Protect Your Assets
Business & Finance
About
David Hollander, The Sandman℠, helps his listeners sleep well at night because they know their assets are protected. Financial and investment services offered through Liberty Wealth Management & Liberty Group LLC.
Episodes
- Financial Scams 2026: The Latest AI-Driven Fraud and How to Avoid It
Financial scams in 2026 are more advanced than ever, with AI, deepfakes, and social engineering creating new risks for investors and families. In this episode of Protect Your Assets , David Hollander breaks down the most co…
- Business Exit Planning: What Business Owners Should Know Before Selling
In this episode of Protect Your Assets , David Hollander discusses key considerations around business exit planning for owners who may be thinking about selling a privately held company. He explores why preparing in advance can matte…
- The 4% Rule in Retirement: Why It May Deserve a Second Look
In this episode of Protect Your Assets, David Hollander reviews the role of the 4% rule in retirement planning and shares why it may not be appropriate for every investor or retirement situation. He covers several factors that can affect w…
- Reverse Mortgages Explained with Chris Freck
In this episode of Protect Your Assets , David Hollander sits down with reverse mortgage specialist Chris Freck to discuss how reverse mortgages work and how they may allow homeowners to access equity while continuing to live in thei…
- Bonds Explained: What Today’s Bond Market Means for Investors
The bond market is shifting, and understanding bonds is critical in today’s interest rate environment. In this episode, David Hollander discusses bond basics, including yield, duration, callable bonds, and the yield curve, whil…
- 401(k) Creditor Protection in California: Is Your Retirement Account Really Safe?
Is your 401(k) protected from creditors in California, or is that just a myth? In this episode of Protect Your Assets, David Hollander discusses how California creditor-exemption rules may apply to retirement accounts a…
- How to Choose a Financial Advisor: 5 Questions to Ask Before You Commit
Choosing a financial advisor is one of the most important decisions you’ll make as you approach retirement. But how do you know if you’re hiring the right person? In this Valentine’s Day special…
- Annuities 101: How Different Annuities Work and What to Know Before Considering One
Annuities are often misunderstood, yet they continue to be part of many retirement planning conversations. In this episode of Protect Your Assets , David Hollander walks through annuities in clear, practical terms and explains how di…
- 2026 Tax Planning Boot Camp: Advanced Considerations for Retirement and Income Planning
The New Year’s resolution Financial Boot Camp continues with an advanced look at 2026 tax planning and how recent tax law changes may affect retirement and income decisions. In this episode of Protect Your Assets , David…
- The 2026 Financial Boot Camp: Smarter Ways to Start the Year
A new year is the perfect time to reset your financial habits, and in this episode of Protect Your Assets , David Hollander kicks off 2026 with a financial boot camp. From simple budgeting rules that give every dollar a job to maximi…
- Innovation, Jobs, and the California Economy: An Interview with Ethan Agarwal
In this special episode of Protect Your Assets , David Hollander sits down with Ethan Agarwal, a technology entrepreneur and candidate for California governor in 2026, for a policy-focused conversation on the state’s economic f…
- Retiring Next Year? What to Do Before You Quit Your Job
If you’re retiring next year, the details you handle before you give notice can make a meaningful difference. In this episode of Protect Your Assets , The Sandman walks through what to review before you leave wo…
- 5 Costly TSP Mistakes Federal Employees Make (and How to Avoid Them)
If you’re a federal employee or member of the armed forces, your thrift savings plan (TSP) can be a powerful retirement tool, yet small missteps can lead to missed matching dollars, unnecessary risk, or reduc…
- Year-End Tax Planning Strategies 2025: Smart Money Moves Before the Deadline
In this episode of Protect Your Assets , David Hollander breaks down practical year-end tax planning strategies for 2025 in light of the new Big, Beautiful Bill and today’s market volatility. Learn how to use tools like 40…
- Crypto Nightmares: The Scariest Cryptocurrency Scams Lurking This Halloween
It’s a spooky season in the world of cryptocurrency. In this Halloween special of Protect Your Assets , David Hollander unmasks the scariest cryptocurrency scams haunting investors right now. From “pig-butchering” romance…
- Retirement Planning for Couples: Stop Money Fights and Build a Plan You Both Believe In
