Australian Retirement Podcast
Business & Finance
About
The Australian Retirement Podcast by Rask is your field guide to retirement, hosted by financial advisers Drew Meredith and James O'Reilly. If you're 45 and up, planning for retirement, transitioning now, or already there, we cover all of the topics you want and need to know: Super, tax, investments, legacy, work, behavioural psychology and maybe even a few travel tips. Get retirement advice: https://bit.ly/R-plan Ask a question (select the Retirement podcast): https://bit.ly/3QtiY00In every episode of the podcast, in the description provided, you will find our key resources, including: A link to work with us and...
Episodes
- Recession with higher inflation - should retirees panic? Plus the key to retirement
This episode of the Australian Retirement Podcast features Drew Meredith and James O'Reilly discussing the impact of recession and inflation on retirees, strategies for managing finances, and recent changes to financial adviser regulations…
- Div 296 changes, July super payments & worst retirement advice ever heard
This episode of the Australian Retirement Podcast covers Div 296 changes, July super payments, and the worst retirement advice heard by the hosts. It also delves into the $5B unpaid super scandal and answers listener questions on TermPlus…
- Are industry super funds safe? Plus your retirement questions!
This episode of the Australian Retirement Podcast discusses the safety of industry super funds, addressing concerns about hacking attempts and outages. Drew Meredith and James O’Reilly also answer listener questions regarding superannuatio…
- Private credit dangers every retiree needs to know + $1M super red flags
Hosts Drew Meredith and James O'Reilly discuss the risks associated with private credit funds for retirees, including liquidity and transparency concerns. They also analyze the potential tax and financial risks of withdrawing a $1 million…
- Trump geopolitics: Missing 10 best days cuts returns in HALF
Hosts Drew Meredith and James O'Reilly discuss portfolio management during market volatility, focusing on whether retirees should sell or hold during geopolitical tensions. They examine the risk of missing the market's best days and provid…
- Planning for aged care explosion, balanced fund myth & skipping generations in wills
This episode of the Australian Retirement Podcast examines the lack of a standardized definition for "balanced" investment funds, provides health tips for increased life expectancy, and discusses estate planning strategies, including skipp…
- Div 296 passed, CGT discount cut & why Australia's pension system is falling
Hosts from the Australian Retirement Podcast discuss the passing of Div 296, proposed changes to CGT discounts and trusts, and Australia's decline in the Mercer CFA Institute global pension rankings. They also examine the differences betwe…
- Age Pension vs super tax breaks debate & can ETFs deliver 6% without capital loss?
This episode of the Australian Retirement Podcast examines the proposal to abolish superannuation tax concessions to fund an increase in the Age Pension. The hosts also discuss the feasibility of achieving 6% annual returns from ETFs witho…
- Iran conflict threatens portfolios & retirement costs hit all-time high
This episode of the Australian Retirement Podcast examines the impact of the Iran conflict on portfolios and discusses the recent rise in the ASFA Retirement Standard costs for couples and singles. Hosts also explore retiree spending trend…
- Bank of Mum & Dad guide, ASIC targets lead generators & SMSF boom explained
Drew Meredith and James O'Reilly discuss the SMSF boom, ASIC's crackdown on lead generators, and strategies for helping children buy homes. The hosts also cover current market performance for CBA and BHP and the use of AI in financial plan…
- $2M retirement paralysis, franking credits explained & geared ETF reality check
This episode of the Australian Retirement Podcast examines Q Super's retirement bonus, strategies for selling assets during the accumulation and pension phases, and overcoming investment paralysis with a $2M portfolio. Hosts Drew Meredith…
- Proposed CGT shake-up & de facto relationship pension trap explained
Hosts Drew Meredith and James O'Reilly discuss proposed changes to capital gains tax, current market impacts on retirement planning, and how de facto relationships can affect pension eligibility. They also examine a mortgage strategy invol…
- Timing your first adviser meeting, AustralianSuper outflows & First Guardian deal
Hosts Drew Meredith and James O'Reilly discuss the First Guardian and Netwealth deal, AustralianSuper outflows, and commodity market trends. They also advise a listener on the appropriate timing for seeking professional financial advice be…
- CBA bet backfires, super fund anxiety & dodging $130k CGT
This episode discusses Drew Meredith’s Commonwealth Bank share bet, the trend of retirement anxiety regarding superannuation balances, and 2025 performance data. The hosts also provide strategies for managing capital gains tax on investmen…
- How to build multiple income streams in retirement
In this episode of the Australian Retirement Podcast, hosts Drew Meredith and James O'Reilly discuss how to build multiple income streams during retirement. They examine the five main sources of retirement income, including superannuation,…
- How to diversify your super the right way
In this episode of the Australian Retirement Podcast, Drew Meredith and James O'Reilly discuss the fundamentals of asset allocation and diversification for retirement portfolios. They explain key concepts like Modern Portfolio Theory and h…
- 2026 stock game: Owen & Navarre's $100,000 stock game portfolio
In this episode, Owen and Navarre introduce the 2026 Stock Genius market game, a collaboration with Navexa. They discuss how the competition works, portfolio tracking, and share their own top stock picks.
