Personal Finance with Warren Ingram
Business & Finance
About
Wealth manager Warren Ingram's weekly contributions on The Money Show have built this impressive archive of audio on a broad range of themes.
Episodes
- Personal Finance: How to talk to your partner about money
This episode discusses how differing money beliefs can cause conflict in relationships. Financial adviser Warren Ingram explains that avoiding money conversations exacerbates issues, while open communication can help couples build shared f…
- Personal Finance: Survival is success
Stephen Grootes speaks with financial adviser Warren Ingram about achieving personal financial success in a difficult global climate, referencing Middle East conflict, rising fuel and food prices, and budget pressures in South Africa.
- Personal Finance: Making the most of your employee benefits
Financial advisor Warren Ingram explains to Stephen Grootes that salary deductions, including taxes and retirement fund contributions, should be viewed as investments rather than losses, contributing to financial security and long-term sta…
- Personal Finance: How to spot a financial scam before it spots you
Stephen Grootes speaks with financial adviser Warren Ingram about the growing threat of sophisticated financial scams impacting educated South Africans. The Money Show podcast explores financial trends and strategies.
- Personal Finance: The high cost of 'treat yourself' culture in South Africa
Motheo Khoaripe speaks with financial advisor Warren Ingram about the negative financial impact of the "treat yourself" culture promoted by advertisers and influencers in South Africa.
- Personal Finance: When is it better to buy a home than rent?
Stephen Grootes speaks to Warren Ingram, financial advisor and Co-Founder of Galileo Capital, about the common belief that owning a home is always better than renting and why this assumption can be costly. The Money Show is a podcast…
- Personal Finance: The retirement lessons you cannot afford to ignore
Stephen Grootes speaks to Warren Ingram, financial adviser and co-founder of Galileo Capital, about how retirement should be a time of enjoyment and relaxation, not stress and financial uncertainty. He offers some key considerations for pl…
- Personal Finance: Why you shouldn’t DIY your will – the value of expert advice
Stephen Grootes speaks to Sharon Hamman, senior legal adviser at Momentum, about the complexities of estate planning and the risks associated with drafting a will without professional guidance. In the South African context, a will must mee…
- Personal Finance: How to build your investment portfolio
Stephen Grootes speaks to Warren Ingram, financial advisor and co-founder of Galileo Capital, about how small, well‑considered decisions at the start of their journey can simplify the entire process of building a strong, resilient investme…
- Personal Finance: Why loyalty could be costing you money
Stephen Grootes speaks to Warren Ingram, financial adviser and co-founder of Galileo Capital, about why loyalty could be costing you money. He unpacks how sticking with the same bank or insurance provider for years often means missing out…
- Personal Finance: Unlocking tax‑free growth – your guide to the new TFSA limits and smarter investing
Stephen Grootes speaks to Thabo Hollo, programme manager of Old Mutual Financial Education, about how the increased TFSA limit works, why long‑term compounding makes tax‑free investing so powerful and how contribution rules and penalties a…
- Personal Finance: How to maximise your money when you can't control the markets
Stephen Grootes speaks to Warren Ingram, financial adviser and co-founder of Galileo Capital, about the fast movements in global stock markets. With fear levels rising over potential tech-share collapses, AI-driven job losses, political tu…
- Personal Finance: What to think about when buying a new home
Stephen Grootes speaks to Warren Ingram, financial adviser and co-founder of Galileo Capital, about what to think about when buying a new home. They unpack the financial pitfalls, smart planning steps, and long-term considerations every bu…
- Personal Finance: Your financial future will not change unless you do
Stephen Grootes speaks to John Manyike, head of financial education at Old Mutual, about why your financial future will not change unless you do. The Money Show is a podcast hosted by well-known journalist and radio presenter, Stephen Groo…
- Personal Finance: Maximise your finances before the tax year ends
Stephen Grootes speaks to Warren Ingram, financial adviser and co-founder of Galileo Capital, about what South Africans can do in the final month of the tax year to maximise their finances. The Money Show is a podcast hosted by well-known…
- Personal Finance: How to calculate your financial freedom number
Stephen Grootes speaks to Warren Ingram, Certified Financial Planner at Galileo Capital, about financial freedom, unpacking how to calculate your personal financial freedom number and the practical steps needed to ensure you reach it. The…
- Personal Finance: Lessons investors can learn from 2025
Stephen Grootes speaks to Warren Ingram, Certified Financial Planner at Galileo Capital, reflecting on key lessons for investors from 2025. These include that volatility is a permanent feature of markets and that diversified equity exposur…
- Personal Finance: A fresh financial start - one money habit to change this year
Stephen Grootes speaks to Warren Ingram, financial adviser and co-founder of Galileo Capital, about not making financial resolutions for the year but trying to make one change in your money habits. The Money Show is a podcast hosted…
- Personal Finance: What to expect if the stock market crashes next year
Stephen Grootes speaks to Warren Ingram, financial advisor and Co-Founder of Galileo Capital, about why investors often try to predict what will happen to their portfolios in the coming year. While no one can truly foresee the future, revi…
- Personal Finance: South Africa is going through some good times, what do investors do to capitalise on this?
