Ask About Wealth
Business & Finance
About
Ireland’s Financial Guide For High Earners. Subscribe to the Ask About Wealth podcast to stay up to date on what matters when it comes to turning your income into wealth and navigating the Irish financial system. Hosted on Acast. See acast.com/privacy for more information.
Episodes
- How Much You Need To Retire Early
This episode of Ask About Wealth discusses how to plan for early retirement. It focuses on five key questions to help determine a personal retirement target.
- The 5 Biggest Tax Mistakes Irish High Earners Make (And How to Fix Them)
This episode of Ask About Wealth discusses the five biggest tax mistakes made by Irish high earners and provides solutions for each. Topics include pensions, mortgages, investing, tax planning, and estate planning.
- The Irish Mortgage Market: What Buyers, Switchers and Investors Need to Know
This episode of the Ask About Wealth Podcast examines the current Irish mortgage market for buyers, switchers, and investors. Topics include market access through brokers, application differences for various employment statuses, hidden cos…
- Get the Best Property For Your Money: The Complete 8-Step Guide
This episode of Ask About Wealth provides an eight-step checklist designed to help Irish property buyers make informed decisions and optimize their mortgage process for long-term wealth. The host outlines steps that can help buyers save mo…
- Borrowing Money Against Your Assets
Paul and Shane O' Neill from Swissquote discuss the impact of custody fees on wealth, the importance of transparent trading fees, and the use of Lombard loans to access cash from portfolios without triggering tax liabilities.
- Trust Funds Are Not Just For The Rich and Famous
This episode of Ask About Wealth explains trust funds, distinguishing between fixed and discretionary trusts, and discussing will trusts. It covers benefits like protecting beneficiaries and tax planning, alongside potential tax traps and…
- How to Get a Better Return on Your Savings
Paul is joined by Eoghan O’Hara, Country Head for Raisin Ireland, to discuss the reasons behind low interest rates on Irish household deposits and the benefits of EU-wide deposit guarantee protection.
- How to Stop the Irish State Taking 33% Inheritance Tax
This episode of Ask About Wealth examines inheritance tax in Ireland, exploring how it affects family estates and why proactive planning is necessary. The discussion covers strategies such as lifetime gifting, trusts, family partnerships,…
- Irish Property in 2026: What Buyers, Sellers, and Investors Need to Know
Paul is joined by Ray Cooke, CEO of Ray Cooke Auctioneers, to discuss the Irish property market in 2026. They examine supply and demand, the impact of landlords leaving the market, and considerations for residential and commercial property…
- Legal Pitfalls in Business and Succession
In this episode of the Ask About Wealth podcast, solicitor Graham Hanlon explores legal considerations in financial planning, including probate law, prenuptial agreements, and business agreements.
- 8 Things to Do Before 2026 to Reduce Taxes
This episode details 8 tax reduction strategies business owners and individuals can implement before the end of 2025. Key actions discussed include managing company profits, utilizing tax credits, maximizing pension contributions, and unde…
- The Future of Irish Pensions: Auto-Enrolment, Property & PRSAs
This episode features Aidan McLoughlin discussing upcoming changes to Irish pensions, such as auto-enrolment and PRSAs. It covers a recent change restricting pension transfers after the normal retirement age and emphasizes the importance o…
- Avoiding Inheritance and Succession Pitfalls in Ireland
In this episode of Ask About Wealth, Jacquelyn Dunne, a solicitor and creator of The Journey, discusses the importance of having a will, explains intestacy laws, and outlines the consequences of inadequate succession planning.
- The Future of the Irish Property Market
Gavin J Gallagher returns to the Ask About Wealth Podcast to discuss upcoming changes in the Irish property market. Topics include the Rent Pressure Zone system, landlord difficulties, and new regulations impacting property investments.
- Is Early Retirement Possible With FIRE?
