A Little Bit Richer
Business & Finance
About
'A Little Bit Richer' is the podcast that aims to help us all get a grip on our financial futures, brought to you by financial broadcaster and author Iona Bain and Legal & General. Maybe you’ve bought a home or started a family or would like to one day. You’re starting to think ahead a little. Have you thought about how you could be a little bit richer in the future? We can all do with some insight and advice on how best to plan and manage the financial side of life. So that’s what ‘A Little Bit Richer’...
Episodes
- Family Planning - Talking Numbers Not Nappies
This episode of A Little Bit Richer, with hosts Iona Bain and Katie Guild, explores the financial aspects of starting and raising a family, covering topics like parental leave, pension gaps, childcare costs, and budgeting. It aims to provi…
- Under The Bonnet On Car Finance: What You Need To Know
This episode of A Little Bit Richer features Iona Bain and Stuart Masson, founder of The Car Expert. They discuss various car finance options including HP, PCP, and personal loans, explaining the economics of car ownership and potential hi…
- Your Workplace Pension - The Easiest Way To Build Wealth?
This episode of A Little Bit Richer demystifies workplace pensions. Host Iona Bain and Tom Trennery explain contributions, employer top-ups, and tax benefits, highlighting how these pensions can be an easy way to build wealth for the futur…
- What Your Future Self Would Want You to Do Right Now
Host Iona Bain and guest Tolu Frimpong discuss the connection between present financial decisions and long-term wealth. They explore overcoming financial survival mode, the importance of investing early, and how personal identity influence…
- The Secret to Investing Like a Pro
Iona Bain and Emilie Bellet of Vestpod continue their investing special by discussing practical strategies for portfolio building and risk management. They explore the differences between active and passive investing, the importance of div…
- Why Playing It Safe with Money Can Be Risky
In this episode of A Little Bit Richer, host Iona Bain and guest Emilie Bellet discuss the foundations of investing, including the differences between saving and investing and the emotional factors that influence decision-making. They also…
- ISAs Explained: How to Make Your Money Work Harder
Host Iona Bain and Paula Hughes from L&G discuss the function and benefits of ISAs for tax-efficient saving and investing. They explain how different types of ISAs work, the impact of recent budget changes, and how to utilize your ISA allo…
- Financial Survival Tips for The Self-Employed
Host Iona Bain and accountant Krystal McGilvery discuss financial strategies for the self-employed. They cover managing irregular income, cash-flow, saving for retirement, and building a buffer for long-term financial stability.
- What You Need to Know About Divorce, Money and Starting Again
Iona Bain and Jenny Hazan discuss the financial implications of divorce, the concept of a "singles tax," and practical steps for managing personal finances after a separation. The episode explores how to protect your financial future when…
- These Books Will Change How You Think About Money
In this Book Club episode of A Little Bit Richer, host Iona Bain and Sean Philip explore four books—The Psychology of Money, Money Together, Atomic Habits, and The Anxiety Solution—that can change how people think, feel, and behave around…
- Merry Christmas! Make your new year A Little Bit Richer
The A Little Bit Richer podcast is preparing for 2026 episodes and seeks listener input on financial topics and challenges. Resources and video episodes are available on the Legal & General website and YouTube channel.
- A Little Bit Richer Wrapped: 12 Money Tips
This episode of A Little Bit Richer features 12 money tips covering investing, career changes, debt management, pensions, inheritance, and passive income. It includes insights from various guests to help listeners feel financially empowere…
- Life Hacks That Make Saving Easy
In this episode of A Little Bit Richer, host Iona Bain and financial coach Laura Ann Moore discuss practical strategies for making saving money easier and more sustainable. They explore techniques like gamifying savings, habit stacking, an…
- From Side hustles To Childcare. Tax-Free Hacks: Part Two
In part two of this tax special, host Iona Bain and accountant Tim Paul discuss tax-efficient strategies for side hustles, rental income, tax-free childcare, and ISAs. They cover HMRC rules, allowances, and pension contributions to help li…
- Get More From Your Salary: Navigating Tax. Part One
Host Iona Bain and accountant Tim Paul discuss how to reduce your tax bill using salary sacrifice and pension contributions, helping you keep more of your earnings.
