NAMIC's Insurance Uncovered
Business & Finance
About
NAMIC's new podcast, Insurance Uncovered, will cover various topics that affect the property/casualty insurance industry. This podcast will also feature an interview segment called "Unscripted" that will include interviews with inside industry experts and staff on a variety of topics.
Episodes
- Revisiting Reinsurance Market Conditions and Global Liquidity
Today, we’re revisiting another one of the most listened-to Unscripted segments in the past year or so. NAMIC CEO Neil Alldredge's talked with Adam Manus, Holborn’s president and chief brokerage officer, about global liquidity and how it h…
- Revisiting Holborn's "Beat the Clock"
Today, we're uncovering one of our most-listened-to "Unscripted" segments. Listen to Neil Alldredge, NAMIC's president and CEO, and Frank Harrison, Holborn's chairman of the board and CEO, discuss Holborn's book "Beat the Clock: How the Pr…
- Affordability, Reform, and the Fight Over Insurance Regulation
Today we're uncovering... How NAMIC is urging the White House to tackle rising insurance costs—without undermining state-based regulation. And why proposed insurance reforms in states like New York and Illinois could have major consequence…
- Autonomous Vehicles and the Road Ahead for Insurance
Today we're uncovering... A major insurance bill in Oregon narrowly fails after concerns about expanded bad faith litigation. Rhode Island lawmakers hear warnings that proposed bad faith legislation could drive insurers out of the state. A…
- Disaster Response in a Riskier World
Today we’re uncovering… How potential changes to FEMA could reshape disaster response—and what insurers need to prepare for now. Plus, why a new South Dakota bill could leave wildfire victims with little recourse. Today's episode of Insura…
- 2026 State & Federal Legislative Sessions Heat Up
Today we’re uncovering… Legislative sessions are heating up, and NAMIC’s advocacy team is on the front lines - often as the only voice - stopping bad ideas and driving forward the ones that matter. Plus… meet NAMIC’s new Chair. We’ll chat…
- AI Oversight, No-Fault Savings, and a Federal Legislative Outlook for 2026
Today we’re uncovering… Florida lawmakers take aim at artificial intelligence in insurance. We’ll explain what new oversight could mean for carriers and claims handling. Plus, Michigan’s no-fault reform is paying off—drivers are seeing nea…
- Grinnell Mutual CEO Jeff Menary on Industry Leadership
Today we're uncovering... The end of the government shutdown and what it means for the National Flood insurance program. Plus, a tale of true leadership. Grinnell Mutual CEO Jeff Menary reflects on decades of industry leadership as he prep…
- Fix Our Forests Act, Mutual Industry Relationships
Today we're uncovering... Wildfire mitigation. The NAMIC-supported legislation to "Fix Our Forests" takes an important step forward. Plus, we talk with two member company CEOs from Maine about the importance relationships within the mutual…
- 2025 Mutual Factor
Today we're uncovering... The 2025 Mutual Factor - We'll discuss how the industry has fared in this new era of risk. Plus, lawmakers are taking a closer look at insurers' use of artificial intelligence. How laws and regulations already pro…
- Government Shutdown Impact on NFIP, Mutual Large Loss Development
Today we're uncovering... How a government funding lapse would impact the National Flood Insurance Program and those who depend on its coverage. The Terrorism Risk Insurance Act is up for reauthorization. How NAMIC is leading the effort fo…
- Missing Data in Insurance
Episode 815: Insurance companies rely on data to optimize performance, mitigate risk, and meet the rising expectations of consumers… but new questions are being raised about what happens when there’s a lack of data or missing data? On toda…
- Staged Accident Fraud Prevention
Episode 814: Today we're uncovering accident fraud prevention. We’ll talk with the Coalition Against Insurance Fraud 's Brent Walker about the growing problem and what lawmakers are doing to stop it. Today's episode is sponsored by Holborn…
- State Disaster Resiliency & Mitigation
Episode 813: Today we're uncovering a wildfire in Oregon that nears 'megafire' status. A look at this phenomenon that is occurring more frequently. Plus, disaster mitigation solutions continue to be a key focus for state legislators. How t…
- Federal Tax and Spending Cuts Bill, NAMIC Award in Innovation
Episode 812: Today we’re uncovering, what President Donald Trump’s tax and spending cuts bill means for insurers and how NAMIC helped maintain stability for the state-regulated industry. Plus, NAMIC’s Award in Innovation goes to West Bend…
- FEMA Phaseout, TPLF Tax Loophole, Legal Reform in the Southeast
Episode 811: Legal reform has also been a major topic of debate this year among state legislators, especially in the Southeast. On today’s Unscripted, Neil Alldredge, president and CEO of NAMIC, talks with Caitlin Murray, senior regional v…