Michael Houghton, a figure in the FIRE movement, shares his journey to financial independence via strategic saving, investing, and property. He covers overcoming initial struggles, avoiding lifestyle inflation, and balancing financial goal…
- Get Your Tax Back By Investing In EIIS
This episode of Ask About Wealth discusses the Employment Investment Incentive Scheme (EIIS), detailing the associated tax breaks, varying relief rates, and the process of investing in EIIS funds. It offers key information for investors co…
- Budget 2026 - New Tax Rules, New Opportunities
This episode of the Ask About Wealth Podcast analyzes the 2026 budget, focusing on tax implications for high earners and business owners. It covers income tax, entrepreneurial relief, R&D allowances, deemed disposal rates, EV benefits, and…
- The BIGGEST Budget Mistakes Ireland Ever Made
This episode reviews Ireland's top three historical budget mistakes and successes, examining their economic impact and ongoing opportunities. It provides insights into lessons learned for future budget considerations.
- How to Legally Avoid Inheritance Tax in Ireland
This episode of Ask About Wealth explores Ireland's inheritance and gift tax, explaining its perceived unfairness due to stagnant thresholds and high rates. It details nine legal strategies for minimization, including specific reliefs and…
- The Ultimate Roadmap for High Income Earners
This episode of Ask About Wealth provides a roadmap for high-income earners in Ireland, focusing on strategies to convert income into sustainable wealth. It offers practical guidance tailored to individual financial circumstances.
- How to Start an Irish Property Portfolio
This episode discusses starting an Irish property portfolio, highlighting its historical role in wealth creation. It analyzes recent data on property values and rental yields, covering investment costs, financing options, tax implications,…
- The 3 Tax Savings Your Accountant Didn't Tell You About
This episode of Ask About Wealth discusses three powerful, legal tax-saving strategies that accountants may not disclose, which could significantly lower taxes for Irish business owners and high earners. Many Irish taxpayers miss out on su…
- Using Capital Allowances to Pay Less Tax
This episode of Ask About Wealth features Philip O’Connor, a specialist in capital allowances. He explains how Irish taxpayers, including property investors and business owners, often miss out on legitimate tax relief due to a lack of awar…
- Should You Pay Off Your Mortgage Early or Invest The Money?
This episode of Ask About Wealth discusses whether to pay off your mortgage early or invest the money, examining the financial and emotional pros and cons using real-life examples and calculations.
- How to F.I.R.E - Financial Independence Retire Early
In this episode of Ask About Wealth, Paul explains the Financial Independence, Retire Early (FIRE) movement. He covers how to calculate your freedom number, the impact of taxes and fees, and strategies to achieve financial freedom, address…
- Succession Planning - Inheritance Tax, Trusts & Wills
Paul and Andrea McNamara discuss common inheritance planning issues in Ireland, including outdated wills, tax implications, challenging wills, and the use of trusts and family partnerships for legacy planning. High-net-worth families may r…
- Lessons From Budapest: The Truth About Financial Advice
This episode of Ask About Wealth uses a story from Budapest to expose how biased financial information leads to poor decisions. It explains how to identify independent advice and shares a rule followed by Ireland's wealthy.
- Tax-Efficient Pension Strategies for High Earners
This episode features Paul and Aidan McLoughlin discussing advanced pension strategies for high earners. They explore how pensions can be utilized for wealth accumulation, tax sheltering, property investment, and legacy planning, including…
- How Private Equity Investing Really Works
Paul interviews private equity expert Kevin MacSweeny on how entrepreneurs can utilize private equity to release equity, unlock value, and scale their businesses without losing control. Key topics include de-risking, working on vs. in the…
- Tax Efficient Business Structures
This episode discusses the pros and cons of Sole Trader, Partnership, and Limited Company business structures in Ireland. It covers tax efficiency, asset protection, and wealth creation potential for each, helping business owners make info…
- How to Survive & Thrive in a Market Crash
This episode of Ask About Wealth discusses how to navigate market crashes. Paul explains why investors often panic at the wrong times and how to remain rational and profitable, covering topics like the impact of selling, pension exposure,…
- Investing Your Way to Financial Freedom
Paul explains the core and satellite investment approach on Ask About Wealth, detailing how to align objectives with assets and avoid common pitfalls like drawing income from growth investments. The episode focuses on matching asset classe…
- Changing Tax Residency to Reduce Taxes & Build Wealth
This episode of Ask About Wealth features international tax strategist Peter Ferrigno discussing tax residency and citizenship by investment. They cover the importance of residency planning, the workings of
- Investing in Property with Gavin J. Gallagher
Gavin J. Gallagher shares his experience of rebuilding wealth after debt through property investment, detailing mindset traps, managing key investor forces, and proper due diligence. The episode covers leveraging and structuring investment…
- The 7 Deadly Costs of Borrowing to Create Wealth
This episode of Ask About Wealth discusses whether borrowing money to create wealth is advisable. It details the various costs associated with borrowing, such as APR, fees, insurance, taxes, and the time value of money, stressing the need…
- Aviation to Entrepreneurship: Crèches, Takeaways, Gyms and More with Ken O' Malley
Ken O'Malley shares his entrepreneurial journey from aviation, detailing early ventures in crèches and takeaways and emphasizing financial literacy. He highlights lessons from aircraft leasing and the value of expert advice.