- The Easy Explainer on Combining Your Pension Savings
This episode discusses the ease and benefits of combining multiple pension pots, featuring host Iona Bain and guest Mike Crossley. They cover how pension transfers work, potential long-term advantages, and safeguards for savers, aiming to…
- Fix, Track or Switch? Your Guide to Remortgaging
Host Iona Bain and guest Sarah Tucker discuss remortgaging, explaining its meaning and importance in the current market. They cover the pros and cons of fixing versus tracking rates and offer practical tips to avoid common mistakes.
- The Secret Economy No One Wants To Admit To, with Dr Eliza Filby
Host Iona Bain speaks with generational expert Dr. Eliza Filby about the 'inheritocracy,' where parental financial support significantly impacts education, housing, and relationships for younger generations. The episode discusses the great…
- Property or Pensions - What’s The Priority?
This episode features Iona Bain and Claer Barrett discussing whether buying property or investing in a pension provides a stronger financial future for millennials and Gen Z. They cover topics like home ownership, retirement planning, mort…
- Your Ultimate Guide to Buying a Home
This episode features mortgage expert Sarah Tucker discussing the home buying process, covering typical costs, potential challenges, and the emotional journey for buyers.
- Your Neurodivergent Guide to Money
This episode features host Iona Bain and expert Krystle McGilvery discussing the intersection of neurodivergence and personal finance. They cover challenges related to ADHD and dyslexia, such as budgeting and impulsive spending, and explor…
- Workplace Pensions: Changes and Why It Matters
Host Iona Bain speaks with Paula Llewellyn, CEO of DC and workplace savings at L&G, about recent changes to workplace pensions. They discuss reforms aimed at simplifying pensions and potentially increasing investment in UK companies, and P…
- Can Money Make or Break Your Relationship?
Host Iona Bain and financial adviser Bola Sol discuss how couples can manage finances together, covering topics like combining accounts, maintaining independence, and creating a joint money plan. The episode offers practical advice for rel…
- Money on Tap: Why Easier Isn’t Always Better
This episode of A Little Bit Richer features Iona Bain and Emmanuel Asuquo discussing the shift between digital and cash payments. They delve into the psychological effects of contactless spending, the reasons behind the resurgence of cash…
- A Matter of Life and Debt
In this episode of A Little Bit Richer, host Iona Bain and Financial Times Consumer Editor Claer Barrett discuss the realities of debt for young people in the UK. They cover student loans, credit cards, buy now pay later, credit scores, an…
- Investing Portfolios: Start Small, Think Big
Host Iona Bain and financial adviser Rotimi Merriman Johnson discuss the foundations of investing, covering platforms, index funds, stocks, and tax-efficient accounts like ISAs and SIPPs. The episode offers practical, jargon-free advice on…
- Manifesting Your Dream Lifestyle? How To Plan To Afford It
Host Iona Bain and financial adviser Bola Sol discuss how to plan and budget for your dream lifestyle. They cover building money habits, managing setbacks, and achieving long-term financial wellbeing.
- Why You Need To Forget The Career Ladder
This episode features host Iona Bain and Helen Tupper, co-founder of Amazing If, discussing the concept of the "squiggly career". They explore how to find satisfaction and purpose by rethinking promotions, building confidence, and creating…
- The Psychology Behind Your Spending
Host Iona Bain and financial psychotherapist Vicky Reynal discuss the psychology of spending habits, exploring how emotions, childhood experiences, and external factors influence our relationship with money.
- Creating Extra Income. Tips on Side Hustles.
This episode of A Little Bit Richer explores side hustles with financial advisor Emmanuel Asuquo and host Iona Bain. They cover potential offerings, tax implications, and business generation ideas, discussing strategies to balance side hus…
- Working Less and Living More
Joe Ryle from the Four Day Week Foundation discusses how changing work patterns post-pandemic can improve work culture, productivity, and reduce burnout. The episode explores technology's impact on boundaries and offers advice on advocatin…
- Home Improvements on a Budget
Iona Bain discusses budget home improvements with Paula Higgins from the HomeOwners Alliance, covering renovation choices, value-adding projects, budgeting, and managing tradespeople for homeowners and renters.