Stephen Grootes chats to Warren Ingram, financial adviser and co-founder of Galileo Capital, about how investors can seize opportunities as South Africa enters a period of economic optimism. The Money Show is a podcast hosted by well-known…
- Personal Finance: Sports betting is not investing, it is a tax on hope
Stephen Grootes speaks to Warren Ingram, financial advisor and Co-Founder of Galileo Capital, about why sports betting should never be considered an investment. The Money Show is a podcast hosted by well-known journalist and radio presente…
- Personal Finance: What to do with your 13th cheque or annual bonus
Stephen Grootes speaks to Warren Ingram, financial adviser and co-founder of Galileo Capital, about what to do with your 13th cheque or annual bonus. Ingram says the biggest mistake people make is treating the bonus as a windfall simply be…
- Personal Finance: How to build and improve your credit score
Stephen Grootes speaks to Warren Ingram, financial advisor and co-founder of Galileo Capital, about how to build and improve your credit score. A credit score is a number that shows how likely you are to repay borrowed money, usually rangi…
- Personal Finance: The real cost of "Buy Now, Pay Later" offers from retailers
Stephen Grootes speaks to Warren Ingram, financial adviser and co-founder of Galileo Capital, about the real cost of “Buy Now, Pay Later” offers. Ingram unpacks how these deals can encourage overspending, impact credit scores,…
- Personal Finance: The entrepreneur's dilemma - When to invest your money or reinvest in your business
Stephen Grootes speaks to Warren Ingram, financial adviser and co-founder of Galileo Capital, about how entrepreneurs can balance growing their business with securing their personal finances. He explores when to start paying yourself, how…
- Personal Finance: When is the right time to cancel your life assurance?
Stephen Grootes speaks to Warren Ingram, Financial Adviser and Co-Founder of Galileo Capital, about when it might make sense to cancel your life assurance. Ingram says life cover is meant to protect your loved ones from financial hardship…
- Personal Finance: How to invest during a bubble
Stephen Grootes speaks to Warren Ingram, financial advisor and co-founder of Galileo Capital, about how to invest during a bubble. With speculation that US tech shares are in an AI-driven bubble and with gold hitting record growth, Ingram…
- Personal Finance: How to plan your finances after a divorce
Stephen Grootes speaks to Warren Ingram, financial advisor and Co-Founder of Galileo Capital, about how to manage your money after a divorce. With more than 20,000 divorces recorded in South Africa each year, the process is not only emotio…
- Personal Finance: Why National Wills Week matters
Stephen Grootes speaks to Warren Ingram, financial advisor and Co-founder of Galileo Capital, about why National Wills Week matters. From 16–20 September, participating attorneys across South Africa will draft basic wills free of cha…
- Personal Finance: Why are so many high-income earners broke?
Stephen Grootes speaks to Warren Ingram, financial adviser and co-founder of Galileo Capital, about the reasons why so many high-income earners at times have no savings. The Money Show is a podcast hosted by well-known journalist and radio…
- Personal finance: What is the right investment for your retirement income?
Stephen Grootes speaks to Warren Ingram, Co-Founder of Galileo Capital, about navigating the complexities of retirement planning, particularly the crucial decision of choosing between a variable income and a guaranteed income for life from…
- Personal finance: The South African Sandwich - What to do when you support your children and your parents
Stephen Grootes speaks to Warren Ingram, Co-Founder of Galileo Capital, about the growing “South African sandwich”, the challenge faced by many who must financially support both their children and ageing parents, often alongsid…
- Personal finance: Rate drop 101 - what it means for your home, debt and savings
Stephen Grootes speaks with Warren Ingram, Co-Founder of Galileo Capital, about the SA Reserve Bank’s recent interest rate cut – what it means for your wallet, and how to make smart money moves in response. The Money Show is a…
- Personal Finance: Economic policy shifts: Portfolio effects
Stephen Grootes speaks with Warren Ingram, Co-Founder of Galileo Capital, about how Trump’s new trade deals, rising US debt and shifting economic policies could impact your investment portfolio. The Money Show is a podcast hosted by…
- Personal finance: Time for your mid-year financial health check
Stephen Grootes discusses with Warren Ingram, Co-Founder of Galileo Capital, the importance of conducting a mid-year financial health check to review finances, assess progress, and identify key areas of focus for the remainder of 2025, ens…
- Personal finance: Are unit trusts still relevant?
