Optimal Insights - Mortgage Data & Capital Markets Insights
FICO’s Julie May on Credit Scores, Lenders’ Choice & the Future of Risk Modeling | Jan. 26, 2026
Julie May of FICO joins Optimal Insights to discuss credit score creation, the implications of lender choice in scoring, and the evolution of risk modeling through FICO 10T, UltraFICO, and new data sources like rental and cash-flow data.