- Super fund options explained: fees, control & flexibility
Hosts Drew Meredith and James O'Reilly discuss the differences between industry funds, SMSFs, platforms, and corporate funds. They explain how investment control, transparency, fee structures, and flexibility impact retirement planning out…
- Super withdrawals explained: Preservation, pensions & tax
In this episode of the Australian Retirement Podcast, Drew Meredith and James O'Reilly explain how to access superannuation. Topics include preservation age, conditions of release, lump sum versus pension payments, tax implications, and pr…
- Back to basics: How to maximize your super contributions
Hosts Drew Meredith and James O'Reilly discuss methods for maximizing superannuation contributions, including concessional and non-concessional options, the downsizer scheme, and the CGT retirement exemption. The episode also highlights th…
- Best retirement moments of 2025 - Our top highlights
Hosts Drew Meredith and James O'Reilly review key topics from 2025 on the Australian Retirement Podcast, including government policy changes, superannuation, and retirement strategies. They revisit significant episodes and discuss importan…
- The Epic Retirement Tick - Assessing your retirement readiness
Host Drew Meredith and guest Bec Wilson discuss the Epic Retirement Tick, an assessment framework designed to evaluate how well Australian super funds support members during the retirement transition. They explore the 18 criteria of the fr…
- Breaking down Australia's 20 superannuation tax rates
Hosts Drew Meredith and James O'Reilly discuss the complexities of the Australian superannuation tax system, exploring the approximately 20 different tax rates that may apply to contributions, earnings, and withdrawals. They also cover spe…
- The new monetary order, with PIMCO's Tony Crescenzi
Owen Rask talks with PIMCO's Tony Crescenzi about the current global monetary order, fixed-income strategies, and market outlook. They discuss PIMCO's defensive approach, bond market trends, and considerations for Australian investors.
- ATO trust crackdown & managing drawdowns in volatility
This episode of the Australian Retirement Podcast explores market optimism, potential Australian government policy impacts, and the ATO's focus on family trust tax avoidance. Hosts Drew Meredith and James O'Reilly also discuss the role of…
- Making sense of retirement: Super & retirement myths, top tips and Rask’s Retirement Academy
Gemma Mitchell and retirement specialist Tahli discuss practical steps for Australians planning their retirement in their 50s and 60s. They address common myths, the importance of lifestyle planning, and how to effectively manage superannu…
- The best opportunity in 20 years? PIMCO's Rob Mead on bond investing, timing & market conditions
Owen Rask interviews PIMCO portfolio manager Rob Mead about the fundamentals of bond and fixed income investing. The discussion covers market timing, understanding yield curves, and the current landscape for bond investors.
- Why global REITs may be the most overlooked opportunity with Chris Bedingfield
Owen Rask discusses global REITs and real estate investment with Chris Bedingfield of Quay Global Investors. The episode covers the differences between global and Australian REITs, valuation metrics, and identifying market opportunities.
- Breaking down the Division 296 super tax changes
Drew Meredith and James O'Reilly discuss the government's amendments to the proposed Division 296 superannuation tax legislation, including the removal of tax on unrealised capital gains. They cover the new $10 million threshold, indexatio…
- David Gardner, 6 traits to beat the market, rule breakers & legacy
Host Owen Rask interviews The Motley Fool co-founder David Gardner about growth investing strategies. They discuss the six traits of rule-breaker companies, the "lose to win" philosophy, and the role of consciousness and purpose in long-te…
- Halloween Special: Finance horror stories from the frontlines
In this Halloween special, hosts Drew Meredith and James O'Reilly share real-world financial horror stories and mistakes observed in retirement planning. The episode also discusses the Federal Reserve's rate-cutting cycle and the volatilit…
- $1.2 BILLION super scandal: Are your funds safe?
Drew Meredith and James O'Reilly discuss the collapse of the Shield Master Fund and First Guardian, exploring the causes of the $1.2 billion scandal. They also examine the impact on investors, ASIC investigations, and the role of the Consu…
- 1st birthday special: Lessons, markets & your questions
In this first birthday episode, Drew Meredith and James O’Reilly reflect on a year of episodes, market trends, and listener questions. They discuss topics including Div 296, the AI boom, and the impact of age gaps on Age Pension eligibilit…
- How to retire on $3,000 per week - the property playbook
Host Gemma Mitchell interviews property investment adviser Ben Kingsley about strategies for retirement planning through property investment as outlined in his latest book, How to Retire on $3,000 a Week.
