Accumulating Wealth

Business & Finance

About

Hosts Hunter Satterfield and Judson Crawford are seasoned CPA's, and long time friends. Together they go in depth on financial topics that are pertinent to business owners, including tax planning, investing, personal financial planning and more. Each season focuses on an over-arching topic, and each episode they dive in——helping you make better decisions for yourself and your business every day. Tune in every week on Tuesdays for a new episode.

Episodes

  • Ep. 290: Apples to Apples: Benchmark Your Growth

    As operating expenses rise, dental practices must keenly understand their financial standing. A guest joins this episode to discuss strategic planning around patient cost consciousness and staff salary trends from the new How Does Your Pra…

  • Ep. 289: IPO Buzz: What to Know

    SpaceX is set to raise $75 billion in its upcoming IPO, nearly tripling the amount of the largest IPO in history. Hunter and Judson explore why timing may be crucial for SpaceX and other tech giants like OpenAI to go public. From regulator…

  • Ep. 288: Wealth Trap Warning

    Lifestyle creep is the silent wealth thief — don't let it catch you off guard. Hunter and Judson break down a study on financial situations across different income brackets and how living paycheck to paycheck often rises with the more inco…

  • Ep. 287: Global Market Shifts

    With international markets up 30% despite ongoing global conflicts, it's a pivotal time to evaluate your investment strategies. In episode 287 of the Accumulating Wealth podcast, the guys are continuing their discussion of how geopolitical…

  • Ep. 286: Small Caps, Big Gains

    Sector rotation is reshaping the investment landscape, with small cap value seeing an impressive 18% rise over six months, while large cap growth lags. A guest joins to discuss the intricacies of market dynamics, recent shifts in sector ro…

  • Ep. 285: Maintaining Growth: Pediatric Trends

    In an industry where fixed costs can rise unexpectedly, understanding your practice's financial health is crucial. Last year, pediatric dental practices saw an 11% rise in collections, proving the industry's resilience. A guest joins this…

  • Ep. 284: Divorce Dynamics for Business Owners

    Navigating divorce isn't just a personal matter — it's a financial and operational turning point. A special guest joins this episode to dive into the complexities of divorce valuations for business owners. From asset division to goodwill a…

  • Ep. 283: AI Fraud, Tax Scams and More

    Tax misinformation can cost you dearly, so how can you stay vigilant? Hunter and Judson dissect the IRS's "Dirty Dozen" tax scams, revealing how scammers operate and how you can protect yourself. From bogus credits to AI-enabled fraud, ste…

  • Ep. 282: Monetary Mechanics

    Increasing business profitability involves more than simply reducing expenses. A guest from Solventum joins this episode to discuss "monetary mechanics," a method that gets to the core of practice profitability. Whether your practice is ex…

  • Ep. 281: The Ortho Competitive Advantage

    The new benchmarking report shows orthodontic practice production is up, staff salaries remain steady and marketing dips slightly. But how do you turn data into action? A guest joins this episode to dive into the latest Orthodontic Practic…

  • Ep. 280: Disinflation, Not Deflation

    COVID left a lasting impact on the dental industry, as the surge in patient demand gave way to slowing growth and rising overhead costs. The answer: focusing back on the basics. A guest joins this episode to break down the complexities of…

  • Ep. 279: March Madness in the Market

    With inflation at its highest since 2023, understanding current economic shifts is crucial. A guest joins to evaluate market expectations, interest rates and the geopolitical factors shaping today's financial landscape. Plus, they offer re…

  • Ep. 278: Viral Finances: Fact or Fiction? (Pt. 2)

    In a world where short videos often oversimplify financial strategies, informed decision-making is as important as ever. The guys are here to critically examine viral social media financial hacks and "quick wins," identify fallacies in inf…

  • Ep. 277: The Power of the All-In Patient

    Practice growth goes beyond simply getting patients in the door. With a special guest joining this episode, the guys delve into the power of the "all-in" patient. Tune in for more on how aligning your team, culture and patient relations ca…

  • Ep. 276: Geopolitical Market Update

    The intricacies of today's volatile markets can make investing feel more risky than rewarding. A guest joins this special release episode to discuss ongoing geopolitical challenges and their impact on market performance. They offer insight…