- Reinsurance Market Conditions and Global Liquidity
Episode 810: Holborn has released a new thesis describing how today’s reinsurance market conditions are being shaped by global liquidity rather than the traditional feast-and-famine pattern tied to loss cycles. On today's Unscripted, Neil…
- Louisiana Insurance Reform, Dramatic Rise in Uninsured/Underinsured Motorists
Episode 809: Today we're uncovering Louisiana insurance reform, the proposals aimed at reducing consumer cost and why many may not accomplish that desired effect. Then later on today's Unscripted, Neil Alldredge, president and CEO of NAMIC…
- Property/Casualty Investment Benchmarking
Episode 808: Capital markets for 2024 were nothing short of interesting. NAMIC’s latest PIPES Report is now available, which benchmarks property/casualty investment objectives, strategies, and performance. On today’s Unscripted, Neil Alldr…
- Colorado Wildfire Legislation, Meet Missouri's New Insurance Commissioner
Episode 807: A shift in Colorado’s approach to funding wildfire insurance may bring new costs to policyholders. Lawmakers are now considering a fee-based model in revised legislation, after NAMIC encouraged state Insurance Commissioner Mic…
- Data Stewardship in the Insurance Industry
Episode 805: Insurance is an increasingly data driven industry, but an effective data governance plan can only be as good as a company’s data is accurate. On today’s Unscripted, Neil Alldredge, president and CEO of NAMIC, talks with Gwen T…
- 2025 NAIC Spring Meeting
Episode 806: – The National Association of Insurance Commissioners hosted its Spring meeting in Indianapolis last week. While the event was lighter in content, there were still several important matters to discuss. Stepping in for Neil thi…
- Georgia Tort Reform Legislation
Episode 804: Georgia Gov. Brian Kemp has introduced tort reform legislation to curb legal system abuse, including a key measure that requires transparency for third-party litigation funding. On today’s Unscripted, Neil Alldredge, president…
- California FAIR Plan Assessment & Hawaii Subrogation Decision
Episode 803: Today we’re uncovering subrogation. We'll sit down with Steve Badger, attorney at Zelle, to discuss why the legal recovery process is important for insurers and how a Supreme Court decision in Hawaii prohibiting this measure c…
- Changing of the Guard: New Leadership in Washington & at NAMIC
Episode 802: Less than a month into the new Congress, NAMIC has started to see results on key legislative issues in Washington. Plus on today's Unscripted, we'll meet NAMIC’s new Chair, Ohio Mutual Insurance Group’s CEO Mark Russell and di…
- Latest on CA Wildfires, Plus Dispelling Common AI Myths
Episode 801: Hear the latest on the wildfires in California. Plus, nowhere is there more need to separate fact from fiction than in insurance policy, specifically when it comes to the use of big data, artificial intelligence, and risk-base…
- Insurance Uncovered: Holborn's "Beat the Clock"
Holborn - NAMIC's Insurance Uncovered sponsor - is also sponsoring a new book called "Beat the Clock - How the Property Catastrophe Underwriting Cycle Works." On today’s Unscripted, Neil Alldredge, president and CEO of NAMIC, talks with Fr…
- Insurance Uncovered: Election 2024 Industry Analysis
Episode 719: On today's Unscripted... we're taking a closer look at the 2024 election results. Neil Alldredge, president and CEO of NAMIC, talks with Jimi Grande, senior vice president of federal and political affairs at NAMIC, about how t…
- Insurance Uncovered: PFAS "Forever" Chemicals
Episode 718: The impact of PFAS - or "forever" - chemicals on human health is a subject of increasing debate with implication for the insurance industry. The widespread presence of the substances has become a focal point of regulatory acti…
- Insurance Uncovered: FIO Hosts Artificial Intelligence Roundtable
Episode 717: The Treasury Department’s Federal Insurance Office recently hosted a roundtable discussion on insurers' use of artificial intelligence. Rachel Jrade-Rice, general counsel for NEXT Insurance, represented the mutual insurance in…
- Insurance Uncovered: The 2024 Mutual Factor
Episode 716: NAMIC and Aon have partnered once again to release the 2024 Mutual Factor report. On today’s Unscripted, Neil Alldredge, president and CEO of NAMIC, talks with Pat Abbe, executive managing director at Aon, and Sarah Schnettler…
- Insurance Uncovered: AAA Missouri Distracted Driving Campaign
Episode 715: NAMIC recently attended the Governors’ Highway Safety Association annual meeting where AAA Missouri received the Peter K. O’Rourke award for outstanding roadway safety advocacy. On today’s unscripted, Neil Alldredge, president…
- Insurance Uncovered: The Mutual Group
Episode 714: The Mutual Group is an innovative new insurance platform designed to specifically help mutual insurance carriers improve their operational efficiency. On today’s Unscripted, Neil Alldredge, president and CEO at NAMIC, talks wi…
