Grow Money Business with Grant Bledsoe
Business & Finance
About
Welcome to Grow Money Business with Grant Bledsoe, the podcast dedicated to helping business owners grow their wealth and business on their own terms. Grant is a CERTIFIED FINANCIAL PLANNER™ who helps business owners optimize and align their personal finances, business, and values. He's also the founder of Three Oaks Capital Management, a registered investment advisory (RIA) firm. Throughout this podcast Grant will be interviewing entrepreneurs and business professionals to bring you valuable ideas to help you grow your business & wealth.
Episodes
- Ep #269 - Why Does Everything Feel More Expensive Even Though the Market is Going Up?
In episode 269 of Grow Money Business, Grant Bledsoe and Sean explore the perception of rising costs amidst market growth. They also touch on the gold/oil trade, prediction markets, and index fund strategies for upcoming SpaceX and OpenAI…
- Ep #268 - Should You Collect Social Security Early Since It's Running Out of Money?
In this episode of Grow Money Business, Grant Bledsoe and Sean discuss the implications of filing for Social Security early, given projections of the trust fund's depletion around 2033. The conversation also touches on the lifetime exclusi…
- Ep #267 - Is the AI Trade Still the Place to Be in 2026?
In this episode of Grow Money Business, Sean Barter and Grant Bledsoe debate capital market predictions for Bitcoin, the S&P 500, and Federal Reserve rate cuts. They also discuss the AI trade and review an article on Blue Owl Capital's red…
- Ep #266 - Grant & Sean Debate Where the Markets Are Headed Next
Grant Bledsoe and Sean Barter discuss market outlooks, debating the future performance of Mag 7 stocks, mortgage rates, and the role of gold in a portfolio. They also touch upon the month's market activity and an analysis of high yield deb…
- Ep #265 - 2025 In Review: Gold, Tech, and the Weak Dollar
In this episode of Grow Money Business, Grant Bledsoe reviews the 2025 markets, focusing on gold, U.S. and non-U.S. stocks, and discusses future expectations. A resource on understanding gold is provided.
- Ep #264 - NVDA Earnings & AI Bubbles
This episode of Grow Money Business discusses the possibility of an AI bubble, reviews Nvidia's earnings call, and analyzes the cryptocurrency market's November performance.
- Ep #263 - The Government Shutdown, Gold, and AI Spending
This episode of Grow Money Business reviews the government shutdown and its impact on financial markets, discusses gold, and offers a different perspective on AI spending.
- Ep #262 - Are We in a Stock Market Bubble? Should I Buy Gold or Bitcoin?
Grant Bledsoe addresses whether the stock market is in a bubble and advises on adding gold or bitcoin to a portfolio. The episode also examines why mortgage rates have not decreased despite the Federal Reserve lowering short-term interest…
- Ep #261 - Fed Independence and Active Management in Bonds
This episode of Grow Money Business discusses the independence of the Federal Reserve, touching on mortgage fraud allegations against a governor and the history of the central bank. It also examines the effectiveness of active management i…
- Ep #260 - Everything You Need to Know About the Big Beautiful Bill
This episode of Grow Money Business covers the One Big Beautiful Bill Act, detailing changes to tax laws concerning charitable giving, solar panels, EVs, Social Security, and the child tax credit. It also touches on a key financial metric,…
- Ep #259 - The Report is In: Here's When Social Security Will Be Insolvent
This episode of Grow Money Business examines the 2025 Social Security Trustees Report, detailing funding status, expected wait times for services, and the projected duration for retiree benefit payments.
- Ep #258 - How Markets Are Reacting to Tariff Negotiations and the US Debt Downgrade
This episode of Grow Money Business covers market movements in response to trade negotiations and tariff news. It discusses the relationship between tariff policy and inflation, Moody's recent downgrade of US debt, and anticipated market t…
- Ep #257 - Tariffs, Policy, Politics and Your Portfolio
This episode of Grow Money Business covers tariffs, Trump's economic policy, and market reactions, offering interpretations for investors. It also discusses a US government bond auction and Treasury Secretary Scott Bessent's comments.
- Ep #256 - How Much Should We Really Be Saving for Our Kids' College?
In this episode of Grow Money Business, Grant Bledsoe explores college savings strategies, including 529 plans and potential penalties. The discussion addresses the amount parents should save amid evolving education costs and student loan…
- Ep #255 - I'm Concerned About What's Happening in Washington. How Can I Protect My Portfolio?
This episode of Grow Money Business addresses investor concerns following recent government changes, including potential tariffs, inflation, and market responses. Grant Bledsoe discusses how to interpret these events and protect a portfoli…
- Ep #254 - I'd Like to Retire at 55. How Can I Access My Retirement Without Paying Penalties or Touching My Roth Accounts?
