Making Money
Business & Finance
About
Learn how to build wealth - investing, pensions, the psychology of money - even things like how to get a payrise. Hosted by the UK’s top personal finance YouTuber Damien Jordan and his best mate Timeyin Akerele, this is the financial education we wish we’d had. Our focus is on the big stuff, teaching the strategies and mindset shifts that can have a significant impact on your financial life.Contact us: makingmoney@getmost.co.uk
Episodes
- My Dad Went Bankrupt, It Changed How I Think About Money
Chris Budd, a former financial planner, shares how his father's bankruptcy changed his views on wealth. The episode focuses on different approaches to building wealth.
- ARCHIVE: How To Budget To Get More From Your Money
This episode discusses the importance of budgeting and how it can help individuals achieve their financial goals. It covers strategies for effective budgeting and highlights common spending issues. This episode was originally published in…
- I Lost £862 Million & Collapsed a 233-Year-Old Bank
In this episode, Nick Leeson explains how he brought down Barings Bank in 1995 with £862 million in hidden losses. He details how the situation escalated, leading to one of the biggest financial collapses in history.
- UK Mortgage Expert: What First Time Buyers Need To Know
Eddie Ross, co-founder of Tembo Money, provides information for first-time homebuyers. He covers topics such as mortgage affordability, how mortgages function, and less common options, recorded in March 2026.
- Your Biggest Investment Risk is Not the Stock Market
Finance professor Mo Milevsky explains why human capital, including career, income, and life choices, should influence investment strategies for wealth building and retirement. He discusses the types of risks people are taking and how to a…
- How I Max Out My ISA on an Average Salary
This episode of Making Money features an investor who successfully maxed out his ISA on an average salary, starting to invest at age 44. The discussion focuses on principles for building wealth.
- Will the State Pension Be There When You Retire?
This episode of Making Money explores the UK pension system with investment actuary Al Miles, who discusses potential shortfalls in retirement savings and solutions. The discussion focuses on ensuring sufficient funds for retirement.
- The Last Time This Happened, Nothing Made Money for 17 Years
Jim Reid, Global Head of Macro Research at Deutsche Bank, joins the podcast to discuss if the S&P 500 could experience another period of 17 years of zero real returns, referencing a report analyzing 200 years of data from 56 countries. The…
- What Happens to Your Money if You Die Tomorrow?
This episode of Making Money discusses the consequences of dying without a will, noting that over half of UK adults lack one. It features Sam Grice, CEO of Octopus Legacy, to explain the process and available services.
- Are You Wasting Your Life Saving Money?
This episode explores the "Die with Zero" philosophy by Bill Perkins, examining the challenges of saving too much and not enjoying the present. It discusses the balance between financial security and living life to the fullest.
- Don't Wake Up to Make Rich People Richer
Timothy Armoo, who successfully sold his company Fanbytes, discusses his experiences and insights on building wealth. The episode focuses on principles for financial growth and success.
- Your Retirement Plan Has a Fatal Flaw
This episode of Making Money features Marianna Hunt, a personal finance specialist. She discusses how to plan for retirement to ensure your money lasts longer than anticipated.
- Retiring at 65 Makes No Sense
Amlan Roy, a demographics expert, explains how population changes are affecting retirement, pensions, and various societal challenges. He argues that retiring at 65 may no longer be a viable option due to these demographic shifts.
- What Politicians Won't Tell You About the Economy
In this episode of Making Money, economist Vicky Pryce discusses the UK economy. She explores the issues and potential fixes, and addresses how politicians present economic information. Her book, Mismanaged Decline: What Politicians Won't…
- The Financial System is Rigged Against Normal People
In this episode of Making Money, Tarun Ramadorai, professor of financial economics, discusses with the hosts how the financial system might be rigged against normal people. He shares insights from his book 'Fixed: Why Personal Finance Is B…
- The 3 Investing Rules That Changed Warren Buffett’s Fortunes
Glen Arnold, author of several books on Warren Buffett, discusses the investment strategies and rules that contributed to Warren Buffett’s financial success and the growth of Berkshire Hathaway. The episode explores Buffett's approaches to…
- Ben Felix: The Problem With Saving 10% of Your Income
Ben Felix, Chief Investment Officer at PWL Capital and co-host of the Rational Reminder podcast, discusses investment principles and behavioral finance. He also shares his personal experience with a cancer diagnosis and how it changed his…
- Financial Adviser Explains How to Get Ahead in 2026
Financial adviser Lisa Conway-Hughes joins the "Making Money" podcast to answer listener questions on topics such as pensions, tax, property, and general wealth-building principles. This episode provides information on various financial pl…
- How 2025 Changed How We Think About Money
This episode of Making Money reflects on 2025, discussing how perspectives on money have evolved, revisiting favorite moments, and answering listener questions. The hosts also share personal insights and predictions for 2026.
- ARCHIVE: I Did Everything Right...Then Lost Nearly £20,000!
Amy discusses her investment journey and the financial lessons she learned, including a significant loss despite believing she did everything right. This episode was originally released in November 2024.
- If You Understand This, You’ll Never Fear a Market Crash Again
This episode of Making Money discusses William J. Bernstein's approach to investing, which emphasizes keeping costs low, diversifying widely, and not attempting to outperform the market. It delves into the principles of modern index invest…
- Most People Don't Understand What Money Actually Is
This episode of Making Money delves into the fundamental concept of money, drawing inspiration from Andrew Craig's book. It covers essential investing principles, the role of capitalism, and issues surrounding wealth inequality. The discus…
- How Worse Off Will You Be After the Budget?
Helen Miller, Director of the Institute for Fiscal Studies, discusses the recent Budget. She addresses the winners and losers, the impact on economic growth, and the likelihood of proposed tax changes.
