Property Apprentice Podcast
Business & Finance
About
Property Apprentice dives deep into the what's and how's of real estate investing in New Zealand. Each week, we discuss topics relevant to every home buyer and investor.
Episodes
- Tax Policy Lessons & The First-Home Buyer Takeover | NZ Property Insights Ep 15
Send Us A Message! Let us know what you think. In this episode of NZ Property Insights , Paul and Debbie Roberts unpack the critical structural changes transforming the New Zealand real estate landscape. We analyze the long-term fallout of…
- First-Home Buyers Take Over: The Reality Behind Stagnant Housing Headlines | NZ Property Insights Ep 14
Send Us A Message! Let us know what you think. The property market headlines say "stagnant"—but the real data tells a completely different story. While the mainstream media fixates on flat price movement to trigger clickbait anxiety, the r…
- The Buyer Is the Boss: Navigating the Property Recalibration
Send Us A Message! Let us know what you think. The power dynamic in the property market has officially shifted. Are you prepared for a landscape where the buyer finally dictates terms? In this week's review, Debbie Roberts (Financial Advis…
- The Global Property Safe Haven: Why NZ Investors Are Winning Big Right Now
Send Us A Message! Let us know what you think. Are you aware of how well-positioned New Zealand property is on the world stage? While local headlines often focus on short-term challenges, sweeping new tax policies in Australia and the Unit…
- The 10-Year Affordability Win: Why Now is the Strategic "Goldilocks" Window for Kiwi Property | NZ Property Insights Ep 13
Episode 13 of NZ Property Insights discusses the current "Goldilocks Market" for New Zealand property, highlighting a 10-year affordability win. It notes the highest sales volumes since 2021, stable prices, regional growth in West Coast an…
- Construction Cost Crisis 2026: Survival Tactics for New Builds & Finding Market Bargains
This episode addresses the construction cost crisis of 2026, discussing its impact on new builds and market bargains. It covers surging material costs, supply chain issues, contract safety, and the potential value in existing properties.
- Aussies Buying in NZ & The $54M Price Reset | NZ Property Insights Ep. 12
This episode of NZ Property Insights examines a $54.7 million reduction in New Zealand asking prices over three months, attributing it to a closing "expectation gap." It also covers rising insurability challenges due to flood risk percepti…
- New Meth Rules are HERE: The 15mcg Threshold Win for Landlords + 2026 Census Secrets | NZ Property Insights Ep. 11
Episode 11 of NZ Property Insights covers 2026 Census data indicating a resilient property market, driven by intensified construction. It details new meth regulations for landlords, including the 15mcg threshold, and identifies growth corr…
- Sideways Market or Silent Recovery? Regional Booms + The AI Scam Alert
This episode of Property Apprentice Podcast discusses the New Zealand property market, differentiating between a sideways market and a silent recovery. It covers regional performance, potential AI scams targeting the Tenancy Tribunal, the…
- Is a July Interest Rate Hike Inevitable? + The 19% Petrol Price Surge (The Week in Review)
Send Us A Message! Let us know what you think. Stay ahead of the NZ Property Market with this week's deep dive into the economic shifts affecting Property Investment NZ . While national headlines paint a cautionary picture of Real Estate N…
- Crash or Correction? ANZ’s 2% Warning + Record $903 Rents | NZ Property Insights Ep. 10
Send Us A Message! Let us know what you think. Is the New Zealand housing market heading for a total crash, or are we just seeing a temporary hit to confidence? In Episode 10 of New Zealand Property Insights , Paul and Debbie Roberts tackl…
- The Golden Visa Rush, Auckland's Plan Change 120 & The Quiet South Island Boom
Send Us A Message! Let us know what you think. While some commentators are calling the current New Zealand property market slow, we are actually seeing an incredibly exciting window of opportunity. In this episode of The Week in Review , D…
- New Build Reality Check, The KiwiSaver Shift & Manufacturing Equity | NZ Property Insights Ep. 9
Send Us A Message! Let us know what you think. Are the surging building consent numbers hiding a deeper economic reality? In Episode 9 of New Zealand Property Insights, Paul and Debbie Roberts unpack three major shifts in the New Zealand f…
- NZ Housing Update: Hidden Mortgage Payouts, Purchasing Power, & ANZ's 2026 Forecast