This episode of Grow Money Business addresses a listener's question about retiring at 55 and accessing retirement funds without penalties. It also covers market news, including the performance of non-U.S. equities and the competitive threa…
- Ep #253 - The Market Seems Expensive Right Now. Should I Be Worried?
This episode addresses concerns about the stock market reaching all-time highs, explaining that rising markets don't necessarily mean a fall is imminent. It also covers Vanguard's 2025 market forecast and recent market performance post-ele…
- Ep #252 - What Does Another Trump Administration Mean for the Economy, Inflation, and the Markets?
This episode of Grow Money Business covers recent market activity in stocks, bonds, and cryptocurrency following the election. It also addresses expected economic and tax policies from a potential Trump administration.
- Ep #251 - We're Concerned About Federal Spending. Does That Mean We Should Avoid U.S. Stocks?
On Grow Money Business, Grant Bledsoe addresses a listener's question about whether federal spending concerns warrant avoiding US stocks. The episode also covers market efficiency and provides current mortgage and long-term bond rate infor…
- Ep #250 - Should I Roll My 401k Into an IRA?
This episode of Grow Money Business discusses 401k rollovers, addressing common questions about moving retirement savings from workplace plans like 401ks and IRAs. It covers the decision between keeping funds in a 401k or rolling into an I…
- Ep #249 - We Just Retired. Should We Downsize?
In episode 249 of Grow Money Business, Grant Bledsoe addresses a listener's question about downsizing after retirement. He explores the pros and cons of moving to a smaller home, discusses Nvidia's earnings, and covers gift card scams.
- Ep #248 - I'd Like to Give More to Charity. How Can I Reduce My Taxes by Doing So?
This episode addresses a listener's question about reducing taxes through charitable giving. It discusses various methods, explaining which charitable gifts can offer tax benefits and which may not, referencing Donor-Advised Funds and Qual…
- Ep #247 - Should I File for Social Security Before It Runs Out?
This episode responds to a listener's question about the solvency of Social Security, discussing the depletion of the trust fund and potential future scenarios. It also covers rising car insurance costs and recent market performance.
- Ep #246 - Using Tech Tools to Bypass IRS Hold Times with Tomas Nally
Tom Nally explains his new platform, Tax Now, which provides IRS account updates to assist taxpayers and professionals. The episode also touches on political commentary regarding the Federal Reserve and summarizes recent market activity.
- Ep #245 - Should We Move to Tennessee, Texas, or Florida to Reduce Costs in Retirement?
Grant Bledsoe answers a listener mailbag question about relocating for retirement, comparing Tennessee, Texas, and Florida based on tax implications and retirement lifestyle costs. The episode discusses factors to consider when choosing a…
- Ep #244 - Do I Really Need a Living Trust?
This episode of Grow Money Business answers a listener's question about whether they truly need a living trust for their estate plan, as recommended by an attorney. The host discusses the pros and cons of living trusts and evaluates if the…
- Ep #243 - I'd Like to Retire Early but I'm Concerned About the Penalties
This episode addresses early retirement concerns, specifically the penalties associated with withdrawing from IRAs and 401ks before age 59 ½. It explores potential workarounds and discusses the market impact of index investing, referencing…
- Ep #242 - Why Would I Ever Want to Invest in Other Countries?
Episode 242 of Grow Money Business discusses the reasons for investing internationally, even with the U.S. market
- Ep #241 - Should I Invest in Bitcoin ETFs?
Grant Bledsoe discusses a listener
- Ep #240 - What Should I Do With the $850,000 Inheritance I Just Received?"
Grant Bledsoe addresses a listener's query about managing an $850,000 inheritance. The episode also reviews an article from The Atlantic concerning the practical effectiveness of monetary policy and discusses recent market activity.
- Ep #239 - The Secret Sauce of Buying & Selling Businesses with Jeremy Harbour and US Stock Market Concentration
Jeremy Harbour, founder of the Unity Group and the Harbour Club, shares insights on the principles of buying and selling businesses. The discussion also includes an analysis of US stock market concentration over time, referencing an articl…
- Ep #238 - Should I Adjust My Withholdings This Year?