- Insurance Uncovered: Electric Vehicles
Episode 713: NAMIC hosted a Congressional briefing to educate lawmakers on the state of electric vehicle markets and the unique aspects of EV technology that impact its insurability. On today’s Unscripted, NAMIC’s Neil Alldredge, CEO of NA…
- Insurance Uncovered: State of the Mutual Industry
Episode 712: In the mutual industry’s centuries-old history, insurers have adapted to the ever-changing environment. On today’s Unscripted, NAMIC CEO Neil Alldredge talks with Pennsylvania Lumbermens Mutual CEO John Smith about the state o…
- Insurance Uncovered: Builders Mutual Wins Innovation Award for Jobsite Safety
Episode 711: On today’s Unscripted, Neil Alldredge, president and CEO of NAMIC, talks with Mike Gerber, president and CEO of Builders Mutual, about the company's creative approach to improve jobsite safety for construction workers and empl…
- Insurance Uncovered: Public Service
Episode 710: On today's Unscripted Neil Alldredge, NAMIC president and CEO, talks with Andy Gerlach, Randolph Mutual manager, about why public service is a vital character trait for mutuals. Read more about Andy Gerlach in the latest editi…
- Insurance Uncovered: Severe Storms in the Midwest
Episode 709: On today's Unscripted, Neil Alldredge, NAMIC president and CEO, talks with Brian Dix, executive director of the Mutual Insurance Association of Iowa, about severe weather in the Midwest and how the insurance industry is suppor…
- Insurance Uncovered: Innovation in Insurance - The MIT Approach
Episode 708: The insurance industry plays a vital role in our financial security and societal progress. Yet, translating innovative ideas into real impact can be a challenge. On today's Unscripted, Neil Alldredge, president and CEO of NAMI…
- Insurance Uncovered: Political Engagement in an Election Year
Episode 707: It’s more important than ever to get politically involved this election year. NAMIC talks with Randa Rawlins, retired president and CEO of Shelter Insurance, about how you can make a difference with state and federal legislato…
- Insurance Uncovered: 2024 Severe Weather Outlook
Episode 706: Tornadoes have historically peppered the Great Plains states, but scientists now say the destructive storms appear to be shifting east. At least 22 tornadoes have been reported this week between the Plains and Midwest. However…
- Insurance Uncovered: IIHS Strengthens TOP SAFETY PICK Criteria
Episode 705: The Insurance Institute for Highway Safety is making it tougher to earn its TOP SAFETY PICK awards this year . On today’s Unscripted, Neil Alldredge, president and CEO of NAMIC, talks with David Harkey, president of IIHS, abou…
- Insurance Uncovered: Artificial Intelligence in Insurance
Episode 704: On today's Unscripted, Neil Alldredge, president and CEO at NAMIC, talks with Bryan Falchuk, president and CEO at PLRB, to discuss how the industry is navigating the risks and opportunities of using generative AI in insurance.
- Insurance Uncovered: One-on-One with Florida Commissioner Mike Yaworsky
Episode 703: On today's Unscripted, NAMIC CEO Neil Alldredge talks with Florida Insurance Commissioner Mike Yaworsky about changes to the state's unique insurance market during his first year in the role.
- Insurance Uncovered: Aon Talks 2024 Reinsurance Market Dynamics
Episode 702: The January property reinsurance renewal has set the stage for an interesting year ahead. On today’s Unscripted, Neil Alldredge, NAMIC president and CEO, talks with Aon’s Brad Melvin and Patrick Abbe about the shifting market…
- Insurance Uncovered: 2024 State Legislative Outlook
Episode 701: The 2024 legislative season is in full swing. On today’s Unscripted segment, NAMIC CEO Neil Alldredge talks with the association’s Vice President of State Affairs Jon Schnautz about new bills brewing in legislatures across the…
- Insurance Uncovered: 2024 Federal Legislative Outlook
Episode 625: On today's Unscripted, Neil Alldredge, NAMIC president and CEO, talks with Jimi Grande, NAMIC senior vice president of federal and political affairs, to recap this year’s congressional accomplishments on behalf of the insuranc…
- Insurance Uncovered: Nationwide Discusses New Era of Risk
Episode 624: On today's Unscripted, Neil Alldredge, NAMIC president and CEO, talks with Mark Berven, Nationwide Property & Casualty president and COO, about the new era of risk and how the company is responding to the changing environment…
- Insurance Uncovered: Considerations for Electric Vehicle Risks
Episode 623: On today's Unscripted, Neil Alldredge, NAMIC president and CEO, talks with Tony Cotto, NAMIC director of auto and underwriting policy, about what insurers should consider as they identify and price emerging EV risks.
- Insurance Uncovered: IBHS Wildfire Mitigation Research
Episode 622: On today's Unscripted, Roy Wright, IBHS president and CEO, tells us about the latest wildfire mitigation research and shares how the organization educates homeowners to protect property from severe weather disruptions.