KPC Smart Money Podcast
Business & Finance
About
Each week, Karin and Kevin Christ will look at important issues about financial planning. They will use their experience as independent financial advisors to help leave you smarter and more informed about retirement. Disclosure: We are an independent financial services firm helping individuals create retirement strategies using a variety of investment and insurance products to custom suit their needs and objectives.KPC Financial Solutions LLC is a registered investment adviser located in Lewisville, TX. KPC Financial Solutions LLC may only transact business in those states in which it is registered, or qualifies for an exemption or exclusion from registration requirements. Insurance products and services are offered and sold through KPC Financial Solutions LLC and individually licensed and appointed insurance agents.
Episodes
- Episode 168: True Wealth in Giving
Building financial wealth is important, giving you options, stability, and confidence. There is another wealth that makes you personally rich that requires little or no money. It is in blessing others through giving back. Today I am going…
- Episode 167: Meet the KPC Team
In this introductory episode of the KPC Smart Money Podcast, Bryan Christ, Jay Angotti, and Stone Bethea explain how their advisory team works together behind the scenes to support clients. They break down the roles of service advisors, se…
- Episode 166: Memory Training
Have you seen the ads lately about how to boost your memory? These ads promise all kinds of things. I decided to do some research on my own to find out what actual studies show regarding memory training and what actually works. And what wi…
- Episode 165: Living Well is Better Than Living Longer
The US population is living longer, and reaching age 100 or older is not rare anymore. With people living longer, the real goal is to live those years in good health. Now is the time to give your future self the chance to live those years…
- Episode 164: What's happening with Gold & Silver right now
Gold and Silver prices are soaring. So, what is causing this and will it last? Have you wondered about adding or increasing Gold and Silver in your portfolio? On today's show we will talk about this, and what the short term sentiment is on…
- Episode 163: Christian Charitable Giving
Have you heard the saying it is better to give then receive? From a Christian perspective it isn't just a nice saying, it has promises attached to it. What does the Bible say about giving and what are some ways other than money that you ca…
- Episode 162: Top 5 Financial Mistakes Ages 30-40
Between the ages of 30 and 40, you are setting the financial foundation for your entire life. We often see potential clients that wished they knew about this mistakes when they were younger. So listen in to avoid this mistakes that can imp…
- Episode 161: Smart Money Parenting
Today we will look at how you can raise financially savvy kids, and not spoil them. It is easy to want to buy our kids and grandkids whatever they want if we have the financial means to do that. However, what could happen when they grow up…
- Episode 160: Stockbroker vs. Investment Advisor
When seeking help on your stock market investments, do you find it confusing regarding services provided and advisor licensing? There are many people that call themselves Investment Advisors, but are they really? Today we discuss the diffe…
- Episode 159: Our New Book!
Our book is now on Amazon! "Create Your Best Retirement" Today we share why we wrote it, our hopes for the book, and a little behind the scenes on writing it. We kept seeing clients struggling with the same financial blind spots and we kne…
- Episode 158: Investing 101 - A Beginner's Guide
Many people feel inadequate or even fearful about investing. We find it is just a lack of understanding on how it works, or a fear of losing money. You need investments in order for your money to outpace inflation and to make your money wo…
- Episode 157: Midlife Money Reset - If You Didn't Learn the Basics Growing Up
We encounter people frequently that say their parents weren't good at money and so they never learned how to manage their finances. If this is you, or you wnat to make sure you know the basics of financial planning, this podcast is for you…
- Episode 156: Wealth Building Habits
Wealth isn't just about making money, it is about how you manage it. We will share 5 habits of successful people that can put you on the path to financial freedom. These habits are repeatable, and very powerful when done consistently. Key…
- Episode 155: Why Buy Gold
I'm sure you've seen the TV ads to buy gold and silver. Is this a good idea? Many people own physical gold and silver, and some have stock market investments in precious metals. But why buy gold or silver? Today we talk about 8 reasons gol…
- Episode 154 - Importance of Designating Beneficiaries
What could happen if you don't keep your beneficiaries up to date on all of your assets? Today we are talking about why it is important to always verify your beneificiaries when there is a life change, and periodically to have confidence w…
- Episode 153 - Digital Currency
Is Digital Currency here to stay? And if so, what is it and what are the benefits and drawbacks? The two primary supporters of digital currency are banks and the government. This week learn some of the basics on digital currency. Key Takea…
- Episode 152 - Effects of the Election
We will talk about some of the tremendous changes we have seen in just one week of the new Presidential Administration. What is being implemented that can reduce the troublesome federal debt and bring American back to a solid future. Key T…
- Episode 151: Tax Free Retirement with Fixed Indexed Universal Life (FIUL)