Money is one of the most common sources of tension in marriage, especially when retirement is around the corner. In this episode of Protect Your Assets , David Hollander shares the story of Jim and Francine, a couple weighing whether to re…
- The First 100 Days of Retirement: What Really Happens After You Stop Working
The first 100 days of retirement can feel a lot like bringing home a newborn—exciting, uncertain, and full of surprises. In this episode of Protect Your Assets , David Hollander explains why so many new retirees…
- Long-Term Care Planning: Costs, Caregivers, and Veteran Benefits Explained
When your health fails, families often bear the emotional and financial cost. In this episode of Protect Your Assets , David Hollander dives into long-term care planning, from real-life caregiving challenges to understandin…
- Pet Insurance Explained: Costs, Coverage, and When It’s Worth It
Is pet insurance worth the cost? In this episode of Protect Your Assets, David Hollander breaks down what pet insurance covers, how accident vs. accident-and-illness plans differ, and what to know about deductibles, reimbursement rates, an…
- Estate Planning for Collector Cars: Trusts, Probate, and Tax Strategies
For many car lovers, a classic or collector car represents memories, passion, and pride. Yet few owners stop to think about what happens to these valuable vehicles when they’re no longer around. In this episode of Protect Your Assets…
- Cooling Job Openings, Falling Yields, and a Likely Fed Cut
This week’s briefing covers a softer labor market, declining Treasury yields, and why the Fed is widely expected to cut rates on September 17. We dig into what fewer job openings could mean for growth, how lower borrowing costs may a…
- Do You Still Need Life Insurance in Retirement? Smart Strategies for RMDs, Taxes & Legacy Planning
Life insurance isn’t just for when you’re working—it can be a powerful tool in retirement. In this episode of Protect Your Assets, host David Hollander, The Sandman, breaks down whether retirees s…
- The Financial Advisor Checklist: 8 Things They Should Be Doing
Are you confident your advisor is covering everything that matters for your retirement? In this episode of Protect Your Assets , David Hollander walks through a practical financial advisor checklist, including eight signs that reveal wheth…
- Market Brief
See omnystudio.com/listener for privacy information.
- Roth IRA Conversion 2025: How the Big Beautiful Bill Could Impact Your Retirement Strategy
Thinking about a Roth IRA conversion in 2025? With tax rates locked in and new deductions available under the Big, Beautiful Bill, this year could be an ideal time to move funds from a traditional IRA or 401(k) into a tax-free Roth IRA. Bu…
- Are You Really Ready to Retire? Take the 34-Point Checklist Challenge
Considering retirement in the near future, or already there? In this episode, David Hollander shares highlights from Liberty Group’s 34-point Retirement Checklist Challenge. The list covers questions about income planning, inflation,…
- Market Brief
See omnystudio.com/listener for privacy information.
- Market Brief
See omnystudio.com/listener for privacy information.
- The Big, Beautiful Bill: Tax Changes and Deadlines to Know
The 2017 tax cuts are no longer temporary. The Big, Beautiful Bill has locked in some provisions while introducing new rules, revised deductions, and expiration dates that affect income, charitable giving, estate planning, and retirement s…
- 5 Retirement Blind Spots You Can’t Afford to Ignore
What are the retirement blind spots many people fail to consider? In this episode of Protect Your Assets , David Hollander explores five commonly missed areas that can impact your retirement experience; such as outdated estate planning, sh…
- 7 Common Retirement Mistakes—and Smarter Ways to Plan Around Them
Turning 65 soon? You’re not alone in worrying about outliving your savings. In this episode of Protect Your Assets , David Hollander, The Sandman, breaks down the seven most common mistakes that can quietly derail your retirement pla…
- Can You Afford to Retire? What to Know About Retirement Health Care Costs
In this Fourth of July weekend episode of Protect Your Assets , David Hollander considers what financial freedom means in retirement, and the often-overlooked role of retirement health care costs. From navigating Medicare and long-term car…
- 6 Lessons Every Parent Should Teach Kids About Money
Teaching kids about money is one of the most valuable gifts you can give them, and summer is the perfect time to start. In this episode of Protect Your Assets , David Hollander breaks down six essential lessons to help your children or gra…
- Habits of Rich Retirees: How the Wealthy Approach Spending, Investing, and Planning
What do wealthy retirees do differently when it comes to spending, investing, and managing their financial future? In this episode of Protect Your Assets , David Hollander shares key lessons from decades of working with high-net-worth clie…
