Home Base
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Home Base with Marc Emrich Buying your first home in Colorado is one of the biggest decisions you'll ever make — and most people start with more questions than answers. Home Base is here to change that. Each week, mortgage broker Marc Emrich of Pivot Lending Group sits down to answer the real questions first-time buyers are asking: How much do I need for a down payment? What does my credit score actually mean for my loan options? What is a forgivable loan — and how is it different from a grant? What happens at closing? No jargon. No pressure. Just clear, honest answers from a Colorado mortgage professional who helps buyers navigate the path to homeownership every day. New episodes every week. Subscribe and start your journey home.
Episodes
- What Credit Score Do You Need to Buy a Home in Colorado?
Lauren and Marc Emrich discuss the credit scores required for buying a home in Colorado. They cover minimum scores for different loan types, the impact on interest rates, and steps to improve credit before applying.
- How Much Down Payment Do You Need to Buy a Home in Colorado?
Marc Emrich explains the actual down payment requirements for purchasing a home in Colorado, detailing different loan types and how state assistance programs can reduce the amount needed. The podcast episode also covers other costs like cl…
- Colorado Down Payment Assistance: A Guide for First-Time Buyers
This episode of Home Base features host Lauren and Marc Emrich, Senior Loan Originator, discussing Colorado's down payment assistance programs. They cover the distinctions between grants and forgivable loans, qualification criteria, and ho…
- Colorado First-Time Homebuyer Programs: What You Should Know
Marc Emrich of Pivot Lending Group discusses Colorado's first-time homebuyer programs, detailing down payment assistance and forgivable second mortgages. He covers qualification criteria such as income, location, and loan type, encouraging…