How can you create tax free income and legacy for retirement? One of the most powerful tools is unfortunately not talked about enough. It is called Fixed Indexed Universal Life, and it has multiple benefits both while you are living and wh…
- Episode 150: Your Investment Risk Tolerance
We all have a risk tolerance - how much risk td you want to take for the commensurate reward? In stock market investing, risk is defined by 5 categories. Today we explain each category and debunk some of the myths that it is based only on…
- Episode 149: New Years Resolutions 2025
January is historically the time to make resolutions to improve our lives. Unfortunately, about 90% of people will not be able to keep their resolutions. Today we will talk about making small steps that can become permanent habits. Key Tak…
- Episode 148: Financial Tips for College Students
There are a lot of financial things college students are not necessarily prepared for when they head to college. If you are a student or have a loved one that is starting college, share these tips and help them avoid some of the financial…
- Episode 147: Passive vs Active Investing
Have you heard about Passive and Active Investing and wondered what that means? Today we will explain what these are and the pros and cons of each investment philosophy. Key takeaways: Is modern portfolio theory relevant today Poor Perform…
- Episode 146: Get Rid of Your Ticking Tax Bomb
Ed Slott is a CPA and one of my favorite experts on all things tax related. If you have deferred accounts like 401k, 403b, 457, or IRAs you have a ticking tax bomb. Looking over your entire retirement and where government spending is, our…
- Episode 145: Money Lessons for Your Kids
Teaching your kids about money depends on you, the Parents. We want to share some of the money lessons we learned from our Fathers in honor of Father's Day and share some practical lessons you can teach your children or grandchildren. You…
- Episode 144: Family Fun on a Budget
Are you looking for fun things to do with your children or grandchildren that are budget friendly? This week we share no and low cost indoor activities, outdoor activities and educational and community activities. Key takeaways: Use resour…
- Episode 143: Summer Jobs for Kids
Teaching children to make and save money can start as young as kindergarten and should be a skill that is learned long before they leave the nest. Today Kevin and I will talk about some fun ideas for children to make some money over the su…
- Episode 142: Rainy Day Funds
Financial rainy days will come, are you prepared? Today we talk about how and why you want to have a rainy day, or emergency fund. We believe everyone should have one. Key takeaways: Unexpected expenses like repairs, medical and other bill…
- Episode 141 - Happy Mother's Day 2024
Being a Mom is the most important "job" in life. It is the most fulfilling, and sometimes heart wrenching, thing you will ever do. Moms makes tough decisions and choice all the time. Today we want to celebrate all Mother's and thank you wi…
- Episode 140: Finances for People Getting Married Part 2
You are getting married and your life is going to change in many ways. An often-overlooked topic however is finances, yet it is one of the top reasons for marital stress. Here are our thoughts on what to discuss and plan for when you are g…
- Episode 139: Finances for People Getting Married Part 1
You are getting married and your life is going to change in many ways. An often-overlooked topic however is finances, yet it is one of the top reasons for marital stress. Here are our thoughts on what to discuss and plan for when you are g…
- Episode 138: Creating Dividend Income Part 2
Generating income from dividends isn't just for retired people. It is a great strategy to have in your investment portfolio. But what companies should you invest in and how to you set up a diversified dividend portfolio? We will answer the…
- Episode 137: Creating Dividend Income - Part 1
Generating income from dividends isn't just for retired people. It is a great strategy to have in your investment portfolio. But what companies should you invest in and how to you set up a diversified dividend portfolio? We will answer the…
- Episode 136: Financial Planning Tips for New Parents - Part 2
In this 2 part series we talk about some of the important financial decisions when becoming new parents. There is so much that will change as you prepare and learn about parenthood and the financial aspects can be ignored or dropped. Liste…
- Episode 135: Financial Planning Tips for New Parents - Part 1
In this 2 part series we talk about some of the important financial decisions when becoming new parents. There is so much that will change as you prepare and learn about parenthood and the financial aspects can be ignored or dropped. Liste…
- Episode 134: Is $1Million Enough to Retire
Have you heard the saying "If you have a million dollars saved in retirement, and just withdraw 4% you can retire"? Today we talk about how that doesn't always work. The key to retirement is spending. And you want to have enough to cover n…
- Episode 133: Avoid Christmas Overspending
Have you ever overspent at Christmas and had big credit card bills in January? That can take some of the fun out of gift giving at Christmas and can hurt your financial plans. Here are some ideas to keep Christmas spending down. Key takeaw…
- Episode 132: Our Christmas Traditions
We all have family Christmas Traditions, and they change over time and as we and our children build traditions of their own. This week we share some of our family traditions. Enjoy! Key takeaways: Our Christmas Meals - then and now Family…
- Episode 131: What About Gold and Silver?