- Stay Tuned...Budget Special Coming Later Today!
Making Money announces a special budget episode featuring Helen Miller, Director for the Institute of Fiscal Studies. The episode will be available later today.
- Self-Employed: What You Need To Know
This episode of Making Money discusses self-employment, including when to open a limited company, budgeting, and tax efficiency. Financial planner Tom Ashworth answers listener questions on these topics.
- Can Labour Fix The UK’s Pension Crisis? Torsten Bell MP
Pensions Minister Torsten Bell discusses the UK's pension crisis and retirement savings on the "Making Money" podcast. He addresses why nearly half of working-age people are saving nothing for retirement and outlines the government's plan…
- Britain's Pension System Is In Danger
This episode of Making Money discusses the British pension system with expert Tom McPhail. The conversation covers current changes, challenges, and the future of retirement in the UK.
- Should You Still Invest if You Think the Market Will Crash?
This episode of Making Money discusses investment strategies when a market crash is expected. It examines market overvaluation and what steps investors should take, featuring Toby Newbatt.
- The One Change That Could Solve Inequality - Nobel Prize Winner
Nobel Prize-winning economist Joseph Stiglitz explores the issue of inequality in his book "The Road to Freedom" and discusses potential solutions. He argues that the free market has not led to freedom for all.
- What I Learned Teaching Billionaire Kids About Money
Jessica McGawley shares insights on educating billionaire children about money, focusing on resilience and responsibility. She suggests that learning from financial mistakes is key to being good with money, a lesson relevant to all familie…
- Is the system designed to keep you poor?
Abigail Foster, an accountant and author of The Money Manual, joins the podcast Making Money to discuss financial literacy. She shares her frustrations with the lack of progress in financial education despite her work with institutions lik…
- Your taxes are about to go up (again)
Helen Miller, director of the IFS, discusses the possibility of tax increases and the necessity for significant tax reform. The government is facing difficult decisions regarding public services and taxation.
- Are you saving enough in your pension?
Joe Dabrowski from Pensions UK discusses retirement plans and savings. He talks about the annual cost of minimum, moderate, or comfortable retirement.
- Is it too late to start investing?
Georgie Frost, Editor-at-Large at Times Money Mentor and co-host of This Is Money podcast, discusses whether it is too late to begin investing. She shares her personal experience of being in debt in her 20s and having limited pension savin…
- The golden age of returns is over
This episode features Elroy Dimson, who discusses his research on 125 years of global investment returns. The conversation covers future market expectations and historical data analysis.
- 100th episode: This changed how we invest
In this 100th episode, the Making Money podcast discusses how their investment strategies have evolved, highlights their favorite episode, and answers questions from their audience and previous guests, including Pete Matthew and Toby Newba…
- Is now a good time to invest in gold?
This episode discusses whether gold is a good investment, noting its recent highest price in real terms since the 1980s. Ramin Nakisa from Pensioncraft shares his insights.
- How to fix your pension before it's too late
Journalist Alice Guy, former Head of Pensions at Interactive Investor, explains how to maximize your DC pension. She covers topics such as salary sacrifice, tax relief, and checking investments to boost your long-term savings.
- The next economic shift has just begun
This episode of Making Money features economist and Australian MP Andrew Leigh, who discusses whether AI can boost living standards or if it will be humanity’s last invention. He also shares insights from his book, ‘The Shortest History of…
- How parents raise bad investors
This episode of Making Money discusses how parents might inadvertently raise bad investors. It explores the impact of poor financial education on children and examines the concept of paying for chores, featuring insights from Louise Hill,…
- Do we need to change our minds about index funds?
This episode of Making Money features economist and author Tim Harford, who discusses whether investors need to re-evaluate their approach to index funds. He explores the concept of adapting investment strategies in changing markets and dr…
- ARCHIVE: How do you fix your money issues?
In this episode, financial psychotherapist Vicky Reynal discusses developing a healthier relationship with money, covering topics such as overspending, money secrets, and self-sabotage. The discussion is based on her book, "Money on Your M…
- What to do when you disagree about money
This episode of Making Money features financial coach Sara Jane Maxwell, who provides guidance on how individuals and couples can address disagreements related to money, investing, and financial habits.
- Is buy-to-let dead?
Rob Dix, co-founder of Property Hub, discusses whether buy-to-let is viable in the UK. He analyzes market changes, falling landlord numbers, and fading returns, considering the role of property in the UK's and investors' future.
- Are too many people passive investing?
Dimitri Vayanos, a Professor of Finance at the London School of Economics and co-author of "Passive Investing and the Rise of Mega Firms," discusses passive investing and its impact on the market. This episode explores how the rise of pass…
- Defined Benefit (DB) pensions: What you need to know
This episode of Making Money discusses Defined Benefit (DB) pensions. Financial adviser Peter Lawlor explains how DB pensions work, options for early retirement, and considerations for transferring out of a DB scheme.
- Consider this before getting married
Ursula Danagher, a family lawyer, discusses the importance of prenuptial agreements and early financial conversations for couples. She explains how this can help protect assets and prevent future legal disputes.
- Why wealth taxes fail - and what we should do instead
Dan Neidle, a tax expert, argues against wealth taxes and suggests that a land tax could be a more equitable solution. He also addresses the difficulties in implementing significant tax reforms.
- Is the global economy about to change forever?
This episode of Making Money features Chief Economist Anatole Kaletsky, who discusses potential changes in the global economy. He warns of a US recession and a fiscal crisis in the UK, attributing these issues to outdated economic thinking.
- Is there a 'right' way to invest?
In this episode of Making Money, financial historian Russell Napier explores investment strategies and common pitfalls based on historical market behavior. He discusses asset allocation, financial repression, and why even experienced inves…