Ready, Set, Retire!
Business & Finance
About
Planning for retirement is not a guessing game. Now is the time to plan! What have you done to protect yourself from another recession? Can you afford to ride the waves of a volatile market? When the paychecks stop but the bills keep coming, how are you going to maintain your lifestyle? For more than 30 years, retirement income specialist Steve Anzuoni of Fairway Financial, Inc has been using customized strategies to help people just like you build a successful retirement that includes guaranteed lifetime income. Share not only the wealth of a happy retirement but also in your Cape Cod community. Steve supports a number of local organizations such as The Cape Cod Baseball League, Veteran's Top Shot, Swing for the White Caps, Hero's in Transition and the Boston Bruins Foundation.Tune into Steve's weekly radio show, "Ready Set Retire" Saturdays @ 6am on WXTK!
Episodes
- The “A Word” Making a Comeback in Retirement Planning
Steve Anzuoni revisits annuities in retirement planning, emphasizing cash flow, income stability, and rational decision-making. The episode covers pension replacement and the necessity of a formal retirement plan to mitigate uncertainty.
- The Hidden Gap Between Saving for Retirement and Living It
On this episode of Ready, Set, Retire!, Steve Anzuoni addresses the disconnect between retirement savings and actual retirement living. The discussion includes the transition from accumulation to income planning, rebalancing, healthcare ex…
- Market Confidence vs. Real Retirement Planning
Steve Anzuoni differentiates between saving for retirement and planning for retirement income, explaining how market gains can create a false sense of security without a written plan. He discusses risks like market timing and sequence-of-r…
- The Annuity Trap Most Retirees Don’t See Coming
Steve Anzuoni explains how confusion surrounding annuities, rather than the products themselves, can derail retirement plans. The episode covers understanding different income products, the importance of goals over rates, and the implicati…
- The Retirement Reality Check Most Investors Need
Steve Anzuoni explains how retirees are coping with rising costs, emphasizing the value of guaranteed income and effective cash flow management post-paycheck. The episode focuses on practical strategies for retirement resource organization.
- When Market Swings Meet Retirement Reality
What happens when a lifetime of saving suddenly feels fragile? On this episode Steve Anzuoni breaks down the emotional shift from accumulation to retirement and why a “pile of money” isn’t the same as a plan. The conversa…
- When One Person Handles the Money—and Why That’s a Problem
One simple habit could quietly unravel a retirement plan—and most couples don’t realize it until it’s too late. Steve Anzuoni unpacks why treating one partner as “the money person” creates unnecessary risk, es…
- When Your Paycheck Retires Before You Do
Market swings, war headlines, and retirement jitters collide—so what actually matters when your paycheck stops? On this episode, Steve Anzuoni cuts through volatility to focus on retirement income, guaranteed cash flow, and why a pil…
- Saved Enough… But Still Not Sure You Can Retire?
What if the real retirement risk isn’t market swings, but losing the paycheck you depend on? Steve Anzuoni breaks down why so many Americans doubt retirement is even possible and why replacing income matters more than chasing growth.…
- When Bills Collide with Retirement
When everyday expenses start competing with your future, where should the line be drawn? On this episode Steve Anzuoni breaks down why tapping retirement accounts can be a costly move and why separating money by purpose matters more than e…
- A Bigger Refund Is Just the Beginning
A tax refund can be more than a windfall—it can become a turning point. On this episode Steve Anzuoni breaks down how recent tax law changes may impact retirees and near retirees, then explores smarter ways to put that money to work.…
- Why Letting One Person “Do the Money” Can Backfire in Retirement
One spouse does the dishes, the other does the money—until retirement makes that division risky. On this episode Steve Anzuoni unpacks why both partners must understand the full financial picture. The conversation covers shared respo…
- Is Debt the Real Black Swan No One Sees Coming?
What if the next financial shock isn’t a market crash—but your own personal debt? On this episode, Steve Anzuoni breaks down rising credit card interest rates, the national debt debate, and why managing your personal finances m…
- Are You Saving Enough—Or Spending the Wrong Way?