Stephen Grootes speaks with Warren Ingram, Co-Founder of Galileo Capital, about the relevance of unit trusts in today's investment landscape, discussing their benefits, such as diversified portfolios and expert management, while also explo…
- Personal finance: Understanding the Rand and how it moves our money
Stephen Grootes speaks with Warren Ingram, financial advisor and Co-Founder of Galileo Capital, about understanding the Rand and how it moves our money. Investors and the media often talk about the Rand and quote the exchange rate, especia…
- Personal Finance: Are you ready for a financial emergency?
Stephen Grootes speaks with Warren Ingram, Financial advisor and Co-Founder of Galileo Capital, about financial emergencies that can happen at any time - are you prepared? The Money Show is a podcast hosted by well-known journalist and rad…
- Personal Finance: When should you buy your home and when should you rent it?
Stephen Grootes speaks to Warren Ingram, financial advisor and Co-Founder of Galileo Capital, about the complexities of buying a home, exploring whether owning a property is always the best option, or if alternative choices might be more s…
- Personal finance: What are weapons of wealth destruction?
Stephen Grootes speaks with Warren Ingram, financial advisor and Co-Founder of Galileo Capital, about common money mistakes that can quietly erode our financial freedom over time. The Money Show is a podcast hosted by well-known journalist…
- Personal finance: Why should we mix shares and bonds in our investments?
Stephen Grootes chats to Warren Ingram, personal finance expert and co-Founder of Galileo Capital, about the importance of diversification in investing, highlighting the benefits of maintaining a balanced portfolio with a mix of shares, bo…
- Personal finance: Building wealth with simplicity
Stephen Grootes speaks with Warren Ingram, financial advisor and Co-Founder about cutting through financial jargon and complexity to reveal simple, effective principles for building sustainable wealth and achieving financial freedom. The M…
- Personal finance: How to manage money in a relationship
Stephen Grootes discusses with Warren Ingram, financial advisor and Co-Founder of Galileo Capital, strategies for managing money within relationships. The Money Show is a podcast hosted by well-known journalist and radio presenter, Stephen…
- Personal finance: Your personal inflation rate and why it matters
Motheo Khoaripe speaks with Warren Ingram, financial advisor and Co-Founder of Galileo Capital, about understanding your personal inflation rate — what it is, how it differs from the official inflation figure, and why it plays a cruc…
- Personal finance: Make the right decisions to protect and grow your money
Stephen Grootes speaks to Warren Ingram, financial advisor and Co-Founder of Galileo Capital, about how to make the right decisions to protect and grow your money in the midst of markets and politicians behaving badly The Money Show is a p…
- Personal finance: How to get the most bang for your insurance buck
Stephen Grootes speaks to Warren Ingram, financial advisor and co-founder of Galileo Capital, about how to get the most bang for your insurance buck The Money Show is a podcast hosted by well-known journalist and radio presenter, St…
- Personal finance: Are you chopping and changing your investments to zero?
Stephen Grootes speaks to Warren Ingram, financial advisor and Co-Founder of Galileo Capital, about the pitfalls of making emotional changes to investment portfolios when markets are volatile. The Money Show is a podcast hosted by well-kno…
- Personal finance: How do you make the best financial decisions when you have children?
Stephen Grootes speaks to Warren Ingram, financial advisor and Galileo Capital Co-Founder, about taking great steps to make the best financial decisions when you have children. The Money Show is a podcast hosted by well-known journalist an…
- Personal finance: Why you should not reduce the risk of your investments when you get older
Stephen Grootes speaks to Warren Ingram, financial advisor and Co-Founder of Galileo Capital, about the conventional wisdom of reducing investment risk as one approaches retirement. The Money Show is a podcast hosted by well-known journali…
- Personal finance: What are the personal finance rules we should know?
Stephen Grootes discusses with Warren Ingram, financial advisor and Co-Founder of Galileo Capital, about the personal finance rules we should know. The Money Show is a podcast hosted by well-known journalist and radio pres…