Send Us A Message! Let us know what you think. Are we really in a flat NZ property market, or are you missing out on hidden bank payouts? In this episode of the Week in Review, Debbie Roberts from Property Apprentice unpacks a fascinating…
- The Wellington Rental Crash? + Fighting Council Flood Maps | NZ Property Insights Ep. 8
Send Us A Message! Let us know what you think. Are landlords losing their leverage? In Episode 8 of New Zealand Property Insights , Paul and Debbie Roberts unpack a massive divergence in the national rental market, explain how homeowners a…
- The $24.8B Truth About Investors + Surviving Negative Equity | NZ Property Insights Ep. 7
Send Us A Message! Let us know what you think. Are property investors really just "unproductive speculators"? In Episode 7 of New Zealand Property Insights , Paul and Debbie Roberts dismantle this long-standing myth with hard economic data…
- Best Housing Affordability in a Decade? + The Property Flipping Trap | NZ Property Insights Ep. 6
Send Us A Message! Let us know what you think. Is it finally getting easier to buy a house in New Zealand? In Episode 6 of New Zealand Property Insights , Paul and Debbie Roberts unpack the latest data showing housing affordability is at i…
- Why Market Panic Won't Crash NZ Property & Central Otago's Record Rents
Send Us A Message! Let us know what you think. Is a volatile global market your best window of local opportunity? In this episode, Debbie Roberts from Property Apprentice breaks down why you shouldn't let overseas headlines dictate your fi…
- The February Market Shift, KiwiSaver vs Property, & The "Wear and Tear" Trap | NZ Property Insights Ep. 5
Send Us A Message! Let us know what you think. Are we finally seeing a turning point for the New Zealand property market in 2026? In Episode 5 of New Zealand Property Insights , Paul and Debbie Roberts unpack the latest data, which shows t…
- Global Shocks, Auckland's 5-Year Sales High & KiwiSaver Reforms (Week in Review)
Send Us A Message! Let us know what you think. Is a flat property market your best window of opportunity? In this episode of The Week in Review , Debbie Roberts from Property Apprentice unpacks a fascinating mix of global tension and local…
- 1 in 3 Kiwis Have <$500 Saved, Women Left Behind & Flat House Prices (Week in Review)
Send Us A Message! Let us know what you think. Is a flat property market actually your best window of opportunity? In this episode of The Week in Review , Debbie Roberts from Property Apprentice unpacks a New Zealand market that is finding…
- Retiring at 73? The Superannuation Squeeze & Interest Rate Update | NZ Property Insights Episode 4
Send Us A Message! Let us know what you think. In this episode of New Zealand Property Insights , Paul and Debbie Roberts unpack the stark warnings from the recent New Zealand Economic Forum regarding the future of NZ Superannuation. With…
- Decoding 2026, The Great Bank Switch & Hidden Mortgage Costs Ep. 3
Send Us A Message! Let us know what you think. The New Zealand property market is showing signs of life, but the real story lies in the regional data and current mortgage trends. In this episode of New Zealand Property Insights , Paul and…
- OCR Holds at 2.25%, ASB's 5% Deposit Hack & Rents Drop (Week in Review)
Send Us A Message! Let us know what you think. Is the property market officially shifting gears? In this episode of The Week in Review , Debbie Roberts unpacks a massive week of contradictory but exciting real estate news. We dive into a s…
- Fixed Rates Surge, Resale Profits Return & Foreign Buyer Rules (Week in Review)
Send Us A Message! Let us know what you think. The market is shifting gears—are you keeping up? In this week's Week in Review , Debbie Roberts unpacks the signals that matter most to your wallet. We are seeing a stabilizing market with res…
- Market Stalling or Buying Window? Unemployment Highs vs. Rate Drops (Week in Review)
Send Us A Message! Let us know what you think. Is the property market recovering, or is there a sting in the tail? In this week's Week in Review , Debbie Roberts tackles the contradictory headlines facing Kiwi property buyers. We are seein…
- A 28% Capital Gains Tax & The Inflation U-Turn | NZ Property Insights Ep. 2
Send Us A Message! Let us know what you think. The start of 2026 hasn't been as quiet as expected. From new tax proposals that have investors on edge to economic data forcing banks to tear up their interest rate forecasts, there is a lot t…
- Interest Rates to Rise Mid-Year? + Major Insurance Halt
Send Us A Message! Let us know what you think. Is 2026 a "Goldilocks" year for buyers, or is a rate hike trap set for mid-year? In this week's Week in Review , Debbie Roberts (Property Apprentice) cuts through the contradictory headlines.…
- The Great Debate: Should KiwiSaver Be Made Compulsory?