When rising costs force tough financial choices, how do you protect your future without sacrificing your present? On this episode, Steve Anzuoni explores why Americans are cutting retirement savings, the real difference between needs and w…
- The 401(k) Truth No One Told You About
A surprising truth about your 401(k) could change the way you think about retirement. In this episode, Steve Anzuoni breaks down the hidden tax traps retirees face and reveals how proactive planning can help you keep more of what you&rsquo…
- Turn Tax Time Into a Retirement Advantage
A surprising retirement strategy could turn a required tax burden into a powerful wealth‑building opportunity. On this episode, Steve Anzuoni breaks down proactive tax planning, smart RMD moves, and a little‑known way retirees can create t…
- The Social Security Strategy You’ve Heard About… but Don’t Actually Understand
What if one retirement decision could reshape your financial future? On this episode of Ready, Set, Retire Podcast , Steve Anzuoni breaks down the rising interest in Social Security bridging — what it is, who benefits, and why timing…
- The Lobster Story That Reveals a Retirement Truth
A simple lobster story turns into a revealing lesson about how retirement planning really works. In this episode, Steve Anzuoni breaks down why saving consistently is only half the battle — the real challenge begins when you shift fr…
- The Hidden Mistake in Most Retirement Plans—and How to Avoid It
A surprising retirement trend is reshaping financial plans—and it’s happening faster than many expect. In this episode, Steve Anzuoni digs into why so many Americans are accelerating their retirement timelines and how shifting…
- The $102 Million Mistake: Are You Leaving Your Retirement Unprotected?
What does a $102 million art heist have in common with your retirement plan? Both can be undone by a single, simple mistake. In this episode, Steve Anzuoni reveals the hidden pitfalls that threaten your financial future—from underest…
- The Medicare Premium Trap: What Retirees Wish They Knew Sooner
Are you unknowingly sabotaging your retirement with “spendophobia” or hidden Medicare costs? In this episode, Steve Anzuoni reveals the surprising traps retirees face, from the two-year Medicare premium lookback to the fear of…
- The Surprising Truth Behind America’s Retirement Age
Are your retirement plans built on optimism or reality? Dive into the surprising gap between when people expect to retire and when they actually do. Host Steve Anzuoni explores the real-world factors—health, family, finances, and rou…
- Spaving: The Hidden Trap Sabotaging Your Retirement
Are you spending more to save more—and is it costing your retirement? This episode dives into “spaving,” the sneaky habit of overspending in the name of saving, and how it can quietly erode your nest egg. Host Steve Anzuo…
- How to Turn Your Retirement Savings Into a Paycheck for Life
Are you ready to turn your retirement savings into a reliable paycheck? Discover how everyday people—just like top athletes and savvy investors—strategically carve out guaranteed income for life. Host Steve Anzuoni shares real…
- Is Your Retirement Income Built to Last?
What if your retirement income isn’t as secure as you think? Dive into the realities of Social Security, Cost of Living Adjustments or COLA, and the hidden pitfalls in retirement planning. Host Steve Anzuoni breaks down how…
- Secret Hotel Sleepers & Retirement Reality: What’s Your Side Gig?
Ever wondered how a secret hotel sleeper or a Lego sculptor could boost your retirement income? This episode dives into creative side gigs, the financial realities of working in retirement, and the crucial planning steps to avoid costly mi…
- Stop Waiting: How to Turn Savings Into Guaranteed Income—Now
Are new retirement rules about to upend your 401(k) strategy? In this episode, Steve Anzuoni breaks down the latest changes to catch-up contributions, explains why paying yourself first is the key to financial freedom, and reveals his &ldq…
- From Lego Sculptor to Annuity Maze: Unusual Paths to Retirement Security
Ever wondered how a secret hotel sleeper or a Lego sculptor could boost your retirement income? This episode dives into unique side gigs, the financial realities of working in retirement, and the habits of the “stealthy wealthy.&rdqu…
- Is Your Cash Working Hard Enough? Retirement’s Hidden Traps Revealed
Are you making the most of your cash in today’s shifting financial landscape? This episode dives into smart strategies for handling windfalls, avoiding hidden fees, and preparing emotionally for retirement. From the pitfalls of &ldqu…
- The Hidden Costs of DIY Roth Conversions
Ever wondered if that “slam dunk” retirement strategy is really right for you? In this episode, Steve Anzuoni breaks down the complexities of Roth conversions, challenge the latest portfolio trends, and share real-life stories…
- Are You Afraid of Your Own Money?