- From Teacher to Business Owner: Building a Life You Don’t Want to Retire From
Brian Keane discusses his entrepreneurial journey on the Ask About Wealth Podcast, detailing his transition from teaching to founding Brian Keane Fitness. He covers mindset, monetizing a personal brand, and the difference between time and…
- Tax Savings for Irish Business Owners
This episode of Ask About Wealth covers tax planning for business owners, detailing short-term, long-term, and complex tax savings strategies relevant to Irish business owners. The discussion aims to help high earners preserve and grow the…
- Building a €5M soap business
John Larkin, founder of The Black Stuff, details his entrepreneurial path from professional poker to scaling a handmade soap business. The episode covers the business's origin during lockdown, the importance of branding and repeat customer…
- How to Reduce Your Tax in Ireland
This episode of Ask About Wealth discusses Ireland's high-tax environment and strategies for legally minimizing your tax burden, including understanding tax reliefs and incentives.
- Buying a House in Ireland in 2025
This episode of Ask About Wealth discusses buying a house in Ireland in 2025, covering mortgage market shifts, interest rates, property supply, and new financial products. Key topics include mortgage approval processes, using rental paymen…
- Tax Reliefs & Grants to Start a Business in Ireland
This episode of Ask About Wealth explores funding options for Irish businesses, detailing tax reliefs such as SURE and EIIS, LEO grants up to €315,000, and various Enterprise Ireland programs like New Frontiers.
- How to Pay Less Inheritance Tax in Ireland
This episode of the Ask About Wealth podcast covers inheritance tax planning in Ireland. It explores strategies to minimise tax liabilities and avoid family conflicts, such as using allowances, exemptions, insurance, and proper legal plann…
- Mortgage Masterclass: Save More, Borrow Smarter, Build Wealth
This episode of Ask About Wealth focuses on mortgage essentials, including strategies for saving money on interest, borrowing smarter through negotiation, leveraging home equity, and the importance of regular mortgage reviews and choosing…
- Elite Sport to Business Success: Philly McMahon’s Playbook for Entrepreneurship
This episode features Philly McMahon, discussing the mindset, discipline, and strategy behind his transition from elite sports to business success. He shares insights on using structure, applying high-performance traits to business, scalin…
- The 4 Biggest Financial Planning Mistakes and How to Fix Them
This episode of Ask About Wealth discusses the four major financial planning errors commonly made by high-income individuals. It explains why these mistakes often prevent people from reaching financial freedom and offers guidance on how to…
- Investing in the Private Markets: An Interview with Elkstone
This episode features an interview with Karl Rogers of Elkstone, discussing private markets and their appeal to high-net-worth investors. Topics include the definition of private markets, family office allocation strategies, and the benefi…
- Choosing The Right Pension For You
This episode of Ask About Wealth discusses choosing the right pension, covering tax-free transfers, risk mitigation for business owners, and investment opportunities in different pension types.
- From Architect to The Sea Sauna: Serial Entrepreneurship with Andrew McAllister
Andrew McAllister, founder of Sea Sauna, shares his entrepreneurial journey from architecture, detailing the financial risks, sacrifices, and challenges involved in building a business. He also touches upon his vision for sustainable devel…
- Tax Free Investing in Ireland with EIIS
Episode 15 of Ask About Wealth features Kevin Canning discussing tax-free investing in Ireland using EIIS. The episode covers private vs. public markets, EIS fund benefits like tax relief and risk diversification, strategies for balancing…