Send Us A Message! Let us know what you think. In this episode, Debbie Roberts from Property Apprentice discusses the hot topic of whether KiwiSaver should be made compulsory or remain voluntary. With recent media attention and political p…
- NZ Property Insights: New 70sqm Granny Flat Rules Explained & NZ Interest Rate Predictions 2026
Send Us A Message! Let us know what you think. As of January 15th, 2026, the rules for building minor dwellings in New Zealand have officially changed. The headlines say "No Consent Needed" for builds under 70sqm, but the fine print says s…
- Recovery Signals vs. Price Drops: The "Oil Tanker" Economy & Housing Returns
Send Us A Message! Let us know what you think. Are we in a recovery or a price crash? In this week's episode, we tackle the mixed signals hitting the New Zealand market. BNZ economists are telling us "don't stop believin'" as business conf…
- NZ Property Market 2026: Granny Flat Rules, Record Listings & Interest Rate Forecasts
Send Us A Message! Let us know what you think. Is the "Buyer's Market" finally here? In this first episode of 2026, we break down a massive week for New Zealand real estate. The data is in: December stock levels have hit a 10-year high , g…
- Is a GST Hike Coming? And Why Mortgage Rates Are Up Despite OCR Cuts
Send Us A Message! Let us know what you think. Topic #1: Stuff 10th of December - Capital crunch: Central Wellington now has the cheapest property in the country Topic #2: RNZ 9th of December - GST used to be 10%, is it going to rise again…
- Real Estate Market Update: Why It’s the Best Time to Buy in a Decade
Send Us A Message! Let us know what you think. Topic #1: The Mortgage Mag 4th of December - Buyers sitting on the sidelines in best time to buy in a decade Topic #2: RNZ 3rd of December - Westpac launches scheme to help owners protect home…
- Rent vs. Buy in 2025: Why “Cheaper Now” Could Cost You More Later
Send Us A Message! Let us know what you think. Topic #1: Good Returns 26th of November- OCR Cut: What the RBNZ said Topic #2: RNZ 26th of November - Is it cheaper to pay a mortgage, or rent? Topic #3: TradeMe 28th of November- OCR predicti…
- Let's be real about a Capital Gains Tax in NZ
Send Us A Message! Let us know what you think. Is a Capital Gains Tax (CGT) actually on the horizon for New Zealand property investors? 🏠🤔 Paul's tackling the conversation arising from the recent Labour Party conference and answering the…
- The CGT Revenue Myth & Future Interest Rate Cuts
Send Us A Message! Let us know what you think. Topic #1: NZ Herald 19th of November- Capital gains tax wouldn’t have raised much in recent years - Cotality Topic #2: RNZ 20th of November - The difference in investing strategies between ove…
- Hardship Withdrawals in KiwiSaver: When Rules Are Being Bent
Send Us A Message! Let us know what you think. Topic #1: Good Returns 3rd of November- Market recovery signals consistent with interest rate falls Topic #2: NZ Financial Adviser 5th of November - Auckland housing market steadies as listing…
- Experts Respond to Capital Gains Tax: Housing Market Outlook Explained
Send Us A Message! Let us know what you think. Topic #1: Oneroof 29th of October-Capital gains tax fallout: ‘House prices are not going to fall another 20%’ Topic #2: Good Returns 28th of October - Bets are on for OCR to fall even further…
- Economists Welcome RBNZ’s Careful LVR Changes | Will It Boost NZ Property Investment?
