket strategies, market crashes, and explains superannuation risk levels. It also explores the question of whether property or superannuation offers a safer investment for retirement. The hosts answ…
- 406 Centrelink assets, market volatility, comparing super funds, paying off the mortgage + more
Glen and Martin answer community questions about selling investment property, Centrelink assets and exemptions, market volatility, comparing super fund performance, and long service leave. They cover topics relevant to retirement planning…
- 405 Die with zero and the mental shift required from saving to spending
This episode of Retire Right discusses the "die with zero" concept and the mental shift required to spend in retirement after years of saving. It also touches on why financial advice fees can be a difficult topic for retirees.
- 404 Investing in property after age 50: lending rules, risk, cash flow & super traps
This episode of Retire Right discusses property investment for individuals in their 50s and 60s. Glen and John Pidgeon cover topics such as lending rules, risk assessment, cash flow, and considerations for using superannuation for property…
- 403 Living, moving or want to retire overseas? investing, super and tax as an Aussie expat
This episode of Retire Right features Brett Evans from Atlas Wealth, who discusses financial considerations for Australian expatriates. Topics covered include tax, superannuation, banking, and retirement planning for Australians living or…
- 402 Rent or buy during retirement (a real case study)
This episode of Retire Right unpacks a case study about a 69-year-old widow facing housing insecurity after elder financial abuse. It explores various solutions, including renting, buying, and other arrangements, considering Centrelink rul…
- 401 The ultimate pre-retirement checklist
Glen and Martin discuss key aspects of preparing for retirement, covering topics such as managing debt, understanding financial figures, planning living arrangements, and considering lifestyle goals. They also delve into super investment o…
- 351 private credit, investing for kids & moving shares into super (with Gemma Dale)
Glen and Gemma Dale address audience questions from the Retire Right Facebook group, covering topics such as private credit ETFs, investment strategies for children, and the tax implications of transferring shares into superannuation.
- 350 super: reversionary pensions, pay off mortage or salary sacrifice, downsizer vs non-concessional + more
Glen James, Martin McGrath, and Nathan Fradley answer listener questions about superannuation in retirement. They discuss topics such as reversionary pensions, paying off mortgages with super, downsizer contributions versus non-concessiona…
- 349 bucket strategy explained: super drawdown & investment allocation
This episode of Retire Right explains retirement bucket strategies, covering how to build and draw down from them, and how investment allocation should change before and after retirement. It also discusses rebalancing for income in pension…
- 348 Centrelink traps to avoid in retirement (Q&A with Justin Bott from Services Australia)
Justin Bott from Services Australia discusses common Centrelink issues for retirees. He answers questions on topics such as asset tests, gifting rules, superannuation, and eligibility for various pensions and benefits.
- 347b dying well: planning, caregiving & facing death with dignity
Casey Beros, author of 'Next of Kin,' joins Glen to discuss her personal experiences caring for her terminally ill father. She shares insights on the emotional and practical realities families face, emphasizing the importance of early conv…
- 347 age pension updates, deeming rises, concession cards & the work bonus explained
This episode of Retire Right features Justin Bott from Services Australia, who discusses major Centrelink changes with Glen. They cover age pension updates, deeming rates, various concession cards, and the work bonus, including eligibility…
- 346 retiring with multiple properties (a real retirement case study)
This episode of Retire Right features Glen and Martin analyzing a case study of a couple in their mid-50s with eight investment properties and significant debt. They discuss strategies to optimize their portfolio for an earlier, less stres…
- 345 retiring when you own a business: selling, tax, super and income strategy (a real case study)
This episode of Retire Right unpacks a case study of a couple who sold their business and sought financial advice for retirement. It covers strategies for managing wealth, superannuation, and creating a reliable retirement income, includin…
- 344 we don’t need a financial adviser! (a real retirement case study)
This episode of Retire Right presents a retirement case study where a couple initially believed they did not need a financial adviser. After seeking advice, they discovered substantial tax savings, better investment structures, and a large…
- 343 retirement was never the goal, what Warren Buffet told him & navigating change (former CEO of 7-Eleven & Blockbuster)
Former 7-Eleven and Blockbuster CEO Jim Keyes joins the Retire Right podcast to discuss his career, leadership lessons from 7-Eleven and Blockbuster, and his philosophy on retirement, education, and embracing change. He also shares advice…
- 342 moving investments to cash, Glen’s guest has ‘no idea’, gifting equity to children + more
In this episode of Retire Right, Glen and Vince Scully discuss common financial inquiries from the show's Facebook group, including gifting equity for property, moving investments to cash, and opening secondary account-based pensions.