This episode of Grow Money Business addresses listener questions about tax withholdings, specifically focusing on whether to adjust withholdings for 2024 in the U.S. Grant Bledsoe explains the process of setting aside income tax throughout…
- Ep #237 - Michelle Seiler Tucker on Business Valuations & Interest Rates
Michelle Seiler Tucker rejoins Grow Money Business to discuss the market effects of increased interest rates on business sales. Tucker, an M&A expert and author, provides insights for business owners and discusses shifts in buyer perspecti…
- Ep #236 - The Trump Verdict, T+1 Trade Settlement, and Special Purpose Acquisition Companies
The episode covers the implications of Donald Trump's guilty verdict on 34 counts, the financial markets' reaction, and the recent change in stock settlement cycles to T+1. It also examines Special Purpose Acquisition Companies (SPACs) as…
- Ep #235 - The Three Golden Rules of Investing
This episode of Grow Money Business with Grant Bledsoe revisits foundational investing concepts, covering three golden rules. It also touches on Nvidia's stock split and the increasing prevalence of financial scams.
- Ep #234 - Is It Possible to Live Off Dividend Income Alone in Retirement?
This episode addresses a listener's question about living exclusively off dividend income and Social Security in retirement, without selling stock investments. The host delves into the details of this financial strategy.
- Ep #233 - Why Am I Getting These Annoying Amended 1099s Every Year? What Can I Do About It?
In episode 233 of Grow Money Business, Grant Bledsoe addresses annual amended 1099s and introduces a new format including mailbag questions, interviews, market reviews, and news analysis. Resources on ETF platforms and inherited retirement…
- Ep #232 - Don't Let All Time Highs Scare You
This episode of Grow Money Business with Grant Bledsoe addresses how to handle investing when markets reach new all-time highs. It explores historical return data for periods after investing at an all-time high and discusses strategies for…
- Ep#231 - Investment Wholesaling, Financial Planning, and the CFA Exams With Tony Matheson
Tony Matheson, with 20 years in investment wholesaling, shares insights on the industry and his journey to founding Slalom Wealth. The episode covers how wholesalers interact with financial advisors and the experience of studying for CFA e…
- Ep #230 - The Top 4 Investing Themes I'm Tracking Right Now
In episode 230, Grant Bledsoe outlines the top four investing themes he is tracking: the "Magnificent 7" and their impact on market returns, commercial real estate trends, the Federal Reserve's dot plot, and the economy of China.
- Ep #229 - Modern Financial Literacy with Vince Shorb
Vince Shorb, CEO of the National Financial Educators Council, joins Grow Money Business to discuss the current state of financial literacy. He explains why basic financial concepts are not taught in public schools and advises parents on es…
- Ep #228 - Tax Relief for American Families and Workers Act of 2024
Grant Bledsoe reviews the Tax Relief for American Families and Workers Act of 2024, a bipartisan bill that passed the Ways & Means Committee. He notes that some proposed tax changes are retroactive to 2023 and suggests listeners may want t…
- Ep #227 - The Economy Is Not As Bad As You Think With Eric Mason
Eric Mason, CFO and economist, joins Grant Bledsoe to discuss the current state of the US economy. They cover economic forecasts, the Austrian School of Economics, capitalism, the national debt, and the Federal Reserve's balance sheet.
- Ep #226 - How to Tell Whether An Annuity Is Right For Your Retirement
This episode of Grow Money Business with Grant Bledsoe discusses annuities for retirement. It covers the fundamentals of retirement income planning, the concept of mortality credits, and how insurance companies design annuity products. The…
- Ep #225 - ESOP Opportunities for Business Exits With Michael Koeppel
Michael Koeppel, founder of Lakelet Advisory Group, joins Grow Money Business to explain Employee Stock Ownership Plans (ESOPs). The discussion covers candidate suitability, associated costs, and benefits.
- Ep #224 - Mailbag! Should I Sell My Bond Funds That've Lost Money?
In this mailbag episode of Grow Money Business, Grant Bledsoe discusses the risks of selling bond funds that have lost value due to high interest rates, addressing listener questions about PIMCO Total Return Instl. and debt repayment strat…
- Ep #223 - Everything You Need to Know About SBA Lending With "SBA Ray", Ray Drew
Ray Drew discusses SBA lending on Grow Money Business with Grant Bledsoe, covering the 7(a) loan program, recent changes, change of ownership, non-bank lenders, and real estate considerations for small businesses.
- Ep #222 - Stock Concentration and the Magnificent 7
This episode of Grow Money Business discusses stock concentration, focusing on the "Magnificent Seven" companies that significantly contributed to the S&P 500's 2023 return. It examines their performance, historical parallels like the Nift…
- Ep #221 - Profit First With Rocky Lalvani
Rocky Lalvani joins Grow Money Business to discuss the Profit First method for small businesses. The conversation covers cash management, profitability, common financial errors made by business owners, and the importance of professional gu…
- Ep #220 - Mea Culpa 2023 & Predictions for 2024
In this episode, Grant Bledsoe reviews his 2023 market predictions, discussing what he got right and wrong. He then shares his market predictions for 2024, including insights on the stock market, inflation, the FTX collapse, US government…