- How to Prepare for a Business Sale: Exit Planning Insights for Owners
Thinking about selling your business? In this episode of Protect Your Assets , David Hollander discusses key considerations for business owners preparing for a potential sale. From cleaning up your books to understanding valuation methods…
- Generational Wealth Planning: How to Avoid the Third-Generation Curse
On this episode of Protect Your Assets , David Hollander delves into the challenges of generational wealth planning and how to avoid the so-called third-generation curse. Discover the key mistakes that can unravel even the largest estates…
- Falling Interest Rates and Bonds: What 2025 Could Mean for Your “Safe” Money
With interest rates projected to fall in 2025, many investors are taking a closer look at what they consider “safe” money—particularly bonds and other fixed income investments. In this episode of Protect Your Assets, Davi…
- Early Retirement Strategies: Five Approaches to Consider
Are you exploring ways to retire early but feeling uncertain about income, savings, or market volatility? In this episode of Protect Your Assets , David Hollander outlines five early retirement strategies that may help you better prepare f…
- What to Do Before You Retire from Your Job: Key Steps to Take Now
Thinking about retiring or leaving your job? Before you take that leap, there are a few important things to understand. In this episode of Protect Your Assets , David Hollander—also known as The Sandman—walks through what to do…
- Financial Planning for Widows: What to Do After Losing a Spouse
Losing a spouse often means stepping into unfamiliar financial territory at a time when decision-making may feel overwhelming. In this episode of Protect Your Assets , David Hollander, joined by his daughter and Wealth Advisor Claire Holla…
- Are You Smarter Than an Eighth Grader? Take the Bear Market Quiz
When David’s client Jim was making sandwiches with his eighth-grade daughter, Jessica, he didn’t expect a lesson on bear markets. But her surprising questions led to a deeper conversation about market downturns, retirement, and…
- Laid Off? 5 Things to Know About Your Retirement Accounts
After 25 years on the job, Frank was laid off—and he’s not the only one. With more layoffs happening across the Bay Area, many are left wondering what to do next, especially when it comes to retirement savings like 401(k)s, 403…
- Five Key Considerations for Strengthening Your 401(k) in Today’s Market
In this episode of Protect Your Assets , David Hollander discusses five key considerations for strengthening your 401(k) in today’s uncertain market. With insights on interest rates, Fed policy, and economic trends, the episode offer…
- Social Security Uncertainty: Things to Consider Now
Will Social Security be there when you need it? In this episode of Protect Your Assets , The Sandman, David Hollander, unpacks recent developments, including privatization discussions and new database access. With so many strategies for cl…
- Five Surprising Ways Annuities Can Impact Your Financial Strategy
In this episode of Protect Your Assets , host David Hollander discusses the role of annuities in navigating market volatility and protecting your wealth. He provides an in-depth look at fixed index annuities (FIAs) and multi-year guarantee…
- Where to Invest in 2025: Smarter Strategies for a Changing Market
Markets are shifting—are you ready? With economic uncertainty on the rise, understanding alternative investments is more crucial than ever. In this episode of Protect Your Assets , David Hollander, The Sandman, breaks down how sector…
- From Health to Wealth: Boosting Longevity and Financial Wellness in 2025
In this episode of Protect Your Assets , David Hollander, The Sandman, wraps up the Retirement Boot Camp series by exploring how health and wellness impact your ability to enjoy your wealth. Joined by health advocate Sheila Hollander and h…
- Retirement Boot Camp: Avoiding Financial Land Mines in 2025
Join David Hollander, aka The Sandman, for the latest episode of Protect Your Assets , where he discusses strategies to help you approach the financial uncertainties of 2025. Explore the impact of inflation, interest rates, and common inve…
- Advanced Strategies to Help Supercharge Your 2025 Finances: Boot Camp with The Sandman
Start 2025 by exploring practical strategies to enhance your financial planning. In this advanced session of our New Year’s resolution financial boot camp, David Hollander, The Sandman, discusses ways to adapt to the changing tax lan…
- Financial Boot Camp 2025: Building Smarter Habits for the Year Ahead
Start 2025 by reevaluating your financial strategies. In this episode of Protect Your Assets, The Sandman, David Hollander, explores foundational steps for managing your finances in the new year. From rethinking budgeting approaches to con…