Send Us A Message! Let us know what you think. Topic #1: RNZ 15th of October- Consider tax breaks for KiwiSaver, international report say Topic #2: NZ Financial Adviser 16th of October - Economists welcome RBNZ's cautious LVR easing amid h…
- New Law Allows Consent-Free Granny Flats and Landlords Speak Out on Occupancy Rule Backlash
Send Us A Message! Let us know what you think. Topic #1: RNZ 21st of October- Landlords respond to research criticism on occupancy limits Topic #2: 1News 23rd of October - Exemption allowing granny flats to be built consent-free passes int…
- Auckland Homelessness Rises Among International Students, NZ Treasury to Propose 32% GST & Pension Age 72
Send Us A Message! Let us know what you think. Topic #1: NZ Herald 25th of September- First-home buyers’ 10-year, $260,000 rent bill to save deposit Topic #2: Oneroof.co.nz 24th of September - Tony Alexander: Why rents are falling and what…
- OCR Drop Coming? Why Splitting Your Mortgage Could Pay Off
Send Us A Message! Let us know what you think. Topic #1: Good Returns 17th of September- Why some mortgage advisers say splitting is good when interest rates are low Topic #2: Stuff 16th of September - Spring house hunting season is here:…
- IRD CRACKS DOWN: $228M in Undeclared Income! What This Means for NZ Property Investors
Send Us A Message! Let us know what you think. In this episode, we're diving into the latest and most significant news for the New Zealand property market. The Inland Revenue Department (IRD) has just revealed that its tax investigations i…
- Supply Outpaces Population Growth & KiwiSaver Hits $123B Amid Rising Non-Contributors
Send Us A Message! Let us know what you think. Topic #1: Good Returns 9th of September- Slumping house prices good news for first home buyers Topic #2: RNZ 9th of September - Wellington house prices slump 30 percent from peak, QV says Topi…
- Why Wealthy Foreigners Are Buying Their Way Into New Zealand
Send Us A Message! Let us know what you think. Topic #1: Good Returns 2nd of September- Mortgage defaults improve while lending rises Topic #2: Stuff 2nd of September - Housing is no longer NZ's economic heroin. Now what? Topic #3: The Pos…
- Will NZ Outperform Australia? What This Means for Property Prices
Send Us A Message! Let us know what you think. Will New Zealand’s economy really outperform Australia over the next few years? And what does this mean for property investors and first-home buyers? In this episode, Paul from Property Appren…
- Is the NZ Housing Crisis Finally Over? | Lessons from the Last Decade
Send Us A Message! Let us know what you think. Topic #1: Oneroof 11th of August - Has NZ finally solved its housing crisis? Ten years after soaring prices triggered nationwide panic Topic #2: Good Results 13th of August - Gloomy home owner…
- Home Loan Outlook: Unemployment Trends and a Stable Property Market
Send Us A Message! Let us know what you think. Topic #1: Good Returns 29th of July - Flatter prices in a well- balanced market Topic #2: Stuff 7th of August - Auckland house price average falls below $1m for first time in nearly a year, Tr…
- What to Do While Waiting for Property Equity to Grow | 5 Smart Moves NZ Investors Must Know
Send Us A Message! Let us know what you think. Are you feeling stuck while waiting for your property equity to grow? You’re not alone—but the good news is, this can actually be one of the most powerful times in your investing journey. In t…