Move iQ Podcast
Business & Finance
About
Phil Spencer is one of the UK's leading property experts,with over 25 years of experience in the property sector. The Move iQ Podcast is where Phil shares his tips for all things property related.Whether this is your first move or you are a seasoned property professional, Phil shares his property advice, guidance and insights to help everyone move and manage their home with confidence.
Episodes
- Making Your Home Cheaper to Run
Phil Spencer and Daniel from Vibrant Energy Matters discuss the basics of residential retrofit and energy efficiency in the UK. The episode covers the importance of energy improvements for homeowners, common barriers to entry, financial be…
- The Common Mistakes Home Movers Make
In this episode of the Move iQ Podcast, Sara and Lexie discuss frequent errors made by home movers. They cover the dangers of emotional decision-making during property viewings, the importance of practical considerations like future-proofi…
- What Actually Adds Value to Your Home …and What’s a Waste?
In this episode, Lexie and Sara discuss home renovation myths, differentiating between value added to your life versus sale price. They explore where budgets are most effective and what buyers prioritize, questioning where £25k would best…
- When Property Sales Don't Go to Plan
This episode of the Move iQ Podcast discusses common issues in property sales, such as gazumping and collapsed chains. It provides practical advice for buyers and sellers to navigate the legal process and avoid delays, answering listener q…
- How to Protect Your Property Purchase
Phil and Sarah from Napthens Solicitors discuss common problems during the conveyancing process that can derail property purchases, including gazumping, gazundering, and property chain collapses. The episode offers guidance on navigating t…
- How to Get Support with Your Mortgage
Phil from Move iQ speaks with Emma from Skipton Building Society about navigating mortgage payment difficulties. The episode covers practical advice on seeking support, understanding options, and building financial resilience when facing r…
- Exchange to Completion- The Final Stages of a Property Sale
Phil and Sarah discuss the final stages of a property sale in this episode of the Move iQ conveyancing series with Napthens Solicitors, covering the period between exchange of contracts and completion day.
- Getting to Grips with Your Mortgage
Phil Spencer and Simon from Skipton Building Society discuss understanding mortgages. The conversation covers monthly payments, annual statements, loan to value, and provides tips for making informed decisions about homeownership finances.
- Property Market Shift: Sales vs Rentals in 2026 So Far
Agents discuss the 2026 property market at the Propertymark conference, covering rental demand, seller mistakes, and renting misunderstandings. Insights also address property value maximization and buyer behavior.
- Legal Fees Explained: The Real Cost of Buying or Selling a House
This episode of the Move iQ Podcast, featuring Napthens Solicitors, explains the various costs associated with buying or selling a house beyond the purchase price. It details legal fees, searches, Land Registry costs, Stamp Duty, and how t…
- Product Transfers Explained: What to Do When Your Fixed Rate Ends
Phil Spencer and Emma from Skipton Building Society explain mortgage product transfers, detailing what happens when fixed-rate deals expire and discussing the option of switching to a new deal with the same lender.
- The Legal Checks That Protect Your Property Purchase
This episode of the Move iQ Podcast, in collaboration with Napthens Solicitors, details the legal checks and property searches involved in buying a home. It covers understanding property titles, leasehold properties, the function of search…
- Insider Secrets to Buying a Home
Phil Spencer hosts David, Jennifer, and Danny from Garrington Property Finders on the Move iQ Podcast to discuss the role of UK buying agents. They cover how agents assist buyers in finding properties, accessing exclusive opportunities, an…
- Your Guide to Porting a Mortgage
This episode of the Move iQ Podcast features Phil Spencer and Simon from Skipton Building Society discussing how to port a mortgage. They explain the process of transferring an existing mortgage deal to a new property, detailing what porti…
- Keep Your Property Sale Moving Smoothly
Phil and Sarah from Napthens Solicitors explain the legal timeline and conveyancing process for a smooth property sale, covering steps from offer to completion.
- What Property Market Shifts are we Seeing in 2026?
Phil Spencer and Nathan Emerson, CEO of Propertymark, discuss the latest UK property market updates and shifts anticipated for 2026. The episode covers market trends, impacts on buyers, sellers, and renters, and the role of technology.