- 341 changes coming to the $3m super tax + big super fund wait times (Glen and Vince live from Sydney SXSW)
Glen James and Vince Scully discuss recent changes to the $3 million superannuation tax proposal, including the removal of unrealised gains taxation. They also cover the LISTO increase, super fund wait times, choosing a fund, and intra-fun…
- 340 money habits, marriage & making retirement work (with Joe Saul-Sehy live from Fincon)
In this episode of Retire Right, Glen James interviews Joe Saul-Sehy live from FinCon. They discuss money habits, improving financial communication within marriages, investing strategies, and estate planning.
- 339 aged care case study: costs, funding strategies & changes from 1 Nov 2025
Glen James and Nathan Fradley discuss aged care costs, funding strategies, and upcoming changes from November 1, 2025. They cover different types of fees, payment options, and important considerations for families moving a loved one into r…
- 338 how much do you need to retire in Australia?
In this episode of Retire Right, Glen James and financial adviser Nathan Fradley discuss the factors involved in determining how much money is needed for retirement in Australia. Topics include the Age Pension, superannuation, retirement s…
- 337 granny flat provisions explained: Centrelink rules, risks & case study
This episode of Retire Right explains "granny flat provisions" with financial adviser Nathan Fradley. They discuss Centrelink rules, including homeowner and non-homeowner rules, the reasonable test, and gifting. The episode also covers pot…
- 336 timing the market, inheriting property & CGT, 6-year rule refresh & transfer balance caps
In this episode, Glen and Martin discuss market volatility, superannuation investment strategies, capital gains tax on inherited property, the 6-year rule for primary residences, and transfer balance caps.
- 335 Centrelink work bonus test, member directed super options, partner that’s 7 years younger + more
Glen and Martin discuss Centrelink work bonus tests, member-directed super options, DIY super investments, and retirement funding strategies for couples with a significant age gap.
- 334 productivity roundtable, tax, housing, intergenerational wealth + more with Allegra Spender
Glen James discusses the recent productivity commission roundtable in Canberra with Independent Member for Wentworth, Allegra Spender. Topics covered include tax reform, the housing crisis, intergenerational inequality, and the building an…
- 333 selling inherited shares, share brokerage terms, non-concessional contribution vs mortgage, downsizing property to super + more
In this Q&A episode of Retire Right, Glen and Martin discuss selling inherited shares, understanding brokerage terms, and strategies for non-concessional super contributions versus mortgage repayments. They also cover salary sacrificing, s…
- 332 age pension deep dive - living on the pension (part 2)
In this episode of Retire Right, Glen James and Justin Bott from Services Australia discuss living on the Age Pension. They cover reporting requirements, the impact of employment, gifting limits, deeming, overseas travel rules, and how sup…
- 331 age pension deep dive - getting ready to claim (part 1)
In this episode of Retire Right, Glen and Justin Bott from Services Australia discuss the initial steps for claiming the age pension. They cover eligibility criteria, application processes, and the support available through the Financial I…
- 330 money in your 70's: simplify, optimise, enjoy
In this episode of Retire Right, Glen James and financial advisor Martin McGrath discuss managing money in your 70s. Key topics include optimizing age pensions and super withdrawals, simplifying finances, estate planning, and strategies fo…
- 329 money in your 60's
In this episode of Retire Right, Glen and Martin discuss essential financial strategies for those in their 60s. Topics include superannuation contributions, transition to retirement pensions, mortgage management, age pension planning, and…
- 328 money in your 50's
Glen and Martin discuss financial and lifestyle planning for those in their 50s to prepare for retirement. Topics include managing mortgage repayments, superannuation contributions, investments, insurance reviews, health checks, and caring…
- 327 is my money safe with a super fund or financial adviser?
In this episode, Glen and Vince Scully discuss the safety of superannuation funds and financial advice. They cover fund structures, the importance of diversification, how to identify trustworthy advisers, and potential red flags to avoid.
- 326 the key changes from 1 July 2025 and how they impact you
In this episode of Retire Right, Glen and Martin discuss financial changes effective 1 July 2025 and key considerations for retirement planning. They cover the super guarantee increase, transfer balance cap updates, Medicare levy and HELP…
- 325 spouse super splitting, pension accounts for inheritance, motorhomes & Centrelink + more
In this Q&A episode of Retire Right, Glen James and Martin McGrath discuss spouse super splitting, managing inheritances in pension accounts, notices of intent to claim super contributions, and how motorhomes affect Centrelink primary resi…
- 324 when to cancel life insurance, do I still need it, how much do I need + more
In this episode of Retire Right, host Glen and insurance adviser Phil Thompson discuss whether life insurance is still necessary during retirement. They explore how to evaluate coverage, reduce premiums, and determine if income protection…