  • Ep. 275: Building Dental Communities

    In this special episode, Judson and Hunter recap CWA's Annual Meeting in Nashville with a guest. They discuss the networking opportunities of the weekend, fun activities around the city and presentations from keynote speakers. Plus, they l…

  • Ep. 274: Trump Accounts 101

    In an era of evolving financial strategies, the newly introduced Trump Accounts can help you save more for your children. A special guest joins this episode to explain these accounts, including how they can bridge gaps in retirement saving…

  • Ep. 273: Real Talk with Your CPA

    Are you turning to social media for financial advice? Special guests join this episode to share their new video series, aimed to provide quick, digestible and trustworthy financial content for all ages. From mortgages to savings vehicles,…

  • Ep. 272: The Red Zone

    What's fueling the market's current turbulence? Hunter and Judson explore the implications of the new Fed chair appointment, AI developments and geopolitical risks affecting your investments. Tune in to learn how to maintain your composure…

  • Ep. 271: Tax Tips to Start the Year Right

    Tax season is coming! Hunter and Judson offer tax tips to start the year right and avoid last-minute scrambling. From maximizing your 401(k) to navigating 1099 requirements, these tips can help optimize returns and prepare for a smooth tax…

  • Ep. 270: 2026: The Prediction Episode

    The annual predictions episode is back, and while the guys can't predict the unpredictable, they offer their best guesses on what 2026 has in store for AI advancements, Fed rate cuts, the S&P 500 and more. Plus, they discuss sports, movies…

  • Ep. 269: Market Momentum of 2026

    2025 brought us a rollercoaster market and remarkable asset performances. Where do we go from here? A guest joins this episode to revisit last year's market highlights, like the S&P's robust 18% gain and the tech sector's volatile ride, an…

  • Ep. 268: From Complexity to Clarity

    How do you scale a practice efficiently while maintaining top-notch quality? A doctor joins this episode to share how a focus on education, communication and simple but effective systems elevated his practice to the next level. LINKS BioHo…

  • Ep. 267: Viral Finances: Fact or Fiction?

    Are you turning to social media as the source of your financial advice? Hunter and Judson evaluate popular "finfluencer" videos and their oversimplification of complex financial topics, including mortgages, tax strategies and loans. The gu…

  • Ep. 266: 2025 Wrapped: Our Favorites

    What were some of the highlights from 2025? Hunter and Judson reflect and share their favorites of 2025, from books to estate planning, emerging market trends and more. Tune in to hear their year-end recap and what they're looking forward…

  • Ep. 265: Market Movements & Fed Forecasts

    What rate cuts and market movements will 2026 hold? With the last Fed cut of 2025 and new employment data released, Hunter and Judson offer insights into potential market implications, discuss the shift to small-cap stocks and delve into a…

  • Ep. 264: The How Much Episode

    Are you on track with your savings? How much money do you really need? The guys are diving into the necessary amounts for 401(k) savings, life insurance and emergency savings to give you a framework to build your financial plan around. LIN…

  • Ep. 263: 2026 Risks & Rewards

    How does a tennis star's prowess offer surprising parallels to market behavior? The guys are exploring potential global economic risks for the coming year, including industrial renaissance growth, inflation risks and a burst of the AI bubb…

  • Ep. 262: The Hows & Whys of 529s

    Wondering what's the best way to save for college? The answer may be more than simply compound interest. Hunter and Judson are diving into 529 plans, their advantages over traditional savings methods and how the One Big Beautiful Bill Act…

  • Ep. 261: Give, Save, Spend

    It's never too early to start practicing sound financial habits, even if you're still using a piggy bank to store your allowance made entirely of coins. Author Clint Greenleaf joins this episode to share his approach to teaching financial…

  • Ep. 260: RIP Penny, Hello IRS Limits

    The U.S. Mint has nixed the penny, but you can still save more of yours in with the IRS increased savings contribution limits for 401(k)s, IRAs and more. The guys are here to review these new 2026 limits and discuss emerging mortgage trend…

  • Ep. 259: Marry the Project, Date the Rate

    Is now the right time to start on that construction project, given the recent rate cuts? The guys dive into the current lending environment with guests from Live Oak Bank, discussing how SBA loans can be the gateway to expanding your busin…

  • Ep. 258: Take Advantage of the Cut

    The Fed announced a 25-basis-point cut, the second of the year. Where does that leave mortgage refinancing and the likelihood of another cut before year-end? Two guests join this episode to discuss how to take advantage of lower refinancin…

  • Ep. 257: What's Your Safe Withdrawal Rate?