- The Power of Your Pension
This episode of A Little Bit Richer discusses how pension funds can be invested in social projects, including affordable housing and health technology, potentially benefiting communities and providing financial returns. Host Iona Bain talk…
- Managing Money as a Millennial: Welcome Iona
Host Iona Bain discusses her personal finance journey and millennial money challenges with expert Kim Brown, covering topics from property ownership to saving for the future.
- There’s a new sound to A Little Bit Richer
A Little Bit Richer is launching a new series focused on smart money choices, featuring Iona Bain. The podcast is also available to watch on YouTube with additional content on TikTok and Instagram.
- Moving In and Break Ups. Good To Know!
Host Kia Commodore and family lawyer Yasmin Khan-Gunns discuss crucial considerations before cohabitation, covering financial aspects, legal agreements, and managing separations.
- Financial Fitness for 2025
In the 'Financial Fitness for 2025' episode of A Little Bit Richer, host Kia Commodore talks with Sean Philip from Legal & General. They offer tips on enhancing personal finances for the long term, including savings strategies, emergency f…
- Top Tips To Help Make You A Little Bit Richer
Kia Commodore reviews ten top financial tips from the "A Little Bit Richer" podcast series. The episode covers topics like financial discipline, investing, debt management, and retirement planning, offering actionable advice for listeners.
- How To Improve Your Credit Score
In this episode of A Little Bit Richer, host Kia Commodore and John Webb from Experian discuss credit reports and scores. They explain how scores are calculated, factors that impact them, how to improve your score, and address common myths…
- Upskill Your Career
Host Kia Commodore and Sarah Evans discuss lifelong learning, the value of qualifications versus experience, and strategies for career upskilling, even with a busy schedule. The episode offers insights for a UK audience.
- Is Money Making You Happy?
This episode explores the link between money and wellbeing, discussing how childhood experiences shape financial habits. Financial coach Clare Seal and host Kia Commodore delve into managing finances and maintaining self-worth independent…
- The Cost of ‘I Do’
Author Ellie Austin-Williams discusses wedding costs and budgeting strategies with host Kia Commodore on A Little Bit Richer. The episode offers tips to help couples reduce financial stress and plan their dream wedding.
- Investment Choices For Your Pension Savings
This episode of A Little Bit Richer discusses investment choices for pension savings, exploring where money can be invested and options for greater involvement. Jesal Mistry from Legal & General discusses types of organizations pensions ar…
- Balancing Babies & Budgets - The Cost of Parenthood
Host Kia Commodore talks with financial educator Charlotte Jessop about managing finances for parenthood. They cover priorities, career, childcare, and financial planning for families.
- Pensions - Exercising Control and Risk!
Host Kia Commodore and Michael Porter from Legal & General discuss workplace pension investments, active vs. passive funds, diversification, and investment risk. The episode offers financial guidance for a UK audience, emphasizing general…
- Top Tips To Trim Your Spending
Financial educator Charlotte Jessop discusses effective strategies for reducing daily expenses, establishing good budgeting habits, and managing situations of overspending. The episode emphasizes that both minor and major cutbacks contribu…
- Demystifying Financial Advisers
This episode features Orann Coyle, a wealth planner, who joins host Kia Commodore to demystify financial advice. They discuss the role of financial advisers, distinguishing between advice and guidance, optimal times to seek advice, and str…
- Top Tips To Land Your Dream Job
Khalifa Mustapha, working in recruitment at Legal & General, offers practical job-hunting advice to host Kia Commodore. The episode covers finding roles, applications, interview preparation, and salary negotiations, providing insights from…
- Paws For Thought - The Cost of Pets
Ben Simpson-Vernon, known as Ben the Vet, joins Kia Commodore on 'A Little Bit Richer' to discuss the financial aspects of pet ownership. They cover choosing the right pet, potential costs, and managing expenses for a UK audience.
- Live For Today, Plan For Tomorrow
Host Kia Commodore discusses research on younger UK individuals delaying life events like homeownership and marriage, impacting financial decisions such as life insurance and pension savings. Featuring guest Koren Byrne from Legal & Genera…