Are you more afraid of running out of money than spiders or snakes? This episode dives into the surprising fears that haunt retirees, from spending hard-earned savings to breaking outdated financial “rules.” Steve Anzuoni revea…
- Is Time Slipping Away? How to Retire Ready—Not Rushed
Ever feel like life is speeding by and retirement is closer than you think? This episode of Ready, Set, Retire Podcast dives into the emotional and practical realities of planning for retirement, balancing living for today with preparing f…
- Navigating Retirement: Annuities and Alternatives
In this episode of the Ready, Set, Retire Podcast, Steve discusses the evolving landscape of retirement planning, focusing on annuities, micro retirements, and the importance of financial advice. He emphasizes the need for individuals to e…
- Be Proactive in Your Retirement Planning
In this episode of the Ready, Set, Retire Podcast, Steve discusses the realities of retirement savings, emphasizing that only a small percentage of retirees have saved over a million dollars. They explore the importance of managing debt, s…
- Navigating Market Volatility
In this episode of The Ready, Set, Retire Podcast, Steve discusses the current market volatility and the increasing odds of a recession. He emphasizes the importance of understanding economic indicators and personal finance strategies to n…
- Tax Cuts and Retirement: What You Need to Know
On this episode of The Ready, Set, Retire Podcast, Steve Anzuoni discusses the critical implications of tax cuts, the complexities surrounding Social Security taxation, and the realities of 401(k) plans as a replacement for pensions. He em…
- Canned Goods and Annuities: Unlikely Comparisons
Steve discusses the misconceptions surrounding annuities, drawing parallels between canned goods and financial products. He emphasizes the importance of understanding the benefits of annuities for retirement income planning and the need fo…
- Understanding Tax Strategies and Social Security Changes
In this episode Steve discusses the impact of the new administration on financial planning, focusing on tax strategies, social security changes, and the importance of guaranteed income in retirement. He emphasizes the need for long-t…
- Proactive Planning and Finding Purpose in Retirement
Steve and Jessica discuss the critical aspects of retirement planning, emphasizing the importance of understanding personal financial needs and the necessity of having a clear plan. They explore how retirement is not just about financial s…
- Understanding Annuities and Their Benefits
Steve discusses the relevance of annuities in today's financial landscape, particularly in light of fluctuating interest rates. He explains the different types of annuities, their benefits for guaranteed income, and the importance of consi…
- Navigating Financial Uncertainty with New Leadership
In this episode of the Ready, Retire radio podcast, Steve discusses the implications of new leadership on financial planning, particularly focusing on tax changes, social security, and guaranteed income options for retirement. He emphasize…
- Navigating Annuities: The Key to Guaranteed Income
In this episode Steve discusses the importance of understanding annuities and guaranteed income, the concept of micro retirements, and the significance of financial planning for retirement. They explore how individuals can diversify…
- Mastering Tax Planning for a Secure Future
In this episode, Steve discusses the critical differences between tax filing and tax planning, emphasizing the importance of proactive financial strategies. They explore how recent political changes may affect financial decisions, stressin…
- Navigating Retirement: End of Year Strategies
In this episode of the Ready, Set, Retire, Steve discusses essential end-of-year planning strategies for retirement, focusing on market predictions, the role of 401k as an income source, the importance of building a personal pension, and t…
- Navigating Tax Strategies for Retirement
In this episode, Steve discusses various strategies for retirement planning, focusing on tax strategies, the benefits of fixed index annuities, market trends, and the importance of balancing risk and income. He emphasizes the need for comp…
- Navigating Retirement: Challenges for Generation X
In this episode Steve discusses the retirement challenges faced by Generation X, emphasizing the importance of financial planning and the role of financial advisors. They explore tax strategies for retirement savings, the significance of l…
- Preparing for Retirement: Financial Strategies
In this episode Steve discusses the current state of national debt and interest rates, emphasizing the implications for retirement planning. They explore strategies for preparing for retirement, including the importance of understanding fi…
- The Importance of Retirement Planning
In this episode of the Ready, Set, Retire podcast, Steve discusses the importance of retirement planning, the significance of guaranteed income, and effective tax strategies for retirees. He emphasizes the need for individuals to reflect o…
- Market Trends: What You Need to Know
In this episode, Steve discusses the impact of political changes on financial futures, emphasizing that the market operates independently of political leadership. He highlights the importance of understanding market trends and economic rea…
- Navigating Financial Misinformation
In this episode, Steve discusses the pervasive misinformation in the financial world, drawing parallels to political discourse. He emphasizes the importance of proactive financial management, particularly in retirement planning, and the ne…