    Planning for retirement doesn't solely rely on the amount of money saved. Safe withdrawal rates and asset classes play a significant role in making your funds last in retirement. A guest joins this episode to discuss calculating your uniqu…

  • Ep. 256: Year-End Tax Playbook

    As year-end approaches, the key to successful tax planning is understanding your financial landscape and taking advantage of the opportunities available. A guest joins this episode to review deferral amounts, utilizing the Augusta Rule, st…

  • Ep. 255: Turning Time Into Wealth

    Ready to boost your tax savings in 2026? Unpack the hot-off-the-press 2026 IRS tax updates, spotlighting new inflation-adjusted standard deductions and tax bracket thresholds to sharpen your planning strategy. Hunter and Judson also take i…

  • Ep. 254: Five Tax Savings Environments

    Should your tax saving strategies stay the same with the new tax law changes? The guys are going back to the basics with the five savings environments, diving into where the best places to put your money are, depending on your unique plan.…

  • Ep. 253: The Sweet Spot for Refinancing

    Debt isn't always bad. With the latest Fed cut, it's tempting to refinance your loans, but is now the right time? The guys are going back to the basics on debt, diving into different loan types, from consolidation to building to home loans…

  • Ep. 252: Rate Cuts, Mortgages, and Market Moves

    The Fed announced the first rate cut of the year, and the guys are analyzing its potential impacts on markets, mortgage rates, and consumer spending. A guest joins this episode to discuss how labor market data, inflation and GDP may influe…

  • Ep. 251: Don't Leave It to the State

    Estate planning isn't exclusively for the ultra-wealthy or those with family heirlooms. For anyone wanting to prepare for their loved ones after they're gone, estate planning is a crucial part of a financial plan. A guest joins this episod…

  • Ep. 250: Hurdles in Hygiene

    An effective hygiene team can make the difference in your practice's profitability and patient relationships. With a busy doctor's schedule, how can you invest in your hygiene team to create a more productive practice overall? Rachel Wall…

  • Ep. 249: Tax Tips and Touchdowns

    Now that several tax-saving opportunities are permanent through the One Big Beautiful Bill, the potential for strategic, proactive planning is greater than ever. The guys walk through the top tax tips, covering QBI, bonus depreciation and…

  • Ep. 248: AI Energy Demand and Market Updates

    As energy demands for AI and data centers skyrocket, the markets are responding accordingly. With many sectors up, what's the likelihood of a cut in the next Fed meeting? A guest joins this episode for the latest on technology investment,…

  • Ep. 247: OBBB Student Loan Changes

    The One Big Beautiful Bill introduced changes to student loans, eliminating the PAYE and SAVE plans in favor of new loan payment plans. A guest joins this episode to review the changes, who qualifies for the new plans and how to balance de…

  • Ep. 246: Market Upturn and Child IRA Accounts

    Are things looking up in the economy after a rough few months? GDP is up and stocks are reporting positively, but just because the economy appears to be strong, it's impossible to know where the stock market will go from here. The guys dis…

  • Ep. 245: The One Big Beautiful Bill Act: A Simplified Summary

    The new One Big Beautiful Bill Act introduced new tax changes, creating significant tax-saving opportunities in both business and personal deductions. The new bill permanently extends many rules of the Tax Cuts and Jobs Act and makes chang…

  • Ep. 244: Personal Growth for Practice Growth

    Finding the right CE course that suits your career stage not only fosters your personal and professional growth but also enhances your practice, patient relations and staff engagement. A guest joins this episode to share how committing to…

  • Ep. 243: Sticking to the Status Quo

    Regret avoidance, loss aversion and cost can all be barriers to making a change in your financial plan. Without change, though, your plan stays stagnant and doesn't take full advantage of all the opportunities available. Is a status quo bi…

  • Ep. 242: Living for the Present

    Instant gratification and decision fatigue lead to choices that are easy and provide immediate benefits, without considering the implications for future gains. A guest joins this episode to examine present bias and how focusing on today ca…

  • Ep. 241: Are Your Investments Too Confident?

    Overconfident investors trade 25% more frequently than their peers, costing them 4% in annual returns. This episode explores the overconfidence bias, discussing how it leads to risky decisions such as under-diversifying investments or disr…