As the economy is experiencing inflation and recession and the stock market is volatile, people are asking about whether adding gold and silver to their investments is a good idea. You need to watch out for certain things when buying gold…
- Episode 130: Inflation Tips
Many people are wondering what can I do financially to survive the current inflation. Today we are going to talk about causes of inflation and how to protect your savings. This is an important conversation that effects all of us. Key Takea…
- Episode 129: Money Wisdom for Kids
Are you talking about money with your children or grandchildren? Unfortunately, many parents are not talking about money with their children, and just leaving it up to them to figure out how to be financially responsible adults someday. To…
- Episode 128: Clean Your Financial House
Just like you might spring clean your home, you can clean your financial house. This week we will give you tips on how to reduce your financial clutter. Just like spring cleaning, these are good habits to develop on a regular basis. Key ta…
- Episode 127: How to Weather a Recession
Are you worried about a major recession? Worrying won't help, and isn't good for you. The economy is cyclical and will experience times of recession. Listen this week to find out how to avoid anxiety. Key takeaways: Don't Buy into the Head…
- Episode 126: Happiness in Retirement Part 2
In this two-part series we will give some ideas on how to be happy in retirement, assuming you have already handled the financial aspects. What are you going to do with the extra 2,000 hours per year you will have? Often people don't plan…
- Episode 125: Happiness in Retirement Part 1
In this two-part series we will give some ideas on how to be happy in retirement, assuming you have already handled the financial aspects. What are you going to do with the extra 2,000 hours per year you will have? Often people don't plan…
- Episode 124: Summer Fun for Kids
Kids and Grandkids will be out of school for the summer soon. On this podcast we will talk about the fun things we did as children, and offer some ideas to make summer break fun. And create lasting memories for the school aged children in…
- Episode 123: Is Pet Insurance a Good Idea?
Pets are an important part of many families. Our "furry babies" can get injured and sick, and the vet costs can be very expensive. So, should you buy Pet Insurance? Key takeaways: Injuries to dogs or cats can cost $1,000s 84% of pet insura…
- Episode 122: Final Expense Planning
Do you know the difference between final expense life insurance and pre planned funeral packages? The cost of funerals increases between 5-7% per year. Since you already know that you will need a funeral at some time in the your life, why…
- Episode 121: Why Go on Short-Term Missions - Ecuador
On the next 2 weeks of podcasts, we will share our experiences with short term missions. We hope you enjoy our insights on the people, their living conditions, and how to make a positive impact in their lives. This week we will talk about…
- Episode 120: Why Go on Short-Term Missions - Cuba
On the next 2 weeks of podcasts, we will share our experiences with short term missions. We hope you enjoy our insights on the people, their living conditions, and how to make a positive impact in their lives. This week we will talk about…
- Episode 119: Best Safe Interest Earning Options
Many people are accumulating cash out of concern for stock market losses. We see many people that are frustrated though as safe alternatives for their cash often are not earning enough to keep up with inflation. Today we talk about safe an…