- Bec Wilson & why retirement isn’t the end goal
In this episode of the Australian Retirement Podcast, host Drew Meredith interviews author Bec Wilson about her book, Prime Time, and her 27 lessons for navigating life after retirement. They discuss the importance of lifestyle planning al…
- Bank hybrids are dead: here's where to invest next
Owen Rask and Kanish Chugh of PIMCO discuss the phase-out of bank hybrid securities and alternative income strategies for retirees. They examine the outlook for fixed income, bonds, and private credit in a falling interest rate environment.
- From estates to guarantors: Helping the next generation
Drew Meredith and James O’Reilly discuss the financial and estate planning implications of helping children buy a home, including gifting cash and becoming a guarantor. The episode also addresses retirement planning, tax considerations for…
- What do bond fund managers actually do? With Aaditya Thakur from PIMCO
Owen Rask interviews Aaditya Thakur from PIMCO to explore the daily responsibilities of a bond fund manager and the role of macroeconomic forecasting in fixed income. The discussion also covers PIMCO’s investment processes and the importan…
- Age Pension Changes, Dixon Collapse and Choosing an Adviser
Drew Meredith and James O’Reilly discuss recent Age Pension updates, the collapse of Dixon Advisory, and the implications for selecting a financial adviser. They examine how changes to deeming rules, government inquiries, and marketing tac…
- How to boost your Age Pension: top Centrelink strategies
In this episode of the Australian Retirement Podcast, James O'Reilly consults with Justin Bott from Services Australia to discuss strategies for optimizing the Age Pension. They cover topics such as exempt assets, gifting rules, the work b…
- Age Pension - eligibility, applications, exemptions and gifting
In this episode of the Australian Retirement Podcast, James O'Reilly from Northeast Wealth and Justin Bott from Services Australia discuss the Age Pension. They cover eligibility, income and assets tests, home exemptions, and gifting rules.
- Do you need financial advice + AustralianSuper performance analysis
In this episode of the Australian Retirement Podcast, Drew Meredith and James O'Reilly discuss the need for financial advice through a case study, explore catch-up concessional contributions, and compare AustralianSuper's performance again…
- Super scams & secret fees: First guardian case + cost analysis
Hosts Drew Meredith and James O'Reilly discuss the First Guardian superannuation collapse and the potential loss of funds by a listener. Their Boomer Briefing further examines transaction fees, platform strategies, and when to retire from…
- The money reset you need before you retire
James O'Reilly and Gemma Mitchell discuss the financial and psychological aspects of preparing for retirement. They cover strategies for managing life transitions, adjusting non-negotiables, and making informed financial decisions to appro…
- Why active fixed income may beat passive: Kanish Chugh (PIMCO) [Part 1/2]
In this episode of the Australian Retirement Podcast, Owen Rask and Kanish Chugh of PIMCO discuss the potential advantages of active fixed income strategies over passive bond ETFs. They explore how active managers handle volatility, risk,…
- Death & taxes: What happens to your family trust when you die? (+ NVIDIA $4T!)
In this episode of the Australian Retirement Podcast, Drew Meredith and James O'Reilly discuss investing through bucket companies, estate planning involving trusts and companies, and investment strategies for children's education and retir…
- How important is money when it comes to retirement happiness?
James O’Reilly interviews Challenger’s Chief Executive, Mandy Manniz, about a major study on happiness for Australians aged over 60. The episode explores the drivers of retirement happiness, including the role of financial confidence, phys…
- Super splitting, don’t mention crypto, retirement forecasts
Drew Meredith and James O'Reilly discuss super splitting strategies, the relationship between financial advice and cryptocurrency, and methods for modeling retirement spending in this episode of the Australian Retirement Podcast.
- Managing expensive insurance cover, why long-term thinking always wins, making sure kids pay no tax on your super death benefit
In this episode of the Australian Retirement Podcast, hosts Drew Meredith and James O'Reilly discuss long-term planning for pre-retirees, managing high insurance premiums, and the cashout-and-recontribution strategy to potentially reduce t…
- Should I give my money to the kids? Where are we at with the $3M super tax?
Drew Meredith and James O'Reilly discuss financial advice timing, the ASIC review of industry funds, the $3M super tax (Div296), gifting money in retirement, and considerations regarding AustralianSuper tax deductions.