- Switching Mortgage Lenders Made Easy
Phil Spencer speaks with Emma from Skipton Building Society about the ease of switching mortgage lenders. They cover reasons for switching, the process timeline, associated costs, and how to effectively compare mortgage deals and available…
- How to Choose the Right Solicitor
In this episode of the conveyancing series, Phil and Sarah discuss how to choose the right conveyancer. They cover key steps, important questions to ask, communication, technology, source of funds, local versus online conveyancers, continu…
- First-Time Remortgage Guide
This episode, the first in a series on mortgages, features Simon from Skipton Building Society explaining the essentials of remortgaging for first-time borrowers. It covers the definition of remortgaging, how to prepare for the end of a cu…
- The Legal Side of Buying a Home – Explained Without the Jargon
This Move iQ Podcast episode, in collaboration with Napthens Solicitors, explains the legal aspects of buying a home, including conveyancing, the role of solicitors, and potential pitfalls. It breaks down the process step by step to inform…
- Mortgages Made Simple | First-Time Buyer Guide
This compilation episode from the Move iQ Podcast provides guidance for first-time homebuyers on mortgages and interest rates. It includes insights from Phil Spencer and Skipton experts, covering topics such as interest rate calculation, m…
- Housing Market Update 2026: Liverpool Agents Share the Reality
This episode features a 2026 housing market update from Liverpool agents at the Propertymark Conference. Discussions include current buyer demand, seller confidence, rental pressures, pricing trends, and sales availability, offering ground…
- From Homeowner to Landlord - This Wasn't the Plan!
Phil Spencer speaks with Alex, Move iQ’s Head of Partnerships, about unexpectedly becoming a landlord when selling a property was not an option. They discuss the challenges, lessons learned, and provide advice for others in similar situati…
- Phil Spencer Exclusive: MBE Reaction!
Phil Spencer reflects on his 2025 achievements, such as receiving an MBE and a Scottish BAFTA, with Managing Director Amanda. They also discuss future TV projects and upcoming plans for Move iQ in 2026.
- Property Experts Reveal Their Top Tips
This compilation episode of the Move iQ Podcast features Phil Spencer and property experts offering advice on buying and selling homes. Topics include the benefits of Propertymark-accredited agents, questions to ask during viewings, and pr…
- The Real Costs of Home Renovation
In this episode, Nic and Lexie break down the actual costs associated with home renovations. They cover what can be accomplished with budgets of £10k, £20k, and £50k, including kitchens, bathrooms, and cosmetic upgrades, offering insights…
- 10 Questions That Reveal the Truth About a Property
In this episode, Nic and Lexie cover 10 questions buyers should ask to understand a property's history, potential issues, and costs. The discussion includes topics like how long the property has been on the market, previous offers, asking…
- Smaller Home, Bigger Life? - The Upside of Downsizing
In this episode of the Move iQ Podcast, Phil Spencer interviews Nick Sanderson about downsizing. They explore the benefits of downsizing, such as releasing equity and gaining more time and freedom, and discuss how retirement villages can o…
- 98% Can't Afford to Buy! | Mortgage Market Update
This episode of the Move iQ Podcast features Phil Spencer and Charlotte Harrison, CEO of Homes at Skipton Building Society. They discuss the current mortgage market, high interest rates, and the significant affordability challenges for fir…
- Which Property Trends are Heating Up This Winter?
The Move iQ Podcast visited the Surrey Propertymark Conference, where sales and lettings agents shared insights into current trends in the South East property market. They discussed property availability, seller negotiations, landlord offe…
- Is That Property Listing Legit? - Spotting Red Flags with the Move iQ Podcast
The Move iQ Podcast episode discusses how to identify red flags in property listings. It covers examining photos, checking official listings and pricing, recognizing rental property issues, and provides tips for viewing properties and enga…
- Are Government Policies Helping or Hurting the Housing Market?
Phil speaks with Timothy Douglas from Propertymark about UK government housing policies. They discuss the 1.5 million new homes target, the Renters' Reform Bill, and leasehold reform's market effects.
- Haunting Tales from the Property World | Move iQ Podcast Halloween Special
This Halloween special episode of the Move iQ Podcast shares real-life property nightmares, including renting mishaps and estate agent horror stories. It covers a bizarre tenant experience and features terrible taxidermy, offering lessons…
- The Market Maze! | UK Housing Market Update
In this episode of the Move iQ Podcast, Phil Spencer and Nathan Emerson of Propertymark explore the complexities of the UK housing market. They discuss current trends, buyer behavior, affordability, rising rents, landlord pressures, and th…
- How a Buying Agent Can Save You Time & Money
In this episode, Gemma Dawe discusses the role and benefits of a Buying Agent in the UK property market, contrasting it with the more common practice in countries like the US. The conversation covers the advantages of using a buying agent,…
- Moving this Autumn? Listen to this FIRST!
This episode of the Move iQ Podcast features discussions with local estate and letting agents about moving in Autumn. Topics include common challenges for sellers and renters, tips for selling before Christmas, and advice for tenants seeki…
- Putting Your Stamp on a New Home
In this episode of the Move iQ Podcast, Nicola and Lexie discuss ways to personalize a new home, whether renting or bought. They cover affordable decor, changing locks, and enhancing outdoor spaces to make a property feel like your own.
- Smart or Stressful? | Let's Talk Home Tech
The Move iQ Podcast episode "Smart or Stressful?" examines the pros and cons of smart home technology. Hosts Nicola and Lexie share insights on useful gadgets, overhyped tech, and essential items for building a smart home, including securi…
- The Good, the Bad & the Dusty | Home Renovation Advice
This episode of the Move iQ Podcast discusses home renovation advice with Nicola and Lexie, covering reasons to renovate, budgeting considerations, and contractor selection. They share personal stories about the challenges and realities of…
- Can AI Actually Help You Decorate?
Nicola and Lexie on the Move iQ Podcast explore using AI tools like ChatGPT for home design inspiration, organization, and decision-making. They cover the process, visualization, and how to achieve the best results.
- 1 in 3 Property Sales Fail - Will Yours?
Phil discusses a GOTO Group report detailing a rise in property sales falling through in England. The episode explores reasons for this trend and offers advice for buyers and sellers to avoid sales collapsing.
- Is Your Home Ready for Viewings? | How to Stage your Home
Phil Spencer speaks with home staging expert Elaine Penhaul about the impact of home staging on sale prices. They cover the definition, benefits, and practical steps for staging a home.
- Moving, Mistakes & New Beginnings
Nicola and Lexie share personal relocation experiences and expert advice from a UK Relocation Agent, covering the emotional aspects of moving, benefits of using a buying agent, and familiarizing yourself with a new area.
- We're Back! Moving to a New Home with a Pet
In this episode of the Move iQ Podcast, hosts Nicola and Lexi share advice on moving home with pets. They cover acclimatizing pets to new surroundings, the importance of cleaning, safe transportation, and new home safety checks.
- How Can Retrofitting Improve Your Home?
Rachael Owens, co-director of the National Retrofitting Hub, discusses how retrofitting can improve homes through insulation, heat pumps, and smart technology. The episode covers the definition of retrofitting, its potential benefits, cost…
- Mortgage Affordability in 2025
Phil and Charlotte Harrison, CEO of Homes at Skipton Building Society, discuss the current mortgage market, rates, and affordability, focusing on first-time buyers. The conversation covers Skipton's Affordability Index and the anticipated…
- Is Now a Good Time to Sell a House in 2025?
Phil discusses the 2025 housing market with Toby Leek of Propertymark, covering agent insights, market sentiment, potential stalling, first-time buyer difficulties, and advice for sellers.
- Local Housing Market Insights From Estate Agents
This episode of the Move iQ Podcast features estate agents discussing the Oxfordshire housing market. It covers challenges faced by buyers and renters, offers tips for moving, and explores local market trends. The recording predates stamp…
- Stamp Duty Countdown to April
This First Home Focus episode discusses the upcoming stamp duty changes effective April 1st, 2025, including new thresholds and calculation methods. An example is provided for a £295,000 property, and the reasons for the changes are explai…
- Documents Needed For First Time Home Buyer
This episode of the Move iQ Podcast, in association with Skipton Building Society, provides a checklist of documents required for first-time homebuyers. It covers mortgage lender needs, when to instruct a solicitor, and completion paperwor…